Firm Description Johnson Lyman Wealth Advisors’ predecessor firm was incorporated in 1985. We provide personalized confidential financial planning and investment management to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. Johnson Lyman Wealth Advisors is strictly a fee-only financial planning and investment management firm. The firm does not sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. We are not affiliated with any entity that sells financial products or securities. No commissions in any form are accepted. No finder’s fees are accepted. We do not act as a custodian of client assets. We place trades for clients under a limited power of attorney with a qualified custodian. Although we routinely collaborate with the other professionals (for example, lawyers, accountants, and insurance agents) that serve our clients, those other professionals are engaged and paid directly by our clients on an as- needed basis. The initial meeting, which may be by telephone or videoconference, is free of charge and is considered an exploratory interview to determine the extent to which our financial planning and investment management services may be beneficial to the prospective client. Principal Owners Robert A. Lyman is the sole shareholder of Johnson Lyman Wealth Advisors. Types of Advisory Services Johnson Lyman Wealth Advisors provides financial planning and investment management and supervisory services, also known as asset management services, and occasionally furnishes investment advice through consultations. In performing our services, we rely on the information received from the client or from the client’s other professionals. Clients are asked to promptly notify us if there is ever any change in their financial situation or investment objectives. We offer three distinct services: Wealth Management Our Wealth Management service is a long-term "fee-only" financial planning engagement with clients that provides in-depth advice and life planning. Generally, all aspects of the client’s financial affairs are reviewed, often including those of their children. Realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, we make suggestions on an ongoing basis. Examples of financial planning areas we typically address are cash flow management; insurance review; investment management (including performance reporting); education planning; retirement planning; estate planning; and tax planning. We also assist with implementation of our recommendations within each area. Our advice in these areas is tailored to the specific needs and desires of each client. We do not provide any insurance implementation services, legal or accounting services, or tax preparation services. Wealth Management includes ongoing discretionary investment management as described in the Investment Management section immediately below, as well as ongoing collaboration with and coordination of the work being done on behalf of our clients by their other professional advisors (including tax, attorney, and insurance professionals). Investment Management Our Investment Management

service is a long-term “fee-only” asset management service for clients. In this service, we provide discretionary investment management and supervisory services, also known as asset management services. Clients may impose restrictions on investing in certain securities or types of securities. We do not participate in any “wrap fee” programs. Asset management agreements may not be assigned without client consent. Transactions that do not result in a change of actual control or management of Johnson Lyman Wealth Advisors shall not be considered an assignment. Financial Planning Projects From time to time and solely at our discretion, we may offer limited scope, project-based financial planning engagements. As part of these engagements, specific financial planning or investment recommendations may be made; however, all implementation is done by the client. For financial planning engagements in which we expect to bill more than $750, we require an engagement agreement describing the terms of the engagement. Otherwise, we simply invoice for services rendered. Advisory Services to Retirement Plans Johnson Lyman Wealth Advisors provides advisory services to qualified retirement plans. Our retirement plan services are designed to assist in the investment management process for employers. Johnson Lyman Wealth Advisors provides investment advisory services and assists plan fiduciaries with plan management. Pursuant to the terms of an agreement with the client, Johnson Lyman Wealth Advisors may serve as an ERISA Section 3(21) or 3(38) Investment Manager for investment selection, monitoring, and construction of model investment portfolios. Johnson Lyman Wealth Advisors will also provide recommendations regarding the frequency of rebalancing of the plan participant portfolios. In providing such services, we generally use the same investment strategies and construct similar portfolios as those used with our individual investment management clients. Johnson Lyman Wealth Advisors’ range of services includes:  Investment selection, monitoring, and model portfolio construction with rebalancing.  Plan analysis to ensure the plan provisions align with the employer's goals and objectives.  Employee education meetings, at least annually to educate participants regarding plan provisions, investment options, and the importance of planning for retirement. In providing services to the Plan, our status is that of an investment adviser registered under the Investment Advisers Act of 1940, and we are not subject to any disqualifications under Section 411 of ERISA. In performing fiduciary services, we are acting either as a non-discretionary fiduciary of the Plan as defined in Section 3(21) under ERISA, or as a discretionary fiduciary of the plan as defined in Section 3(38) under ERISA. Plan Participants who wish to engage our firm for individualized financial planning or consulting services outside the scope of the qualified plan may do so by executing a separate agreement, including separate fees and fee payment arrangements, with our firm. Assets Under Management As of December 31, 2022, Johnson Lyman Wealth Advisors manages on a discretionary basis about $128,239,048 in assets for 52 clients; and manages on a non-discretionary basis about $6,624,749 in assets for 1 client.