A. Firm Information The Patten Group, Inc. (“TPG” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor is organized as a corporation under the laws of the State of Tennessee. TPG was founded in March 2014 and is owned and operated by Ashlee B. Patten (Chief Executive Officer). This Disclosure Brochure provides information regarding the qualifications, business practices and the advisory services provided by TPG. B. Advisory Services Offered TPG provides investment advisory services to individuals, high net worth individuals, families, trusts, estates, retirement plans, endowments, foundations, charitable organizations, corporations and small businesses (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, which means the Advisor has a fundamental obligation to act and to provide investment advice in the best interests of Clients. As a fiduciary the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. TPG’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding our Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Wealth Management Services TPG provides Clients with customized wealth advisory solutions and tailors its advisory services to the individual needs of the Client based on the goals, risk and return objectives, size and complexity of the Client’s financial situation. As part of the Advisor’s comprehensive wealth management solutions, the Advisor may provide financial planning services in addition to investment management services. Investment Management Services – TPG provides customized investment advisory solutions to its Clients either as a component of wealth management or pursuant to a stand-alone investment management agreement. Typically, Clients engage TPG for investment management services on a discretionary basis. Discretionary management is a form of investment management where decisions to buy and/or sell securities in a Client’s portfolio are made without Client consent for each transaction. On a limited basis, the Advisor may accept investment management relationships on a non-discretionary basis. TPG seeks to ensure that client portfolios are managed in a manner consistent with their respective investment profiles. TPG consults with the Client at first signing of the investment management agreement during the initial onboarding process as well as on a continuous basis to determine the Client’s specific risk tolerance, time horizon, liquidity constraints and other qualitative factors relevant to the management of the Client’s portfolio. Clients are advised to promptly notify the Advisor if there are any changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their account[s] if TPG determines, in its sole discretion, the conditions would not materially affect the performance of a management strategy or prove overly burdensome to the Advisor’s management efforts. TPG typically constructs investment portfolios utilizing individual equity securities, individual fixed income securities, mutual funds, exchange traded funds (“ETFs”) and options. TPG may utilize other types of investments as appropriate for a particular Client. In some cases, the Advisor opts to retain certain legacy investments based on portfolio fit and/or tax considerations. Any restrictions or mandates imposed by the Page 5 Client and accepted by the Advisor will be serviced on a case-by-case basis that may necessitate labeling these as directed holdings (as directed by the Client) or asking the Client to sign an additional non-discretionary agreement for those particular holdings. In addition, TPG may utilize various investment models for Client portfolios depending on their financial circumstances and investment needs. The models will utilize the same types of securities that are used in constructing custom Client investment portfolios. TPG advises Clients on certain investment products that are not maintained at the primary Custodian, such as assets included in an employer-sponsored retirement plan (i.e. 401k plans and 403(b) plans), qualified tuition plan (i.e. 529 plans), variable life insurance, annuity products and/or certain private placement investments. For these held-away assets TPG directs or recommends the allocation of Client assets among the available investment options. The Advisor will typically have the discretionary authority to place trades, rebalance and allocate contributions within these accounts, with the exception of the private placement investments (where discretion remains with the Client at all times). The Advisor holds Client login credentials for many of these held-away assets. As such, TPG is deemed to have custody of these assets. Please see Item 15 – Custody for additional information. TPG also provides investment advisory services to some Clients on specified held-away private placement investments. While in many instances TPG did not originally recommend that Clients make these investments, under the Client’s Investment Management Agreement, TPG provides asset allocation recommendations to the Client in relation to these private placements in order to provide such Clients with observations and advice about how these holdings may continue to fit within the Client’s portfolio. TPG is also available for administrative assistance and provides consolidated reporting on these investments. TPG does not have any discretion over, nor is it deemed to have custody of, the held-away private placement investments described in this section. TPG’s investment approach is primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held less than one year to meet the objectives of the Client or due to market conditions. TPG will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. TPG evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. Trading client portfolios occurs for strategic and/or tactical reasons. Portfolio positions may be rebalanced to more appropriately diversify risk or lower the security concentration of certain positions. Conversely, TPG may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a hedge against market volatility that could adversely affect the portfolio. TPG may recommend selling positions for reasons that include, but are not limited to: (i) harvesting capital gains or losses, (ii) mitigating business or sector risk exposures to a specific security or class of securities, (iii) adjusting overvaluation or overweighting of the position[s] in the portfolio, (iv) accommodating changes in risk tolerance of the Client, (v) generating cash to meet Client needs (vi) or responding to any risk deemed unacceptable for the Client’s risk tolerance. All Client assets will be managed within their designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see item 12 – Brokerage Practices. Page 6 Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor serves as a fiduciary by definition of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable. The aforementioned laws govern retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice

