WMG is owned by 5 individual members (see www.adviserinfo.sec.gov for WMG’s Form ADV Part 1, Schedule A for a list of all individuals’ names) and has been providing advisory services since 2001. As of December 31, 2022, WMG managed approximately $312,609,277 on a discretionary basis and none on a nondiscretionary basis. WMG also provided consulting services to participant-directed retirement account assets of approximately $29,851,574. Investment Management Services: WMG manages investment portfolios for individuals, pension and profit-sharing plans, trusts, charitable organizations, corporations and other business entities. WMG works with clients to determine investment objectives and investor risk profile and design a written Investment Policy Statement. The Investment Policy Statement will serve as a basis for approaching investment decisions. WMG uses investment and portfolio allocation software to evaluate alternative portfolio designs and will assist the client in selecting investment strategies that are consistent with the client's Investment Policy. WMG may evaluate the client's existing investments with respect to the client's Investment Policy and individual performance. WMG may work with a client to develop a transition plan in order to move from the client's existing allocation to the asset allocation recommended by WMG. WMG will monitor the performance of the assets as well as the asset allocation strategy and will hold regular review meetings with the client as necessary and produce quarterly performance reports for the client. WMG will typically create a portfolio of no-load mutual funds, and may use model portfolios if the models match the client's investment policy. WMG will allocate the client's assets among various investments taking into consideration the overall management style selected by the client. WMG primarily recommends portfolios consisting of passively managed asset class and index mutual funds. WMG primarily recommends mutual funds offered by Dimensional Fund Advisors (DFA). DFA sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. WMG may also utilize other passively managed mutual funds, including mutual funds offered by Vanguard, Vericimetry and Bridgeway. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests they be retained for a personal reason. These situations will be specifically identified in the client’s Investment Policy Statement (IPS). WMG manages mutual fund and equity portfolios on a discretionary basis according to the investment policy selected by the client. A client may impose any reasonable restrictions on WMG’s discretionary authority, including restrictions on the types of securities in which WMG may invest client’s assets and on specific securities, which the client may believe to be appropriate. WMG may also recommend fixed income portfolios to advisory clients, which consist of managed accounts of individual bonds. WMG will request discretionary authority from advisory clients to manage fixed income portfolios, including the discretion to retain a third-party fixed income manager. WMG will prepare a separate Fixed Income Investment Policy Statement for any client qualifying for separate fixed income portfolio services. Pursuant to its discretionary authority, WMG will retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the client's Fixed Income Investment Policy Statement. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager is provided with cost basis information). The manager will obtain WMG's consent prior to the sale of any client securities. On an ongoing basis, WMG will answer clients' inquiries regarding their accounts and review periodically with clients the performance of their accounts. WMG will periodically,

and at least annually, review client's investment policy, risk profile and to discuss the re-balancing of each client's accounts to the extent appropriate. WMG will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. Complete fixed income portfolios generally require a minimum investment of ($400,000) although individual bonds may be purchased in smaller increments. In addition to managing the client’s investment portfolio, WMG will consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. Employee Benefit Retirement Plan Services: WMG also provides advisory services to participant-directed retirement plans through third-party administration services, which are online bundled service providers offering an opportunity for plan sponsors to provide their participants with daily account access, valuation, and investment education. WMG will analyze the plan's current investment platform, and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. WMG will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. WMG will recommend changes in the plan's investment vehicles as may be appropriate from time to time. WMG generally will review the plan's investment vehicles and investment policy as necessary. For certain retirement plans, WMG also works in coordination and support with Buckingham Strategic Partners. Buckingham Strategic Partners will assist WMG in the development of investment options that WMG may recommend to participant-directed retirement plan accounts. Retirement plan clients will engage both WMG as the 3(21) fiduciary and Buckingham Strategic Partners. Buckingham Strategic Partners will act as the 3(38) fiduciary and provide to the client additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintain the plans’ investments according to the goals and investment objectives of the plan. WMG will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education services to the plan. Financial Planning Services: WMG also provides advice in the form of Financial Planning. Clients purchasing this service will receive a detailed financial plan designed to achieve his or her stated financial goals and objectives. In general, the financial plan will address any or all of the following areas of concern: - Personal: Family records, budgeting, personal liability, estate information and financial goals. - Tax & Cash Flow: Income tax and spending analysis and planning for past, current and future years. WMG may illustrate the impact of various investments on a client’s current income tax and future tax liability. - Death & Disability: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis. - Retirement: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. - Investments: Analysis of investment alternatives and their effect on a client’s portfolio. WMG gathers required information through in-depth personal interviews. Information gathered includes a client’s current financial status, future goals and attitudes towards risk. Related documents supplied by the client are carefully reviewed, including a questionnaire completed by the client, and a written report is prepared. Should a client choose to implement the recommendations in the plan, WMG suggest the client work closely with his/her attorney, accountant or insurance agent. Implementation of financial plan recommendations is entirely at the client’s discretion.