Advisory Firm Description BOK Financial Private Wealth, Inc. (the “Firm”) is a registered investment adviser and a Colorado corporation with offices in Colorado, Texas, Arizona and Oklahoma that offers investment management services, investment supervisory services, and makes available financial planning services through its affiliate BOKF, NA. The Firm combines intellectual rigor and a disciplined process to provide customized investment management services to high-net-worth individuals, trusts, estates, pension and profit-sharing plans and other legal entities. The Firm was founded in 1996 as The Milestone Group, Inc. and in August 2012 was acquired by BOK Financial Corporation, a financial holding company headquartered in Tulsa, Oklahoma. In July 2019, CoBiz Wealth, LLC, a registered investment adviser founded in 1975 and wholly owned subsidiary of BOK Financial Corporation, was merged with and into The Milestone Group, Inc. and the Firm was rebranded to BOK Financial Private Wealth, Inc. Advisory Firm Services The Firm manages advisory accounts primarily on a discretionary basis. The Firm’s investment management and supervisory services generally includes recommendations regarding cash, money market instruments, mutual funds, debt instruments, equity securities and public or private partnerships. The Firm considers each client’s unique financial objectives and circumstances to tailor advisory services to that client’s individual needs and personalize our portfolio management services so that each client has a customized investment plan. As part of this investment plan, clients may impose some restrictions on investing in certain securities or types of securities. Security level restrictions may not be applied for purchased or held mutual funds, exchange traded funds, separately managed accounts or other third-party investment products. Investment strategies are guided by a deep knowledge of our clients’ current situation and future plans. The Firm’s strategies are able to adapt to our clients’ changing needs and are periodically reassessed throughout the year. On a case-by-case basis, the Firm will manage non-discretionary advisory accounts. The Firm may provide portfolio management services to wrap fee programs for which it would receive a portion of the wrap fee for the services provided. There are no material differences in how wrap fee accounts are managed. The Firm provides fiduciaries of 401(k) plans and other types of qualified retirement plans with objective setting, criteria for selecting appropriate asset classes, and assists in the specific asset selection. In addition, asset allocation strategies for ERISA Defined Contribution Plans will be tailored to meet the requirements of the plan and to satisfy fiduciary obligations. The Firm will provide Plan Fiduciaries with support and assistance in explaining the Plan to the Plan Participants and providing some basic information to Plan Participants regarding asset classes and asset allocation. Sub Advisor Services Adviser may engage an outside Sub-adviser to perform investment management services in a separately managed account (SMA) for a portion of Client’s managed assets. Adviser will monitor all Sub-Adviser performance. Specific services and fees related to Sub-Adviser services for the Separately Managed Account will be available in the Sub-Adviser’s current disclosure document, which will be provided upon request. Account Minimums The Firm recommends a minimum of $2.5 million in liquid assets to start or maintain an account.

Accounts that do not meet the recommended level may not receive the full benefits of the Firm’s typical investment strategies due to limitations on diversification and other considerations including transaction costs. At the Firm’s discretion, it may accept new investment management relationships below the recommended minimum criteria. A Managing Director of the Firm must approve any exceptions to the minimum requirements. The Firm may consider the termination of accounts falling below this minimum after discussing this decision with the client and providing a written notice to the client. Assets under Management As of December 31, 2023, the Firm managed $2,818,673,188 in assets on a discretionary and non-discretionary basis. Wealth Advisory Services and Financial Planning Wealth Advisory Services include the Firm offering advice in the following areas:
• Investment advice for illiquid investments
• Estate planning
• Cash management
• Debt management
• Business exit planning These services are generally provided under a Wealth Advisory Services Agreement with the Firm for a fee. Financial planning services may be provided to you through the Firm’s affiliate BOKF, NA. In the event financial planning services are provided, there will be no charge, unless separately agreed to and, the following will be offered:
• Reviewing and prioritizing your goals and objectives.
• Developing a summary of your current financial situation, including a net worth statement, cash flow summary, and insurance analysis.
• Completing a retirement planning assessment, including financial projections of assets required at estimated retirement date.
• Identifying tax planning strategies to optimize financial position.
• Presenting a written financial plan that will be reviewed in detail with you. It will contain recommendations designed to meet your stated goals and objectives, supported by relevant financial summaries.
• Developing an action plan to implement the agreed upon recommendations.
• Referral to other professionals, as required, to assist with implementation of the action plan. In order to ensure that the financial plan contains sound and appropriate recommendations, it is your responsibility to provide complete and accurate information regarding pertinent aspects of your personal and financial situation including objectives, needs and values, investment statements, powers of attorney, insurance policies, employment benefits, retirement benefits, and relevant legal agreements. This list is not all-inclusive and any other relevant information should be disclosed in a timely manner. It is the client’s responsibility to ensure that any material changes to the above noted circumstances are disclosed to the Firm as your financial planner on a timely basis since they could impact the financial planning recommendations. Financial planning services provided by a BOK Financial CFP® professional will be performed in accordance with CFP® Board’s Statement of Professional Conduct as outlined at www.cfp.net and all applicable federal and state rules and regulations. A copy of the Firm’s privacy policy notice and a written disclosure statement that meet the requirements of Rule 204-3 of the Investment Advisers Act of 1940, as amended (“Adviser Act”), shall be provided to each client prior to or in conjunction with the execution of the Firm’s Wealth Master Services Agreement.