Rebalance, LLC (hereinafter “Rebalance”) is a Delaware limited liability company formed in June 2011 (as MR Advisers, Inc.). The principal owners are Somerset Group Enterprise, Inc. and Penny Investor, Inc., owned respectively by Scott Puritz and Mitchell Tuchman. Through the Rebalance360 program, Rebalance provides investment management (“Invest360”), financial planning (“Plan360”), and decision-making (“Advise360”) advice and support (Invest360, Plan360, and Advise360, collectively, “Rebalance360”) to its clients. Invest360 Rebalance offers ongoing portfolio management services for both taxable and tax-deferred investment accounts, including all kinds of IRAs (such as roll-over, traditional, Roth, SEP, inherited). Rebalance reviews each client’s goals related to the particular investment account, including, age, time to retirement, investment experience, and risk tolerance levels, and then recommends an appropriate model portfolio that Rebalance feels is appropriate for the client. Rebalance’s investment services may include, but are not limited to, the following:
• Investment Strategy • Risk Tolerance • Portfolio Rebalancing • Portfolio Monitoring
• Asset Allocation • Financial Planning • Fund Selection Rebalance requires discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are calculated for each client using an internal “diagnostic”, which is both quantitative and qualitative, and the recommended portfolio and goals are documented in Exhibit A of the Investment Advisory Agreement entered into with each client (the “Investment Advisor Agreement”). Rebalance limits its securities selection to a small universe of Exchange Traded Funds (ETFs) and generally invests clients’ savings into one of seven model portfolios. These models are comprised of five to nine ETFs representing domestic and international equities, fixed income and real estate investment trusts. The model portfolios are:
• Income • Balanced Income • Balanced Growth • Growth
• Diversified Income • Income Ladder • Diversified Growth rebalance360.com 5 Clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. Plan360 As a part of Plan 360, effective as of October 15, 2018, Rebalance offers financial planning services to those clients who have $500,000 or more in assets under management with Rebalance as part of the bundle of services comprising Rebalance360. Services provided by the financial planning team may include the following: (i) reviewing and prioritizing clients’ goals and objectives; (ii) developing a summary of clients’ current financial situation;

(iii) completing a retirement planning assessment, including financial projections of assets at estimated retirement date; and (iv) preparing a written financial plan. Specific client financial plans and their implementation are dependent upon the client’s current situation (income, tax levels, and risk tolerance levels). Rebalance constructs a client-specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets of the client. The written financial plan is designed from the personal information and documents furnished to Rebalance by the client and it is based on the client’s expression of personal investment objectives. It is essential that tax and legal planning be undertaken only with the advice of the client’s attorney, CPA, and other financial advisors. The written financial plan is not to be construed as offering legal or accounting advice. Clients are encouraged to discuss the financial plan prepared by Rebalance with their attorneys and accountants. Advise360 Advise360 provides clients with access to a knowledge base comprised of whitepapers that provide useful information regarding a wide range of personal financial topics that may arise during the course of a client’s financial planning. Other Wealth Management Services In addition to Rebalance360, Rebalance’s Managing Directors, Scott Puritz and Mitchell Tuchman, offer a personalized service to a select group of friends, family and high net worth individuals. Services provided by Mr. Puritz and Mr. Tuchman may include financial planning, asset allocation, and investment management services. Rebalance manages some or all of the client’s capital in the context of the client’s full financial picture. These clients may execute a different Investment Advisory Agreement than the one used for the Rebalance360 (above). rebalance360.com 6 For these clients, Rebalance prefers, but does not limit its securities selection to Exchange Traded Funds (ETFs), and may in certain cases utilize or oversee the use of mutual funds, equities, bonds, fixed income, debt securities, private equity, commodities, venture capital, hedge funds, and government securities. Rebalance may use other securities as well to help diversify a portfolio when appropriate. These services are provided at the discretion of Rebalance’s Managing Directors. Client Assets Under Management Rebalance has approximately $1,312,746,202 under management as of December 31, 2023. Rebalance has discretionary authority over all of these assets. Wrap Fee Program A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. Rebalance does not participate in any wrap fee programs.