9AT: HR ADVOCATES, INC.

Adviser Profile

As of Date	03/18/2026
Registration	SEC, Approved, 04/17/2012
Contact Info	813 xxxxxxx

AUM^*	0
of that, discretionary
Number of Employees	1
of those in investment advisory functions	1
Private Fund GAV^*	0
SMA’s	No
Private Funds	0

Adviser Type

- Pension consultant

Client Types

Advisory Activities

- Pension consulting services

Compensation Arrangments

- Hourly charges
- Fixed fees (other than subscription fees)

Adviser	Hedge Fund	Liquidity Fund	Private Equity Fund	Real Estate Fund	Securitized Asset Fund	Venture Capital Fund	Other Fund	Total Private Fund GAV	AUM	#Funds
Adviser SUMMIT CAPITAL SOLUTIONS LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser BFINANCE US LTD.	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser ACHIEVE WEALTH PARTNERS LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser KOBO RETIREMENT STRATEGIES	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser WAGN ADVISORY SERVICES, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser SMARTPATH ADVISORS	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser OPTION RESEARCH & TECHNOLOGY SERVICES, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser COMGEST US LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser DEMARCHE	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-
Adviser PRINCIPAL ENTERPRISE CAPITAL, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM-	#Funds-

Brochure Summary

Overview

Description of Services and Fees HR Advocates, Inc. is a registered investment adviser primarily based in Tampa, FL. We are organized as a corporation under the laws of the State of FL. We have been providing investment advisory services since 1995. Nancy J. Lorenzen is our firm's principal owner.
The following paragraphs describe our services and fees. Please refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we", "our" and "us" refer to HR Advocates, Inc. and the words "you", "your" and "client" refer to you as either a client or prospective client of our firm.
Pension Consulting Services We offer pension consulting services to employee benefit plans and their fiduciaries based upon the needs of the plan and the services requested by the plan sponsor or named fiduciary. In general, these services may include an existing plan review and analysis, plan-level advice regarding fund selection and investment options, investment performance monitoring, due diligence with respect to selection of recordkeepers, investment advisors and other service providers, and/or ongoing consulting. These pension consulting services are non-discretionary and advisory in nature. The ultimate decision to act on

behalf of the plan shall remain with the plan sponsor or other named fiduciary.
We may also provide additional types of consulting to employee benefit plans and other asset pools on an individually negotiated basis. All services, whether discussed above or customized for the plan or other asset pools based upon requirements from the plan fiduciaries (which may include additional plan-level or participant-level services) shall be detailed in a written agreement and be consistent with the parameters set forth in the plan documents.
Either HR Advocates, Inc. or the client may terminate their Advisory Agreement at any time, subject to any written notice requirements in the agreement. The pension consulting fees will be prorated for the quarter in which the termination notice is effective. Types of Investments We primarily offer advice on mutual funds and common/collective trusts; however, we may offer advice on other types of investments. You may request that we refrain from recommending particular securities or certain types of securities. Assets Under Advisement As of the year ending December 31, 2022, we advised on $4,048,167,184 in client assets on a non- discretionary basis. These "assets under advisement" are calculated differently than "regulatory assets under management" reported in our ADV Part 1 filing.
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HR ADVOCATES, INC.

HR ADVOCATES, INC.

Adviser Profile

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Brochure Summary

Overview

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HR ADVOCATES, INC. HR ADVOCATES, INC.

Adviser Profile

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Brochure Summary

Overview

HR ADVOCATES, INC.

HR ADVOCATES, INC.