Sage Hill Capital LLC. was started in 2010 in order to manage client assets in a customized fashion with a very high level of customer service. F. Chris Fragner and David Roberts are principal owners of the firm. F. Chris Fragner is a 50% owner of the firm and David Roberts is a 50% owner of the firm. Investment Management and Supervision Services Sage Hill Capital LLC. mainly provides investment management for their clients. This includes ongoing stock, bond, and mutual fund allocation decisions and trading. A variety of investments are used depending on client needs/wants; these include individual stocks, mutual funds, Exchange Traded Funds and individual bonds. All of which are considered asset allocation categories for the client’s investment strategy. We offer discretionary investment management and investment supervisory services for a fee based on a percentage of your assets under management. These services include investment analysis, allocation of investments, quarterly portfolio statements and ongoing monitoring services for the portfolio. We determine your portfolio composition based on your needs, portfolio restrictions, if any, financial goals and risk tolerances. We will work with you to obtain necessary information regarding your financial condition, investment objectives, liquidity requirements, risk tolerance, time horizons, and any restrictions on investing. This enables us to determine the portfolio best suited for your investment objective and needs. In performing our services, we shall not be required to verify any information received from you or from other professionals. If you request, we may recommend and/or engage the services of other professionals for implementation purposes. You are under no obligation to engage the services of any such recommended professional. Once we have determined the types of investments to be included in your portfolio, and allocated them, we will provide ongoing portfolio review and management services. This approach requires us to review your portfolio at least quarterly. Disclosure Regarding Rollover Recommendations We are fiduciaries under the Investment Advisers Act of 1940 and when we provide investment advice to you regarding your retirement plan account or individual retirement account, we are also fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. We have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. A client or prospect leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) rollover to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). Our Firm may recommend an investor roll over plan assets to an IRA for which our Firm provides investment advisory services. As a result, our Firm and its representatives may earn an asset-based fee. In contrast, a recommendation that a client or prospective client leave their plan assets with their previous employer or roll over the assets to a plan sponsored by a new employer will generally result in no compensation to our Firm. Our Firm therefore has an economic incentive to encourage a client to roll plan assets into an IRA that our Firm will manage, which presents a conflict of interest. To mitigate the conflict of interest, there are various factors that our Firm will consider before recommending a rollover, including but not limited to: (i) the investment options available in the plan versus the investment options available in an IRA, (ii) fees and expenses in the plan versus the fees and expenses in an IRA, (iii) the services and responsiveness of the plan’s investment professionals

versus those of our Firm, (iv) protection of assets from creditors and legal judgments, (v) required minimum distributions and age considerations, and (vi) employer stock tax consequences, if any. Our Firm’s Chief Compliance Officer remains available to address any questions that a client or prospective client has regarding the oversight. Financial Planning Services Sage Hill also provides financial planning, retirement planning, and financial consulting services, but not every client seeks out these services. Financial advisory services provided by us may include the analysis of your situation and assistance in identifying and implementing appropriate financial planning and investment management techniques to help you meet your specific financial objectives. Such services may include a written financial analysis and specific or general investment and/or planning recommendations. In preparing your financial plan, we may address any or all of the six areas of financial planning established by the National Endowment for Financial Education and endorsed by the Certified Financial Planner Board of Standards, depending on your specific needs. These include: financial position, protection planning, investment planning, income tax planning, retirement planning, and estate planning. Our specific services in preparing your plan may include:
• Determination of appropriate income planning strategies for both pre- and post- retirement timeframes.
• Review of existing and proposed investment asset mixes to help you meet your overall financial objectives. This would include a review of risk/return issues and a suggested plan of action consistent with your risk tolerance and overall financial objectives.
• Calculation of your pre-retirement savings and investing needs.
• Assessment of your overall financial position including net worth, cash flow, and debt.
• Comprehensive analysis of IRA-related issues including rollover, distribution, and inheritance planning options.
• Evaluation of strategies designed to maximize the utilization and protection of your IRA assets.
• Estimates of your federal estate taxes and a suggested plan of action to help meet estate planning objectives.
• Review and determination of your life and disability insurance needs.
• Suggestions for minimizing your federal and state income tax obligations.
• Development of investment strategies consistent with your business ownership succession and transition planning, if applicable. Consulting Services We also provide clients investment advice on a more limited basis on one or more isolated areas of concern such as estate planning, real estate, retirement planning, or any other specific topic. Estate planning questions are often asked of us as well, and while we try to point our clients in the right direction, we are not lawyers, and we recommend that all estate planning decisions are done with competent legal counsel. Additionally, we may provide assistance with negotiations of endorsements and/or marketing contracts on behalf of professional athletes. Sage Hill Capital creates customized portfolios for each client. We do not use models. We feel that every client has their own needs, and financial considerations, and therefore Sage Hill tries to create a unique solution for each client. We do so by identifying client needs and tailoring a solution that fits. For instance, if the client needs to generate income, we will have a far greater allocation to dividend paying stocks and income generating investments such as fixed income. Clients can request that certain investments not be used; for instance, some clients have issues with Phillip Morris (Altria) due to the unhealthy nature of their product, and request that we refrain for investing in them. We try to adhere to that request with individual securities, but cannot control what mutual funds and ETF’s invest in. Wrap Fee Program Sage Hill Capital does not invest in Wrap-fee programs Assets Under Management Sage Hill Capital had $ 153,079,197 in discretionary assets under management as of 12/31/2023. The firm has no non-discretionary assets.