TABR is an investment adviser offering financial planning, consulting, and investment management services. Prior to engaging TABR to provide any of the foregoing investment advisory services, the client is required to enter into one or more written agreements with TABR setting forth the terms and conditions under which TABR renders its services (collectively the “Agreement”). Neither TABR nor the client may assign the Agreement without the consent of the other party. A transaction that does not result in a change of actual control or management of TABR is not considered an assignment. TABR has been in business since February 2004. Robert Kargenian and Steven Medland are the primary owners. As of December 31, 2023, TABR had $203,439,041 of assets under management, all of which were managed on a discretionary basis. This disclosure brochure describes TABR’s business. Certain sections will also describe the activities of Supervised Persons. Supervised Persons are any of TABR’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), or employees, or any other person who provides investment advice on TABR’s behalf and is subject to TABR’s supervision or control. Financial Planning and Consulting Services TABR may provide its clients with a broad range of comprehensive financial planning and consulting services (which may include tax-related and other non-investment related matters). These services include retirement planning, education planning, estate planning, taxes and insurance. TABR does not have an estate planning attorney, CPA or insurance agent on staff, but does work closely with other professionals on behalf of its clients. In performing its services, TABR is not required to verify any information received from the client or from the client’s other professionals (e.g., attorney, accountant, etc.) and is expressly authorized to rely on such information. TABR may recommend the services of itself, and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if TABR recommends its own services. The client is under no obligation to act upon any of the recommendations made by TABR under a financial planning or consulting engagement or to engage the services of any such recommended professional, including TABR itself. The client retains absolute discretion

over all such implementation decisions and is free to accept or reject any of TABR’s recommendations. Clients are advised that it remains their responsibility to promptly notify TABR if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising TABR’s previous recommendations and/or services. Page 5 © MarketCounsel 2024 Investment Management and Wealth Management Services Clients can engage TABR to manage all or a portion of their assets on a discretionary or non-discretionary basis. In addition, TABR may provide clients with wealth management services which may include a broad range of comprehensive financial planning and consulting services as well as discretionary and/or non- discretionary management of investment portfolios. TABR primarily allocates clients’ investment management assets among mutual funds and exchange- traded funds (“ETFs”) in accordance with the investment objectives of the client. TABR also provides advice about any type of investment held in clients' portfolios. TABR also renders non-discretionary investment management services to clients relative to variable life/annuity products that they own, their individual employer-sponsored retirement plans, and/or 529 plans or other products that are not held by the client’s primary custodian. In so doing, TABR either directs or recommends the allocation of client assets among the various investment options that are available with the product. Client assets are maintained at the specific insurance company or custodian designated by the product. TABR tailors its advisory services to the individual needs of clients. TABR consults with clients initially and on an ongoing basis to determine risk tolerance, time horizon and other factors that may impact the clients’ investment needs. TABR ensures that clients’ investments are suitable for their investment needs, goals, objectives and risk tolerance. Where appropriate, the Firm also provides advice about any type of legacy position or other investment held in client portfolios, but clients should not assume that these assets are being continuously monitored or otherwise advised on by the Firm unless specifically agreed upon. Clients are advised to promptly notify TABR if there are changes in their financial situation or investment objectives or if they wish to impose any reasonable restrictions upon TABR’s management services.