Our Company Consultiva is an investment adviser, registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940, as amended (the “Advisers Act”) and has been offering investment advisory services since October 1999. Consultiva’s principal place of business is located in San Juan, Puerto Rico with satellite offices in other states. Savile Capital Group LLC (“Savile”) has a 100% controlling interest in Consultiva’s common shares issued and outstanding. Ownership details are provided in the firm’s ADV, Part 1, obtainable from the SEC at sec.gov. As used in this Brochure, the words “we”, “our” and “us” “Advisor”, or “Consultiva” refer to Consultiva Wealth Management Corp. The words “you,” “your”, and “Client” refer to you as either a client or prospective client of Consultiva Wealth Management Corp. Consultiva is affiliated with the other companies comprising the Savile Capital Group. Those entities are:  Trade Bridge Capital LLC is an SEC registered broker/dealer and FINRA member.  Savile Global Markets LLC is an CFTC registered introducing broker/dealer and NFA member.  Consultiva Insurance Corp is a Puerto Rico state registered insurance firm.  Savile Insurance LLC is a Connecticut state registered insurance firm. Consultiva also does business under the fictitious names, “Savile Capital Management” or “Savile Capital Group”. Savile Capital Group is the parent company that Consultiva shares with its affiliates, TBC and SGN. This corporate structure creates a conflict of interest in that they all share common ownership, and the same office space in San Juan, PR, and other satellite offices. Further, one or more individual officers and directors are officers and directors of one or more of the above entities. The conflict exists in that these individuals benefit from any cross-business among these entities. In addition, there is a risk that such officers and directors will make a decision that benefits one or more of these other entities to the detriment of Consultiva. Further, pursuant to our Privacy Policy we share Client information with one or more of these affiliated entities. As of December 31, 2023, Consultiva managed $141,500,944 in assets under management on a discretionary basis and $324,802,593 on a non-discretionary basis. Consultiva also has $894,815,956 of assets under advisement as of said date. Services We Offer Consultiva offers investment advisory services for both traditional and alternative assets as well as ESG and other types of impact investing assets. Consultiva offers investment advisory services on a non-discretionary, limited discretionary or full discretionary basis according to client’s election. Rev. 20240328 Page 5 Consultiva provides its services to diverse types of clients (see Item 7 for more information about our clients). Our process begins with an assessment of each client’s needs, current circumstances, and risk tolerance, after which we collaborate with the client to design a customized investment strategy and policy that will guide the investment process. Consultiva then presents those investment solutions that it believes are best suited to implement a customized strategy including, but not limited to the recommendation of Independent Investment Managers through separately managed accounts and/or pooled funds (i.e., commingled trust funds, mutual funds, exchange traded funds) and/or Consultiva Unified Managed Account Program (“UMAP”). Consultiva will also recommend fixed or variable insurance products, including life and long-term care insurance, as well as annuities, as part of a proposed integrated construct of investments, when suitable to its clients and after preparing and presenting analysis of comparable solutions. Once the client has selected from these investment alternatives, we assist with the implementation of the chosen strategy approved by the client. Consultiva provides ongoing evaluations of each client’s portfolio performance and assists in identifying strategic market opportunities, as well as in diversifying and rebalancing portfolios. Consultiva will also provide other investment-related consultations as the client may require. Customization of Accounts & Restrictions on Investments Our services are customized and tailored to address each individual or organizational client’s specific needs, and/or stated objectives, within client’s governance, risk tolerance and investment framework. After an in-depth assessment of the financial circumstances, risk tolerance and goals, we collaborate with each client to clearly define goals and objectives and determine the most appropriate investment strategies to pursue those goals. Strategies should reflect not only the client’s specific growth and risk parameters, but also their time horizon and views regarding specific types of investments or strategies that they wish to emphasize or avoid (i.e., socially responsible parameters, faith-based values, impact investments, etc.). Clients may impose restrictions on investing in certain securities or groups of securities by notifying the Consultiva and their representative in writing. Discretionary Investment Advisory Services Consultiva provides discretionary advisory services as per client’s election, including, but not limited to, the use of its Unified Managed Account Program (“UMAP”) and its Diversified Private Credit Portfolio (“DPCP”). The UMAP offers access to Independent Investment Manager’s (“IIMs”), mutual funds and exchange-traded funds (the “vehicles”) that have been approved by Consultiva to provide model portfolios. The screening process of the IIMs and the vehicles is completed by Consultiva and/or the Overlay Manager. Trading activities are coordinated by an independent overlay manager selected by Consultiva’s Investment Strategy Committee. Consultiva coordinates the opening of a single- custodial UMAP account for its clients and creates customized individual manager and vehicle allocations. This is done on a per-account basis, to construct multi-asset class investment strategies Rev. 20240328 Page 6 ("Investment Strategies") for the purpose of managing assets in accordance with the clients' investment objectives, policies, risk tolerance and limitations. Consultiva has the authority to replace the independent overlay manager and can change the IIMs and/or vehicles engaged to implement the program. Refer to item 8 for further information regarding the independent overlay manager. Consultiva in collaboration with Glide Capital LLC (“Glide”) has built a diversified private credit portfolio of funds, the DPCP, which focuses on private lending and other income producing strategies. The DPCP offers to the accredited investors and qualified client’s participation in the private lending asset class and other non-traditional or “alternative” investment strategies. Through the DPCP investors access an actively managed portfolio of multiple fund managers specializing in various lending

