Principally owned by Darren Munn, CFA, Atlantis Wealth Advisors LLC (“AWA”) has been in business since November 2013. AWA is affiliated with Camelot Portfolios LLC, Camelot Event Driven Advisors, LLC, and Munn Wealth Management, LLC, all registered investment advisers. AWA is an Ohio limited liability company with its principal office in Maumee, Ohio, but maintains regional offices throughout the United States. AWA provides financial planning and asset management services. Depending upon the individual professional or investment team working with the client, AWA may also provide assistance with household finances, debt management or other matters. We provide these advisory services through numerous investment teams, each of which with their own advisory focus, driven primarily by the types of clients they service. Each investment team that comprises AWA may also use a trade name followed by the wording “a d/b/a of Atlantis Wealth Advisors LLC” or preceded by the wording “Atlantis Wealth Advisors LLC is doing business as”. Financial Planning, Assistance and Education In most cases, the client will supply an AWA representative with information including income, investments, savings, insurance, age and many other items that are helpful to the firm in assessing financial goals. The information is typically provided during personal interviews and supplemented with written information. Once the information is received, we will discuss your financial needs and goals with you, and compare your current financial situation with the goals you state. Once these are compared, we will create a financial and/or investment plan to help you meet your goals, and work with you to educate you about household finances and investments. In some cases, upon request, we will assist in the management of finances, though no AWA representative will take responsibility for actual payment of client’s personal bills. The plan is intended to be a suggested blueprint of how to meet your goals. Not every plan will be the same for every client. Each one is specific to the client who requested it. Because the plan is based on information supplied by you, it is very important that you accurately and completely communicate to us the information we need. Also, your circumstances and needs may change as your engagement with us progresses. It is very important that you continually update us with any changes so that if the updates require changes to your plan, we can make those changes. Otherwise, your plan may no longer be accurate. Asset Management Asset management services involve the rendering of advice to clients regarding the purchase and sale of securities in the client’s account. AWA does not have a specified minimum account size. Some clients who wish to access multiple asset management styles, specifically third party managers, may be required to have an account minimum. Asset management services may be provided on either a “discretionary” or “non-discretionary” basis. When AWA is engaged to provide asset management services on a discretionary basis, AWA will monitor the accounts to ensure that they are meeting the client’s asset allocation requirements. If any changes are needed, AWA will make the changes. These changes may involve selling a security or group of investments and buying others or keeping the proceeds in cash. Clients may at any time place restrictions on the way their account is managed. For example, a client may restrict the types of investments AWA may use in the client’s account, or the allocations to a security type. Clients engaging AWA on a discretionary basis will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts). The Limited Power of Attorney is found in the custodial account opening documents. When a client engages AWA to provide investment management services on a non-discretionary basis, we monitor the accounts in the same way as for discretionary services. The difference is that changes to the account will not be made until AWA has confirmed with the client (either verbally or in writing) that the proposed change is acceptable to the client. When clients engage AWA to provide asset management services, the client and AWA will execute an Investment Management Agreement that describes the services to be provided, the fees for the service, other expenses related to the provision of the investment management services, and how to terminate the agreement. Financial Consulting AWA may provide financial consulting services (including investment and non-investment related matters, including estate planning, retirement planning, tax planning, etc.). Prior to engaging AWA to provide planning or consulting services, clients are generally required to enter into a written agreement with AWA setting forth the terms and conditions of the engagement (including termination), describing the scope of the services to be provided, and the portion of the fee that is due from the client prior to AWA commencing services. Atlantis Wealth Advisors Teams Advisor Team Name Team Leader Advisory Focus Horner Investment Group Richard Horner Wealth Management, Financial Planning, Medicare Planning Todd Rhine Todd Rhine Financial Planning, Heritage Planning, Wealth Management Yoseph Financial Kabeer Gbaja-Biamila Wealth Management, Financial Planning Sower Wealth Group Steve Zerbarini Wealth Management, Financial Planning Charitable Giving Options Charitable Pooled Trust (aka Pooled Income Fund) In making their financial and estate plans, some affluent individuals choose to utilize a structure involving a charitable remainder trust (frequently referred to as a “CRT”). The basic concept of these trusts is that the individual creating them can (and must) take certain distributions of income from the CRT, but the remainder (what is left after the person who created the trust dies) is donated to a predetermined charity. Because these CRTs require legal documents related to formation, ongoing administration and tax preparation, forming a CRT can be too expensive for some individuals and families. The Charitable Pooled Trust is an example of one attempt to make the benefits of a CRT available to more people. The Pooled Income Fund, which is also referred to as a Charitable Pooled Trust (“CPT”) works in much the same way as a CRT: the client gives cash or assets to the CPT. The assets of the CPT are managed to generate income for those giving the assets,

