Arkos Global Advisors offers a variety of advisory services, which include financial planning, consulting, and investment management services. Prior to Arkos Global Advisors rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with Arkos Global Advisors setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). Arkos Global Advisors filed for registration as an investment adviser in April 2017 and is owned by Jeffrey A. Thomas and Arkos Global Advisors, LTD.
As of December 31, 2023 Arkos Global Advisors had $939,425,000 in assets under management, $939,425,000 of which was managed on a discretionary basis and $0 of which was managed on a non-discretionary basis.
While this brochure generally describes the business of Arkos Global Advisors, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on Arkos Global Advisors’ behalf and is subject to the Firm’s supervision or control. Financial Planning and Consulting Services Arkos Global Advisors offers clients a broad range of financial planning and consulting services, which may include any or all of the following functions: Business Planning Cash Flow Forecasting Trust and Estate Planning  Financial Reporting Investment Consulting  Insurance Planning Retirement Planning Risk Management Charitable Giving  Distribution Planning Tax Planning  Manager Due Diligence While each of these services is available on a stand-alone basis, certain of them may also be rendered in conjunction with investment portfolio management as part of a comprehensive wealth management engagement (described in more detail below). In performing these services, Arkos Global Advisors is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. Arkos Global Advisors may recommend clients engage the Firm for additional related services and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists for the Firm to recommend that clients engage Arkos Global Advisors or its affiliates to provide (or continue to provide) additional services for compensation, including investment management services. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by Arkos Global Advisors under a financial planning or consulting engagement. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising Arkos Global Advisors’ recommendations and/or services. Wealth Management Services Arkos Global Advisors provides clients with wealth management services which includes a broad range of comprehensive financial planning and consulting services as well as discretionary and/or non- discretionary management of investment portfolios. Arkos Global Advisors primarily allocates client assets among various mutual funds, exchange-traded funds (“ETFs”), individual

debt and equity securities, and independent investment managers (“Independent Managers”) in accordance with their stated investment objectives. Where appropriate, the Firm may also provide advice about any type of legacy position or other investment held in client portfolios. Clients may engage Arkos Global Advisors to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Arkos Global Advisors directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. Arkos Global Advisors tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. Arkos Global Advisors consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify Arkos Global Advisors if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if Arkos Global Advisors determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts. Use of Independent Managers As mentioned above, Arkos Global Advisors may select certain Independent Managers to actively manage a portion of its clients’ assets. The specific terms and conditions under which a client engages an Independent Manager may be set forth in a separate written agreement with the designated Independent Manager. In addition to this brochure, clients may also receive the written disclosure documents of the respective Independent Managers engaged to manage their assets. Arkos Global Advisors evaluates a variety of information about Independent Managers, which may include the Independent Managers’ public disclosure documents, materials supplied by the Independent Managers themselves and other third-party analyses it believes are reputable. To the extent possible, the Firm seeks to assess the Independent Managers’ investment strategies, past performance and risk results in relation to its clients’ individual portfolio allocations and risk exposure. Arkos Global Advisors also takes into consideration each Independent Manager’s management style, returns, reputation, financial strength, reporting, pricing and research capabilities, among other factors. Arkos Global Advisors continues to provide services relative to the discretionary or non-discretionary selection of the Independent Managers. On an ongoing basis, the Firm monitors the performance of those accounts being managed by Independent Managers. Arkos Global Advisors seeks to ensure the Independent Managers’ strategies and target allocations remain aligned with its clients’ investment objectives and overall best interests.