Advus Financial Partners, LLC (hereafter referred to as Advus) is a SEC-registered investment adviser with its principal place of business located at the following address: 1525 International Parkway, Suite 2071 Lake Mary, FL 32746 Advus began conducting business in 2021. Mark Lamoriello is the sole owner of Advus. Advus’ primary objective is to deliver unbiased, conflict-free investment advice to our Clients. We predominantly service clientele in three distinct market segments: Private Wealth, Qualified Retirement Plans, and Foundations & Endowments. As we discuss in detail below, while the specific services we provide will vary by the type of Client, Advus consistently adheres to our core philosophy of independence and is committed to providing the highest quality investment advice to our Clients. The services Advus provides to Clients and the type of Client(s) to whom these services are provided are set forth below: Wealth Planning (Individuals) Based on information provided to Advus by the Client, Advus assists the Client in designing a plan to meet their unique wealth objectives. Considerations in the development of the wealth plan include, but are not limited to, the Client’s:  Short, intermediate and long-term wealth priorities;  Current savings and anticipated future savings capacity;  Current assets and liabilities;  Unique life and family circumstances;  Need for liquidity;  Tolerance for risk; and  Need for Insurance. Using this information, Advus performs scenario analysis to estimate the probability that the Client’s objectives can be achieved. If the probability of attaining the objectives falls below the minimum threshold, Advus works with the Client to refine the plan until the probability for success exceeds the minimum threshold. The Client may request that Advus recalculate the probability of success based on updated information provided by the Client. Investment Services (Individuals, Foundations, Endowments, Corporations) Advus provides Clients with Investment Management solutions specifically tailored to the Client’s needs and circumstances. An Investment Management solution consists of (1) developing an investment strategy, (2) implementing the investment strategy, and (3) supervising the investment strategy. Developing an Investment Strategy–Advus will work with the Client to determine the Client’s objectives for the portfolio. Factors that Advus will consider include, but are not limited to the Client’s:  Return objectives  Tolerance for volatility and other forms of investment risk  Time horizon  Requirement for liquidity  Future cash flow requirements  Asset class preferences  Unique restrictions  Unique tax circumstances Implementing the Investment Strategy – Once an investment strategy is developed and agreed upon by the Client, an “Investment Policy Statement” is designed to aid us and the Client in understanding the general guidelines for managing the portfolio. Included in the Investment Policy Statement is an “Asset Allocation” strategy, which identifies the different investment approaches that will be utilized in the construct of the investment portfolio, the long- term target weight for each Investment Style, and the allowable weight ranges for each Investment Style. In designing a Client’s portfolio, Advus will utilize a variety of pooled investment vehicles and account Page 5 strategies managed by investment advisors (collectively “Investment Managers”), including, as appropriate, Investment Managers that advise mutual funds, exchange traded funds, separately managed accounts and alternative investments. For each Investment Style, or sub style thereof, Advus will identify one or more recommended Investment Managers who have passed Advus’ investment manager screening process. Each of the recommended Investment Managers will be assigned a weight in the portfolio consistent with the overall Asset Allocation Strategy. Advus will, at the Client’s direction, consider existing Client investments or Client selected investments for inclusion in the portfolio (“Client Directed Investment Mandates” or “CDIMs”). When Client Directed Investment Mandates are utilized in an investment portfolio, Advus will attempt to complete the portfolio around the CDIMs by replacing one or more recommended Investment Managers in the portfolio with the CDIMs. Please reference Item 8 for additional information about CDIMs. Once the investment strategy and the investment portfolio have been accepted by the Client, Advus will work with the Client to open the necessary brokerage account(s) and transfer the assets for management into those account(s). Supervising the Investment Strategy – Once an investment strategy has been implemented, it is supervised and actively managed on an ongoing

basis. As adjustments are warranted, either to the Asset Allocation Strategy or to the Investment Managers utilized to implement the portfolio, Advus will take the appropriate action. If Advus is acting in a discretionary capacity, Advus will make the adjustments to the portfolio and notify the Client of such adjustments. If Advus is acting in a non-discretionary capacity, Advus will notify the Client of the proposed changes and, upon Client approval, execute such changes. Client Reporting – Portfolio information, including portfolio performance, portfolio Asset Allocation relative to targets, and other Client requested information, is provided to the Client at a frequency and in a format reasonably requested by the Client. Wealth Management (Individuals) Advus’ Wealth Management solution combines Wealth Planning and Investment Management into a comprehensive solution that synchronizes the Client’s Wealth Plan with their current financial circumstances. As conditions which impact the Client’s wealth changes, Advus evaluates the impact to the probability of success and suggests adjustments when warranted. Advus also works with the Client’s other advisors to ensure the necessary information is shared amongst the advisors to maximize overall financial efficiency. 401(K) Plans, Pension Plans, Profit Sharing Plans & Other Employee Benefit Plans Advus specializes in helping Plan Sponsors fulfill their fiduciary obligations to their 401(k), pension, and profit sharing plans. We assist them in maintaining compliance with ERISA, as well as DOL and IRS regulations by providing industry accepted best practices. Some of the Services that Advus provides to Plan Sponsors include the following:  3(38) Discretionary Investment Management  Includes Discretionary investment menu design, monitoring, benchmarking and replacement.  3(21) Co-Fiduciary Investment Advice  Includes Non-Discretionary investment menu design recommendations, monitoring, benchmarking and replacement recommendations.  Asset Allocation Services (Trustee Directed Plans Only)  Investment Policy Statement Consulting  Portfolio model design and management on either a discretionary or a non-discretionary basis  Plan Design Consulting  Plan Governance Consulting  Assistance with 404(C) Compliance Page 6  Consulting on plan errors and compliance issues  Participant Education & Communication  Participant Financial Wellness  Vendor & Platform Selection Consulting Retirement Plan Rollovers When Advus provides investment advice to you regarding your retirement plan or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way Advus makes money creates some conflicts with the Client’s interests, so Advus operates under a special rule that requires us to act in the Client’s best interest and not put our interests ahead of the Client’s. Under this special rule’s provisions, Advus must:  Meet a professional standard of care when making investment recommendations (give prudent advice);  Never put Advus’ financial interests ahead of the Client’s when making recommendations (give loyal advice);  Avoid misleading statements about conflicts of interest, fees, and investments;  Follow policies and procedures designed to ensure that Advus gives advice that is in the Client’s best interest;  Charge no more than is reasonable for Advus’ services;  Provide Client’s basic information about conflicts of interest. A Client or a prospective Client typically has four options to consider when leaving an employer as it relates to the employer’s retirement plan:  Leave the assets in the former employer’s plan, if permitted;  Rollover the assets to the new employer’s retirement plan, if one is available and rollovers are permitted:  Rollover the assets to an Individual Retirement Account (IRA), or;  Cash out the retirement account value (there may be tax consequences and/or IRS penalties depending on the age of the Client). If Advus recommends that a Client rollover their retirement plan assets into an account managed by Advus, such a recommendation creates a conflict of interest if Advus will earn a new (or increase it’s current) advisory fee as a result of the rollover. As a fiduciary, Advus will only recommend a rollover if Advus believes it is in the Client’s best interest. No client is under any obligation to roll over retirement plan assets to an account managed by Advus. Assets Under Management Clients will retain Advus on a discretionary or a non- discretionary basis. As of December 31, 2023 the amount of client assets under management was as follows: Discretionary: $2,588,637,912 Non-Discretionary: $175,751,731 Total: $2,764,389,643