Opportunus Wealth Management LLC (“Opportunus”) is a limited liability company under the laws of the State of Washington. Garrett Dastrup is the principal owner of the firm. The following paragraphs describe our services and fees. Please refer to the description of the investment advisory services listed below for information on how we tailor our advisory services to your individual needs. As used in this Disclosure Brochure, the words “we,” “our,” and “us” refer to Opportunus Wealth Management LLC and the words “you,” “your,” and “client” refer to you as either a client or prospective client of our firm. Types of Advisory Services Opportunus Wealth Management LLC provides personalized financial planning and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations with a particular focus on high income professionals and business owners. Advice is provided through consultation with the client and may include: assessment of existing financial assets, cash flow and liabilities, budgeting, determination of financial goals and objectives, investment management, hedging strategies, tax planning, education funding, retirement planning, estate planning, charitable giving, and working in collaboration with client’s other professional advisors. Opportunus acts in a fiduciary capacity with its clients, which means that at all times we owe our clients the highest legal duty and good faith and trust. As a fiduciary, we are bound ethically to act in our clients’ best interest and our objective must be aligned with our clients’ best interests. Any conflicts of interest will be disclosed to the client. We work with each client to evaluate their overall financial resources and help them to establish goals and objectives. We believe our best client relationships are a result of our ability to build trust by communicating effectively and truly listening to each client’s complexities and needs. Opportunus does not act as a custodian of client assets. Client assets are held at Charles Schwab, Betterment Securities, or Altruist, which are all independent third-party custodians. Advisory services are provided under the terms of a written advisory agreement executed by Opportunus and the client. The advisory agreement sets forth the scope of the services to be provided and the compensation we receive from the client for such services. Portfolio Management Services Opportunus provides portfolio management services for clients within the context of an overall disciplined financial planning and wealth management process. Portfolio management services consist of ongoing financial advice and discretionary portfolio management where investment advice is tailored to meet client circumstances and objectives. These services include an initial discovery consultation and ongoing review consultations to discuss your unique financial situation and changing needs over time. We will ask that you complete certain questionnaires and forms to assist us in gathering information about your financial needs and circumstances. This would include your investment experience, investment objectives, time horizon, liquidity needs, risk tolerance, tax circumstances, and various other financial factors necessary for us to develop a complete investor profile. ADV Part 2A – Firm Brochure Page 5 Opportunus Wealth Management LLC Based on our evaluation of those factors, we will use the information we gather to develop a broad- based financial plan that creates the foundation for providing you with continuous and focused investment advice. Once we construct an investment portfolio for you, we will monitor your portfolio’s performance on an ongoing basis and will rebalance the portfolio as appropriate. Opportunus will provide you with portfolio summary reports on a quarterly basis. Clients are required to notify our firm immediately if their financial circumstances and/or investment objectives change from what was previously disclosed. In order to provide discretionary portfolio management services, we require you to grant our firm discretionary authority to manage your account. Discretionary authorization allows us to determine the specific type and quantify of securities to be purchased or sold for your account without your approval prior to each transaction. In limited circumstances, and only upon our approval, we may accept client-imposed restrictions on investing in certain specific securities or types of securities. Financial Planning & Consulting Services Opportunus offers holistic financial planning and consulting services that typically involve a variety of advisory services regarding the management of our clients’ financial resources based on our review and analysis of their needs. If you retain our firm for financial planning and consulting services, we will meet to discuss your financial circumstances and objectives. Additional follow-up meetings may be necessary for the purpose of reviewing or collecting additional financial data. Once such information has been reviewed and analyzed, we will provide you with our financial planning recommendations that are designed to help you achieve your stated goals and objectives. Financial planning recommendations are based on your situation at the time we provide our recommendation and based on the information that you provided our firm. You have the right to accept or reject our recommendations, and you may choose any firm to assist you with implementing our recommendations. As part of our services, clients may engage Opportunus to prepare a written financial plan, which may include: a net worth statement; a cash flow statement; a review of investment accounts, including a review of the asset allocation and providing recommendations; strategic tax planning; a review of retirement accounts and recommendations for changes if necessary; different retirement scenarios and stress tests; estate planning review and recommendations; and education planning and funding recommendations. Embark Today Embark today is an automated online platform from Betterment Securities powered by Opportunus that guides clients through the entire investment management process and provides management services. Clients subscribing to the Embark Today service authorize Opportunus to select money managers to implement our proprietary portfolio models. As part of the Embark Today investment management service, clients provide information about their financial goals. Based on the information provided, the appropriate model portfolio is selected for the client. We generally create diversified model portfolios of investments consisting of low-cost exchange traded funds (“ETFs”), mutual funds, and other similar equity-related index funds, stocks, or investment products tailored to the client’s specific needs. Information about the client’s model portfolio is available on the online platform, which includes their investment style, objectives, and a list of ETFs and other investments with shares that are included in and traded through them. The client can also submit