and remainders are donated to predetermined charities. What is different is the pooled nature of a CPT. In a CPT, the assets of a number of grantors are pooled into one trust. That trust is in turn managed to generate income to the grantors, with the eventual remainder donated to charity. Camelot Portfolios has an arrangement with The Waterstone Foundation (waterstone.org) and the Community Alliance Foundation. For clients choosing to use a CPT, assets will be transferred to Waterstone. From there, they will be designated as part of a specific group of assets among a number of options. Each group, or “pool” is intended to be managed by a professional money manager. Camelot Portfolios is the manager of “Pool C”, but there are other pools. Income generated from the pools is distributed to the grantors related to each pool in proportion to the amount of assets they contributed. Upon the death of a contributor, the assets they contributed, plus any appreciation since the date of contribution, are donated to the designated charity. Because Camelot is the manager of Pool C, Camelot Portfolios receives a fee for managing the assets in Pool C. Accordingly, there is a material conflict of interest when AWA recommends that a client use Waterstone’s CPT, in that Camelot will earn a fee for managing the assets in Pool C, but will not earn a fee to manage the assets in another CPT the client may choose. This conflict extends to AWA, because of the common ownership between Camelot and AWA. We attempt to mitigate this conflict by disclosing it to clients, encouraging our clients to investigate Waterstone Foundation and the concept of CPTs on their own, and reminding our associated persons of their ongoing fiduciary obligations, which means placing client interests ahead of their own. Camelot Philanthropist Program The Camelot Philanthropist Program involves increasing the amount of fees paid to the investment manager. The difference between the agreed upon fee and the actual fee charged is donated to a 501(c)(3) nonprofit organization that has agreed to handle the distribution of the differential between management fees and the amount paid to Camelot as a donation to the nonprofit beneficiaries specified by the clients. For example, a client whose overall fee (including their fee to their non-Camelot Portfolios advisor, which in the case of an AWA client, is the AWA representative with whom they are engaged) was 1.50% per annum could elect to increase the amount debited to 2.00% per annum. The client would then have the full 2.00% per annum debited from their account, but the incremental 50 basis points would be given by Camelot Portfolios to a charitable foundation. Camelot has worked with the National Christian Foundation, and has also begun working with the Effective Give. The National Christian Foundation has offices across the United States, and considers its mission to “mobilize resources by inspiring biblical generosity.” Donations to the National Christian Foundation are intended to be ultimately delivered to charities whose mission is in keeping with the stated intentions of the donor. Effective Give was created by Matthew Moses, a Camelot leadership team member. Effective Give fills a need left open by the NCF program: Effective Give allows smaller donations and clients to choose a specific charity. The Effective Give screens charities whose missions match the donor/client’s stated purpose in the areas of saving lives, fighting poverty, and saving souls, in an effort to ensure the most value is realized for each dollar donated. In some instances, the client/donor chooses a specific charity. Clients choosing a specific charity should realize that their charity is their choice, and therefore not screened by either the foundation in question or Camelot. While there is never a guarantee that even with screening and diligence a charity will always maximize its potential, do good works, or lack malfeasance in their administrative efforts, we believe donating to a charity without screening or diligence increases the chances that a charity will not have a positive impact, or at least that its impact will be less than one that has been screened. Donations through the Camelot Philanthropist Program (whether the National Christian Foundation or Effective Give) are intended to be ultimately delivered to charities whose mission is in keeping with the donor’s chosen focus. For example, one such possible focus is Fight Poverty. The charities which receive the donations from the respective foundation may not be identical to any that are specifically mentioned as past recipients or others specifically mentioned in any explanatory materials provided to clients at the time the decision is made to participate in the program. This is because ultimately, the foundation has control over the precise recipients for each of their donations. Accordingly, there is no guarantee that any specific charity, even one named in previous donations, will receive donations through the Program. The exception to this is Effective Give, which allows clients to designate a specific charity. While we recognize that utilizing Effective Give for donor advised funds may present a conflict of interest, clients should be advised that neither Mr. Moses nor any other person or entity affiliated with Camelot receives any compensation related to the administration of Effective Give or the management of Effective Give assets. Clients should be aware that like many other foundations, the foundations utilized for the Camelot Philanthropist Program have their own administrative costs. Accordingly, the full amount of a donation does not necessarily go directly to the specific charity named. A setup fee or other reduction in the amount donated will be charged. The amount of this fee will vary according to the foundation in question. As of the date of this brochure, NCF, for example, charges a fee of 1.00%. Effective Give has a 10% fee, but only if the client chooses their own charity. There is no fee for donations intended for other options. If clients have any questions related to how a foundation’s administrative costs are handled, please feel free to contact your Camelot representative or the foundation directly. While some clients are still participants, the Camelot Philanthropist Program is no longer available to new clients. Assets Under Management AWA has approximately $141.4 Million in assets under management in 805 accounts.