JRM is an independent firm that provides financial advice and discretionary investment management services for firm clients. JRM was founded in 2006 and is 100% employee owned by three principals: John R. McDonnell (“Jack”), age 70; Phillip T. McDonnell, age 41; and Lauren M. McDonnell, age 35. Our clients are individuals, families, trusts, business entities and retirement plans. We provide advisory services to meet a wide range of client objectives, typically following the process outlined below. Initial Consultation (“Welcome Meeting”) - Prior to engaging in a client-advisor relationship, we will meet with you to discuss your circumstances, goals, expectations and investment experience. Wealth is a private matter, and all conversations are strictly confidential. The purpose of the meeting is to become acquainted and determine how we can add value to your situation. If appropriate, we will introduce potential strategies to better meet your financial goals and objectives. We do not expect to be the better solution for every investor. Investment Objectives Plan (“IOP”) - After becoming acquainted, we will draft an IOP document to guide our services. The IOP will summarize your circumstances, financial goals and investment objectives, then offer preliminary recommendations including scope of financial planning services and investment management strategy. Our process is collaborative, and our recommendations will always be based upon what we believe to be in your best interests. Once the IOP is satisfactory to you, we will offer you a formal client-advisor agreement to hire JRM as your advisor. We will provide full service on boarding to set up your account(s), transfer assets and introduce you to the firm’s resources and tools. The JRM client experience is engaging, focused on transparency, communication and service. Financial Planning - The consultative process often underscores opportunities to improve client circumstances with financial planning strategies. The scope of opportunities may be as simple as facilitating more deliberate goal setting and budgeting; or more comprehensive such as college planning, retirement planning, tax planning, business succession planning and estate planning. We will collaborate with you and your financial stakeholders, including other professionals and family members as needed to execute your financial plan. Investment Management - Your investment portfolio will have a customized asset allocation

strategy designed to achieve your goals and objectives. If your portfolio has multiple accounts, each will be managed separately, but typically reported as one comprehensive portfolio. If appropriate, securities may be strategically located in certain accounts due to their attributes and your specific tax situation. We will continuously manage your accounts and provide quarterly portfolio performance reports to track your progress. As your situation evolves and capital markets change, we will make adjustments to your portfolio as we deem appropriate. This may include adding or removing investments or rebalancing your portfolio. In certain situations, it may be appropriate to amend your asset allocation strategy. Periodically we will meet with you to discuss these adjustments, review your financial plan and investment portfolio. As an independent firm there are no structural limitations on the securities we may consider for your portfolio. Our only objective is to identify the securities that are consistent with your IOP and in your best interests. The types of securities frequently considered for portfolios include common stocks, preferred stocks, publicly traded partnerships, real estate investment trusts, corporate bonds, municipal bonds, agency bonds, treasury bonds, mutual funds, exchange traded funds, closed-end funds and put and call options. Some of these securities may not be appropriate for you. If you prefer to restrict certain types of securities from your portfolio, the restrictions must be presented by you in writing. JRM also may provide consulting and investment advisory services to retirement plans on a non- discretionary and discretionary basis. Services may include fiduciary services as defined in Sections 3(21) and 3(38) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). Typical services include assisting the Plan in the preparation of an Investment Policy Statement (“IPS”), recommending or selecting specific investments for the Plan, preforming ongoing monitoring of investment options and benchmarking of the portfolio and/or plan investments. For defined benefit plan clients only, typical services also include rebalancing and maintaining appropriate asset allocation according to the strategic targets and ranges established by the Plan. We do not sponsor or participate in any wrap fee programs. As of December 29, 2023, JRM has responsibility for 76 client portfolios with $742 million of discretionary assets under management.