or modify risk preferences, investment objectives, investment size and any other restrictions for their accounts ADV Part 2A – Firm Brochure Page 6 Opportunus Wealth Management LLC directly through the online platform. The money managers will periodically rebalance client model portfolios based upon the client’s individual needs, stated goals, and objectives. Before selecting money managers, we make sure that they are properly licensed or registered. Clients who subscribe to this service will enter into a dual contract with us and Betterment Securities. Institutional Intelligent PortfoliosTM Our firm may provide portfolio management services through Institutional Intelligent Portfolios™, an automated, technology and service platform made available by Schwab Performance Technologies (“SPT”) to independent investment advisors (“Advisors”) who maintain a business relationship with Schwab Advisor Services™, a division of Charles Schwab & Co., Inc. (“Schwab”). IIP is used by Advisors to provide their clients with an automated investment management service. Schwab, a registered broker-dealer and member SIPC, provides custody, trading and support services. Brokerage products, including the Schwab One® brokerage account, are offered by Schwab. SPT and Schwab are separate companies affiliated as subsidiaries of The Charles Schwab Corporation, but their products and services are independent from each other. The minimum investment required to open an account in the Program is $5,000. Retirement Plan Consulting Services Opportunus provides retirement plan consulting services to employer plan sponsors on an ongoing basis. Generally, such consulting services consist of assisting employer plan sponsors in establishing, monitoring, and reviewing the company's participant-directed retirement plan. As the needs of the plan sponsor dictate, areas of advising could include: investment options, plan structure and participant education. Retirement Plan Consulting services typically include:
• Establishing an Investment Policy Statement – Our firm will assist in the development of a statement that summarizes the investment goals and objectives along with the broad strategies to be employed to meet the objectives.
• Investment Options – Our firm will work with the plan sponsor to evaluate existing investment options and make recommendations for appropriate changes.
• Asset Allocation and Portfolio Construction – Our firm will develop strategic asset allocation models to aid participants in developing strategies to meet their investment objectives, time horizon, financial situation, and tolerance for risk.
• Investment Monitoring – Our firm will monitor the performance of the investments and notify the client in the event of over/underperformance and in times of market volatility. In providing services for retirement plan consulting, Opportunus does not provide any advisory services with respect to the following types of assets: employer securities, real estate (excluding real estate funds and publicly traded REITS), participant loans, non-publicly traded securities or assets, other illiquid investments, or brokerage window programs (collectively, “Excluded Assets”). All retirement plan consulting services shall be in compliance with the applicable state laws regulating retirement consulting services. This applies to client accounts that are retirement or other employee benefit plans (“Plan”) governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). If the client accounts are part of a Plan, and our firm accepts appointment to provide services to such accounts, our firm acknowledges its fiduciary standard within the meaning of Section 3(21) or 3(38) of ERISA as designated by the Retirement Plan Consulting Agreement with respect to the provision of services described therein. ADV Part 2A – Firm Brochure Page 7 Opportunus Wealth Management LLC Under the Investment Advisers Act of 1940 and other applicable federal and state securities laws, Opportunus has a fiduciary duty, as an investment adviser, to act in the best interest of the client. While Opportunus may have specific responsibilities under ERISA to disclose its ERISA fiduciary services separately from its non-ERISA fiduciary services, this does not affect Opportunus’ investment adviser fiduciary duty to the Client. Our firm utilizes the sub-advisory services of a third-party investment advisory firm or individual advisor to aid in the implementation of an investment portfolio designed by our firm. Before selecting a firm or individual, our firm will ensure that the chosen party is properly licensed or registered. Our firm will not offer advice on any specific securities or other investments in connection with this service. We will provide initial due diligence on third-party money managers and ongoing reviews of their management of client accounts. In order to assist in the selection of a third-party money manager, our firm will gather client information pertaining to the financial situation, investment objectives, and reasonable restrictions to be imposed upon the management of the account. Our firm will periodically review third-party money manager reports provided to the client at least annually. Our firm will contact clients from time to time in order to review their financial situation and objectives; communicate information to third-party money managers as warranted; and assist the client in understanding and evaluating the services provided by the third-party money manager. Clients will be expected to notify our firm of any changes in their financial situation, investment objectives, or account restrictions that could affect their financial standing. Types of Investments Opportunus offers advice on exchange trades funds (ETFs), equity securities, fixed income securities (corporate, agency, and government issued bonds), CDs, mutual funds, REITS, and alternative investments. Additionally, we may advise you on any type of investment that we deem appropriate based on your stated goals and objectives. We may also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship. Tailored Advisory Services Opportunus provides clients with tailored advisory services for each of the aforementioned arrangements (Portfolio Management, Financial Planning and Consulting, Embark Today, Institutional Intelligent Portfolios, and Retirement Plan Consulting) based on client needs and objectives that are identified during the initial and ongoing consultations. Clients may request that we refrain from investing in particular securities or type of securities and must provide such stated restrictions to our firm in writing. Wrap Fee Program Opportunus does not sponsor or manage wrap fee portfolio management programs. Assets Under Management Our firm has $68,374,398 in assets under management on a discretionary basis, as well as $260,000,000 in assets under advisement in retirement plan assets. ADV Part 2A – Firm Brochure Page 8 Opportunus Wealth Management LLC