A. Firm Information Connecticut Wealth Management, LLC (“CTWM” or the “Advisor”) is a Registered Investment Advisor with the Securities and Exchange Commission, which is organized as a Limited Liability Company (LLC) under the laws of the State of Connecticut. CTWM began operations on October 1, 2010, and is owned and operated by Kevin C. Leahy (CEO and Managing Member), Denis M. Horrigan (Member), and Michael A. Tedone (Member and Chief Financial Officer). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by CTWM. B. Advisory Services CTWM offers financial planning and investment advisory services to individuals, trusts, estates, non-profit organizations, business owners, businesses, and executives (each referred to as a “Client”) in Connecticut and other states. Financial Planning and Consulting Services CTWM will typically provide a variety of financial planning services to individuals and families, pursuant to a written Financial Planning or Consulting Agreement. Typically, a financial plan will be comprehensive in nature, including all major aspects of a Client’s financial situation. Generally, such financial planning services will involve investment planning, retirement planning, personal savings, education savings, income tax planning, estate tax planning, cash flow analysis, and risk management including death, disability, and long-term care needs analysis. A financial plan provided to the Client will usually include general and/or specific recommendations for a course of action to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. CTWM may also refer Clients to an accountant, insurance consultant, attorney, or other specialist, as appropriate for their unique situation. For comprehensive financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans or consultations are typically completed within ninety days of the contract date, assuming all information and documents requested from the client are promptly provided. Financial planning and consulting recommendations may pose a potential conflict between the interests of the Advisor and the interests of the Client. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to affect the transaction through the Advisor. Investment Management Services CTWM provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary or non-discretionary investment management and consulting services. CTWM works with each Client to identify their investment goals and objectives, as well as risk tolerance and financial situation, in order to create a portfolio allocation. CTWM constructs a portfolio, typically consisting of no-load mutual funds and/or exchange-traded funds (“ETFs”) to achieve the Client’s investment goals. The Advisor may also utilize individual stocks, bonds, certificates of deposits, and alternative investments to meet the needs of its Clients. CTWM’s investment strategy is primarily long-term focused, but the Advisor may buy, sell, or re-allocate positions that have been held less than one year to meet the objectives of the Client or due to market conditions. CTWM constructs, implements, and monitors the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. CTWM evaluates and selects investment vehicles for inclusion in Client portfolios only after applying their internal due diligence process. CTWM may recommend, on occasion, redistributing investment allocations to diversify the portfolio. CTWM may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement, which may adversely affect the portfolio. CTWM may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of Client, generating cash to meet Client needs, changes in Client circumstances or any risk deemed unacceptable for the Client’s risk tolerance. Prior to rendering investment advisory services,

CTWM will ascertain, in conjunction with the Client, the Client’s financial situation, risk tolerance, and investment objective[s]. CTWM will provide investment advisory services and portfolio management services and generally will not custody securities or provide other administrative services. CTWM generally does not accept or maintain custody of a Client’s funds or securities, except for the authorized deduction of the Advisor’s fees. In certain instances, the Advisor may also serve as a trustee for a Client’s account. As a result, the Advisor may be deemed to have custody of those Client assets due to its authority to obtain possession and/or direct the movement of the assets. All Client assets will be managed within their designated account(s), pursuant to the Client Investment Advisory Agreement. Use of Independent Managers - CTWM may recommend that a Client utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a part of a Client’s investment portfolio. In such instances, the Client may be required to enter into an advisory agreement with the Independent Manager[s] that defines the terms in which the Independent Manager[s] will provide investment management and related services. The Advisor may also assist in the development of the initial policy recommendations and managing the ongoing Client relationship. The Advisor will perform initial and ongoing oversight and due diligence over the selected Independent Manager[s] to ensure the Independent Managers’ strategies and target allocations remain aligned with the Clients’ investment objectives and overall best interests. The Client, prior to entering into an agreement with unaffiliated investment manager[s] or investment platform[s], will be provided with the Independent Manager's Form ADV 2A (or a brochure that makes the appropriate disclosures). Private Equity Offering CTWM may recommend Private Equity investments to appropriate advisory clients, in the form of Venture Capital Funds. Investments in Private Equity vehicles are available only to clients that are deemed to be a “qualified client” in accordance with the requirements set forth in applicable laws, rules, and regulations. Private Equity vehicles typically require investors to lock-up their assets for a period of time and can have limited or no liquidity. Clients should be aware of the risks involved with investing in Private Equity as the investment performance may be volatile. Retirement Plan Advisory Services CTWM may assist clients that are trustees or other fiduciaries to retirement plans by providing fee-based consulting and/or advisory services. CTWM may perform the following services pursuant to the terms of the Advisor’s agreement with each Plan Sponsor. CTWM serves as a 3(21) Fiduciary in support of the Plan Sponsor. The Advisor’s Plan Fiduciary Services may include:
• Investment Review and Recommendations
• Fee and Vendor Analysis
• Investment Monitoring
• Investment Reporting
• Participant Education Consulting CTWM does not provide 3(38) discretionary investment advisory services on behalf of the Plan or Plan Sponsor. CTWM may also provide the Plan Sponsor with support in meeting the needs of Plan Participants through its Communication and Education Services which may include:
• Trustee Education
• New Entrant Orientation (Enrollment Meeting)
• Employee Enrollment and Education Tracking
• Ongoing Education C. Individual Client Account Management Prior to engaging CTWM to provide investment advisory services, each Client is required to enter into an Investment Advisory Agreement with the Advisor that defines the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include:
• Establishing Investment Strategy – CTWM, in connection with the Client, will ascertain the Client’s investment goals and objectives to develop the broad strategy[ies] to be employed to meet the objectives.
• Asset Allocation – CTWM will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation, and tolerance for risk for each Client.
• Portfolio Construction – CTWM will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – CTWM will provide investment management and ongoing oversight of the Client’s portfolio and overall account. D. Assets Under Management As of December 31, 2023, CTWM manages $3,102,324,640 in discretionary assets and $65,987,775 in non-discretionary assets. Total assets under management are $3,168,312,415. Clients may request more current information at any time by contacting Michael Tedone, Chief Financial Officer at (860) 470-0290.