to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No Client is under any obligation to roll over a retirement account to an account managed by the Advisor. Use of Independent Managers - TPG has the ability and maintains the option to recommend that Clients utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a Client’s investment portfolio, based on the Client’s needs and objectives. The Client may be required to authorize and enter into an investment management agreement with the Independent Manager[s] that defines the terms in which the Independent Manager[s] will provide its services. The Advisor will perform initial and ongoing oversight and due diligence over each Independent Manager to ensure the strategy remains aligned with Clients’ investment objectives and overall best interests. The Advisor will also assist the Client in the development of the initial policy recommendations and managing the ongoing Client relationship. The Client, prior to entering into an agreement with an Independent Manager, will be provided with the Independent Manager's Form ADV Part 2A - Disclosure Brochure (or a brochure that makes the appropriate disclosures). Financial Planning and Consulting Services -TPG offers a variety of financial planning services to individuals and families depending on the Client’s financial situation, goals and objectives. Financial planning and consulting services are offered either as a component of wealth management or pursuant to a stand-alone financial planning agreement. Determination of goals and objectives is based on consultation with the Client and the comprehensiveness of the supporting documents provided by the Client. Financial planning may encompass one or more areas of need, including but not limited to: (i) investment planning, (ii) retirement planning, (iii) budget planning, (iv) budget development, (v) personal savings, (vi) education savings and (vii) other areas of financial problem solving. TPG offers a comprehensive range of financial planning and consulting services, which include:
• Multi-Generational Wealth Transfer
• Estate Planning Review
• Risk Management Review
• Employee Stock Ownership Plans
• College Funding
• Charitable Giving and Philanthropy
• Advice on Credit Sourcing and/or Debt Paydown & Consolidation A financial plan or financial consultation prepared for the Client can include either general recommendations for a course of activity, specific actions to be taken by the Client, or both. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or establish charitable giving programs. TPG may also refer Clients to an accountant, attorney or other specialist, as appropriate, for their unique situation. For certain financial Page 7 planning engagements, the Advisor will provide a written summary of Client’s financial situation, observations and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Stand-alone plans or consultations are typically completed within six months of the contract date, assuming all information and documents requested are promptly provided. Financial planning and consulting recommendations pose a conflict of interest between the Advisor and the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Reporting-only Services for Purposes of Consolidated Reporting TPG offers and provides some Clients with reporting-only services. These services include periodic reporting on Client accounts or assets that are not deemed assets under management with TPG. These periodic reports detail the performance, asset allocation and/or holdings mix. TPG receives its information and market values from account custodians, tax accountants, independent managers and other third parties. TPG will consider the asset classes of investments that are not managed by the Advisor for asset allocation purposes and will report the performance of those investments relative to an appropriate benchmark, but will not otherwise provide due diligence or monitoring services on such assets. The inclusion of outside investments in performance reports does not constitute investment advice, a recommendation or an endorsement by TPG. To the extent that erroneous information is provided due to inaccurate data from a third party, the Advisor is not responsible for any inaccuracies that are contained in the report. Retirement Plan Advisory Services TPG provides retirement plan advisory services on behalf of the retirement plans (each a “Plan”) and the company (the “Plan Sponsor”). The Advisor’s retirement plan advisory services are designed to assist the Plan Sponsor in meeting its fiduciary obligations to the Plan and its Plan Participants. Each engagement is customized to the needs of the Plan and Plan Sponsor. Services generally include:
• Vendor Analysis
• Plan Participant Education & Enrollment Assistance in conjunction with the Plan Administrator
• Investment Policy Statement (“IPS”) Preparation
• Discretionary Investment Management (ERISA 3(38))
• Performance Reporting
• Ongoing Investment Recommendation and Assistance
• Benchmarking These services are provided by TPG serving in the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of TPG’s fiduciary status, the specific services to be rendered and all direct and indirect compensation the Advisor reasonably expects under the engagement. Page 8 C. Client Account Management Prior to engaging TPG to provide investment management services, each Client is required to enter into one or more agreements with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – TPG, in conjunction with the Client, will develop a strategy that seeks to achieve the Client’s investment goals and objectives.
• Asset Allocation – TPG will develop a strategic asset allocation targeted to meet the investment objectives, time horizon, financial situation and risk tolerance for each Client.
• Portfolio Construction – TPG will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – TPG will provide investment management and ongoing oversight of the Client’s investment portfolio in order to meet the goals and objectives of the Client. D. Wrap Fee Programs TPG does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by TPG. E. Assets Under Management As of December 31, 2022, TPG manages $450,467,120 in Client assets, $447,467,815 of which are managed on a discretionary basis. Clients may request more current information at any time by contacting the Advisor.