Summit Wealth Group LLC (“SWG”) has been in business since January 2014 and registered with the Securities and Exchange Commission since January 2016. Thomas Hartman, Abigail Hurlburt, and Erik Potts are the firm’s principal owners. SWG provides personalized life planning and wealth management services to individuals, families, trusts, charitable organizations, and foundations, pensions, and corporations. Our mission is to improve our clients’ financial well-being and lives. We strive to know more about each client and their situation than anyone else, so that we can make a meaningful impact on their lives. Financial Life Planning Our Financial Life Planning process is designed to help you identify your financial goals in life, and how we may help you accomplish them. SWG aims to look at your life in a way that perhaps you haven’t before, to determine what needs to be done to achieve your goals. Discovery involves gathering information from the client but is not limited to just a client’s financial circumstances. We gather as much information as possible to find out what motivates each client to identify their life goals. This discovery process may take place over multiple meetings with the client. These underlying motivational factors may not always be quantitative but are as important as a number such as age or years to retirement, as they help us find the client’s true goals. The life plan SWG ultimately produces is intended to be a suggested roadmap of how to meet the client’s goals. Services Provided: Discovery and Planning Process
• Discover and help to prioritize Client’s short- and long-term financial goals and aspirations.
• Identify life transitions that Client is and expects to be experiencing.
• Gather and organize Client’s data and documents.
• Analyze Client’s financial condition, challenges, and opportunities as they relate to the goals of the Client.
• Develop an investment strategy that attempts to balance Client’s goals and tolerance for volatility.
• Help Client with the financial implications of life transitions.
• Provide written recommendations and alternatives to help Client achieve stated goals.
• Help to implement financial decisions. Ongoing Financial Advice and Service
• Monitor financial decisions made in the initial discovery process.
• Provide on-going continuous Financial Life Planning.
• Continue to help prioritize and implement Client’s short- and long-term goals and aspirations.
• Meet regularly with Client to review goals and progress.
• Asset management services (See below).
• Monitor life transitions that Client is and expects to be experiencing.
• Strategize/coordinate with other Advisors (accountants, attorneys, insurance agents, etc.). SWG may recommend the services of other professionals for implementation purposes. You are under no obligation to engage the services of any such recommended professional. You retain absolute discretion over all such implementation decisions and are free to accept or reject any recommendation from SWG. If you engage any professional recommended by SWG, and a dispute arises thereafter relative to such engagement, you agree to seek recourse exclusively from and against the engaged professional. Wealth Management Each client who engages SWG for wealth management services may be required to complete a financial plan. The wealth management

process involves developing an investment strategy that attempts to balance a client’s goals and tolerance for volatility. We assess a client’s risk tolerance through a Risk Tolerance Questionnaire. In some cases, a client’s risk tolerance may not be suitable to enable them to meet their goals. SWG may then create planning options and numerous scenarios that SWG feels would enable the client to meet their goals most likely and develops an appropriate asset allocation strategy accordingly. Wealth Management Services
• Develop written Investment Policy Statement.
• Portfolio construction, investment selection and execution of trades.
• Periodic performance reporting.
• Periodic advice on accounts held-away from SWG’s recommended custodian, when appropriate.
• Re-balance the portfolio when appropriate.
• Re-allocate the portfolio due to changes the Client’s objectives or performance of the mutual fund manager selected. When we perform asset management services, we will do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, but we will not seek specific approval of changes to client accounts. Clients can always make deposits or withdrawals in their accounts at any time. Clients should be aware that if SWG is managing your assets, you may not be able to place restrictions on the types of investments in an account or portfolio. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an Investment Management Agreement that outlines the responsibilities of both the client and SWG. In very limited circumstances, we may provide investment management services on a non- discretionary basis, which means we will manage the clients’ accounts as we do for our discretionary clients, except we will consult with the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time-sensitive, in which case recommendations not implemented because we are unable to reach a non-discretionary client may not be made on a timely basis and therefore client’s account may not perform as well as it would have had SWG been able to reach the client for a consultation on the recommendation. Tax Preparation SWG also offers tax preparation services in addition to comprehensive Financial Life Planning and investment management. SWG’s tax services are designed to make the tax filing process simple and stress free for each client, while also working to reduce a client’s tax liability on current and future returns. Financial Consulting SWG may provide additional financial consulting services. Clients are required to enter into a written agreement with SWG setting forth the terms and conditions of the engagement (including termination), describing the scope of the services to be provided, and the portion of the fee that is due from the client prior to SWG commencing services. Assets Under Management As of January 2, 2024, SWG had $516,062,244 in assets under management, and $64,985,604 in assets under advisement. SWG defines “assets under advisement” as assets for which we provide investment recommendations, but are not otherwise considered regulatory assets under management.