strategies and have exposure to thousands of loans. The fund managers invest in strategies such as commercial and small business lending, consumer lending, hard money real estate lending and other lending and specialty finance strategies. Non- Discretionary Investment Advisory Services Consultiva provides non-discretionary investment advisory services to those clients who do not wish to grant discretionary authority over their investment portfolio. In a non-discretionary relationship, Consultiva provides the services offered as described herein above and implements only the solutions that clients authorize. Access to Asset Management Programs (“Wrap Programs”) Consultiva may recommend asset management solutions through a wrap program based on the client’s portfolio size, custodial preferences, and relationships with broker-dealers, including our affiliated introducing broker-dealers. (Please refer to Item 10 herein for more information). ERISA Plan Services Consultiva offers service to qualified and non-qualified retirement plans including 401(k) plans, 403(b) plans, 1081.01 plans, pension and profit-sharing plans, and deferred compensation plans. Consultiva may act as a 3(21) or 3(38) advisor: Limited Scope ERISA 3(21) Fiduciary. Consultiva acts as a limited scope ERISA 3(21) fiduciary that can advise, help, and assist plan sponsors with their investment decisions. As an investment advisor Consultiva has a fiduciary duty to act in the best interest of the Client. The plan sponsor is still ultimately responsible for the decisions made in their plan, though using Consultiva can help the plan sponsor delegate liability by following a diligent process. Fiduciary Services are:  Provide investment advice to the Plan Sponsor about asset classes and investment alternatives available for the Plan in accordance with the Plan’s investment policies and objectives. Plan Sponsor will make the final decision regarding the initial selection, retention, removal, and addition of investment options. Consultiva acknowledges that it is a fiduciary as defined in ERISA section 3 (21) (A) (ii). Rev. 20240328 Page 7  Assist the Plan Sponsor in the development of an investment policy statement (“IPS”). The IPS establishes the investment policies and objectives for the Plan. Plan Sponsor shall have the ultimate responsibility and authority to establish such policies and objectives and to adopt and amend the IPS.  Provide investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Plan Sponsor retains the sole responsibility of providing all notices to the Plan participants required under ERISA Section 404(c) (5) and 404(a)-5.  Assist in monitoring investment options by preparing periodic investment reports that document investment performance, consistency of fund management and conformance to the guidelines set forth in the IPS and make recommendations to maintain, remove or replace investment options.  Meet with the Plan Sponsor on a periodic basis to discuss the reports and the investment recommendations. Non-fiduciary Services are:  Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. Plan Sponsor understands Consultiva’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education. As such, Consultiva is not providing fiduciary advice as defined by ERISA 3(21)(A)(ii) to the Plan participants. Consultiva will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.  Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. Consultiva may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between Consultiva and Plan Sponsor. 3(38) Investment Manager. For some accounts, Consultiva acts as an ERISA 3(38) Investment Manager in which it has discretionary management and control of a given retirement plan’s assets. Consultiva would then become solely responsible and liable for the selection, monitoring and replacement of the plan’s investment options. Fiduciary Services include:  The Advisor has discretionary authority and will make the final decision regarding the initial selection, retention, removal, and addition of investment options in accordance with the Plan’s investment policies and objectives.  Assist the Plan Sponsor with the selection of a broad range of investment options consistent with ERISA Section 404(c) and the regulations thereunder. Rev. 20240328 Page 8  Assist the Plan Sponsor in the development of an investment policy statement. The IPS establishes the investment policies and objectives for the Plan.  Provide discretionary investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Plan Sponsor retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5).  Assist in monitoring investment options by preparing periodic investment reports that document investment performance, consistency of fund management and conformance to the guidelines set forth in the IPS and make recommendations to maintain, remove or replace investment options.  Meet with Plan Sponsor on a periodic basis to discuss the reports and the investment recommendations. Non-fiduciary Services include:  Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. The Advisor’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education. As such, the Advisor is not providing fiduciary advice as defined by ERISA to the Plan participants. Advisor will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.  Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. Consultiva may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between Advisor and Plan Sponsor.