Overview
A VergePointe Wealth Management, LLC (“VergePointe,” “firm,” “we,” “us,” “our,” and
“Advisor”) is an independent SEC registered investment advisory firm located in Lake
Oswego, Oregon. We provide fee-only investment supervisory and management advisory
services as well as investment consulting and financial planning services. The firm has been
in business since 2002 and registered with the SEC since 2009. The principal owners of the
firm are Matthew Vance, Scott Roberts, and Craig Olson.
B, C We help Clients coordinate and prioritize their financial lives with all aspects of their life goals.
Our investment advisory services include development of Client specific strategic asset
allocation plans, security and investment product (or manager) due diligence and
recommendation, investment implementation, monitoring and portfolio rebalancing activities,
ongoing supervision of investments and regular Client investment and performance reporting.
Advice and services are tailored to the stated objectives of the Client(s). We discuss with the
Client in detail critically important information such as the Client’s risk tolerance, time
horizon, and projected future liquidity needs, current holdings, tax considerations, personal
market views and other factors to formulate an investment policy. This policy guides us in
objectively and suitably managing the Client’s account. We meet with Clients as needed to
review portfolio performance, discuss current issues, and re-assess goals and plans. Client
input and involvement are critical parts of the financial planning process and implementation
of investment decisions. We are objective advisors, and we always put our Clients’ interests
first.
We also provide or coordinate financial and related services. These services may be provided
by us, or by third party providers in coordination with us (for example: legal and tax advice,
tax compliance and reporting).
These services may include but are not limited to:
• Comprehensive investment planning,
and development of investment policy
statement(s) and strategic asset allocation target(s)
• Financial independence/retirement planning
• Capital and liquidity needs analysis, and related financial modeling
• Income tax planning and coordination with Client's CPA
• Estate planning and coordination with Client's lawyer
• Philanthropy planning and implementation
• Education planning
• Executive benefit planning
• Insurance review/risk management (including insurance analysis for life, disability
and other lines of personal insurance in coordination with third party insurance
providers
• Employee stock option planning
• Consideration and evaluation of financing transactions & risk reduction strategies for
concentrated equity positions
• Advice incident to major asset purchases and sales
Financial recommendations are developed and implemented on an ongoing basis and are
summarized for Clients through periodic reports, analysis and evaluations. Communications
with third party advisors, including for example lawyers and accountants engaged by Clients,
are an integral part in development of Client's financial affairs.
Clients are encouraged to review their plans regularly and to communicate with us regarding
any changes in their unique circumstances, goals and objectives.
Clients may impose restrictions on investing in certain securities or types of securities. We
consider such restrictions when preparing the Investment Policy Statement.
See Item 8 for a detailed description of our investment strategy.
We follow strict fiduciary standards, putting our Clients’ interests before our own and seeking
to avoid conflicts of interest with our Clients. We are compensated only by our Clients.
D We do not participate in or manage wrap fee programs.
E We manage $227,092,865 of Client assets on a discretionary basis and $1,349,999 of Client
assets on a non-discretionary basis. This amount was calculated as of December 31, 2023.