A VergePointe Wealth Management, LLC (“VergePointe,” “firm,” “we,” “us,” “our,” and “Advisor”) is an independent SEC registered investment advisory firm located in Lake Oswego, Oregon. We provide fee-only investment supervisory and management advisory services as well as investment consulting and financial planning services. The firm has been in business since 2002 and registered with the SEC since 2009. The principal owners of the firm are Matthew Vance, Scott Roberts, and Craig Olson. B, C We help Clients coordinate and prioritize their financial lives with all aspects of their life goals. Our investment advisory services include development of Client specific strategic asset allocation plans, security and investment product (or manager) due diligence and recommendation, investment implementation, monitoring and portfolio rebalancing activities, ongoing supervision of investments and regular Client investment and performance reporting. Advice and services are tailored to the stated objectives of the Client(s). We discuss with the Client in detail critically important information such as the Client’s risk tolerance, time horizon, and projected future liquidity needs, current holdings, tax considerations, personal market views and other factors to formulate an investment policy. This policy guides us in objectively and suitably managing the Client’s account. We meet with Clients as needed to review portfolio performance, discuss current issues, and re-assess goals and plans. Client input and involvement are critical parts of the financial planning process and implementation of investment decisions. We are objective advisors, and we always put our Clients’ interests first. We also provide or coordinate financial and related services. These services may be provided by us, or by third party providers in coordination with us (for example: legal and tax advice, tax compliance and reporting). These services may include but are not limited to:
• Comprehensive investment planning,

and development of investment policy statement(s) and strategic asset allocation target(s)
• Financial independence/retirement planning
• Capital and liquidity needs analysis, and related financial modeling
• Income tax planning and coordination with Client's CPA
• Estate planning and coordination with Client's lawyer
• Philanthropy planning and implementation
• Education planning
• Executive benefit planning
• Insurance review/risk management (including insurance analysis for life, disability and other lines of personal insurance in coordination with third party insurance providers
• Employee stock option planning
• Consideration and evaluation of financing transactions & risk reduction strategies for concentrated equity positions
• Advice incident to major asset purchases and sales Financial recommendations are developed and implemented on an ongoing basis and are summarized for Clients through periodic reports, analysis and evaluations. Communications with third party advisors, including for example lawyers and accountants engaged by Clients, are an integral part in development of Client's financial affairs. Clients are encouraged to review their plans regularly and to communicate with us regarding any changes in their unique circumstances, goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. We consider such restrictions when preparing the Investment Policy Statement. See Item 8 for a detailed description of our investment strategy. We follow strict fiduciary standards, putting our Clients’ interests before our own and seeking to avoid conflicts of interest with our Clients. We are compensated only by our Clients. D We do not participate in or manage wrap fee programs. E We manage $227,092,865 of Client assets on a discretionary basis and $1,349,999 of Client assets on a non-discretionary basis. This amount was calculated as of December 31, 2023.