Firm Description Beaird Harris Wealth Management, LLC (“Adviser”) has been operating as an investment advisory firm since 1996. Adviser primarily conducts its business under the name Beaird Harris. Principal Owner Adviser’s principal owner and President is Pat C. Beaird. Types of Advisory Services Adviser is a fee-only Registered Investment Advisor that provides a variety of investment advisory and financial planning services to clients. Adviser provides investment advisory services, furnishes investment advice through consultations and furnishes advice to clients on matters not involving securities. Adviser offers advice on the following types of investments: equity securities, corporate debt securities, commercial paper, certificates of deposit, municipal securities, and other investment company securities including variable life insurance, variable annuities, mutual fund shares, exchange traded funds, U.S. government securities, certain non- traded business development companies focusing on private credit, and partnership investing. Adviser provides general advice on all types of investments that are in the client’s portfolio when the client begins an advisory relationship with Adviser. The Adviser does not generally recommend new investments in any type of security that is not listed above. From time to time, clients may hold securities for which Adviser does not recommend buy or sell transactions; however, due to either capital gains considerations, or the client’s instructions, the client may choose to hold the security and to have it considered in the client’s overall portfolio allocation. In these cases, Adviser will attempt to identify which category the security is most appropriately allocated to and will then consider it as part of that category when analyzing the client’s overall portfolio allocation and rebalancing needs. Adviser is affiliated with the accounting firm of Beaird Harris, PLLC through common ownership and control. Clients and prospective clients should review Item 10 below for more information about this relationship and the conflicts of interest that it presents. Investment Advisory and Financial Planning Services Adviser provides investment advisory services combined with initial and ongoing financial planning services. The investment advisory services include continuous account monitoring, investment advice, and executing investment transactions based on the individual needs of the client. Adviser will design an investment strategy for each client based on asset allocation and using Modern Portfolio Theory and will make investments for the client based on that strategy. See additional information under Item 8. The type of financial planning services and level of detail of the services varies depending on the client’s objectives. In general, the initial and ongoing financial planning services (as applicable) address any or all of the following areas of concern:
• Personal – Debt management, personal liability, estate planning and financial goals.
• Tax and Cash Flow – Income tax and spending analysis and planning for past, current and future years. The impact of various investments on the client’s current income tax and future tax liability can be illustrated.
• Death and Disability – Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis.
• College Planning – Review of escalating college costs and analysis of alternative strategies to best help the client accomplish his plans for college funding.
• Retirement – Analysis of current strategies and investment plans to help the client achieve his retirement goals.
• Investments – Analysis of investment alternatives and their effect on a client’s portfolio. Adviser provides this service (as applicable) to individuals, high net worth individuals, trusts, estates, charitable organizations, corporations and other business entities. Adviser manages advisory accounts on a discretionary basis. Account supervision is guided by the stated objectives of the client (i.e., ultra-aggressive, aggressive growth, moderate growth, conservative growth, defensive, fixed income). Adviser gathers required information through in-depth personal, telephone, or video conference interviews. Information gathered includes client’s current

financial status, future goals and attitudes towards risk. Adviser is not required to verify any information received from the client or the client’s other professionals. It is the responsibility of the client to promptly notify Adviser if there is ever any change in their financial situation or investment objectives. Adviser will rely on this information when preparing a written report for the client and when making investment decisions. Initial implementation of financial planning recommendations are entirely at the client’s discretion. Pensions Plans and Participant Directed Retirement Plans Adviser also provides investment advisory and consulting services to pension plans and participant directed retirement plans under the terms and conditions of either a management agreement or consulting agreement, as applicable. For pension plan engagements, the Adviser provides discretionary account management in a similar, if not identical, manner to its services described above. For consulting engagements, Adviser assists the Plan sponsor with the selection of an investment platform from which Plan participants make their respective investment choices, and, to the extent engaged to do so, also provides corresponding education to assist the participants with their decision making process. Assets Under Management As of December 31, 2023, Adviser’s total assets under management were as follows: Discretionary = $ 1,649,892,056.55 Non-Discretionary = $ 19,944,681.72 Total = $ 1,669,836,738.27 Miscellaneous Disclosure Regarding Rollover Recommendations A client or prospect leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) rollover to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). Adviser may recommend an investor roll over plan assets to an IRA for which Adviser provides investment advisory services. As a result, Adviser and its representatives may earn an asset-based fee. In contrast, a recommendation that a client or prospective client leave their plan assets with their previous employer or roll over the assets to a plan sponsored by a new employer will generally result in no compensation to Adviser. Adviser therefore has an economic incentive to encourage a client to roll plan assets into an IRA that Adviser will manage, which presents a conflict of interest. To mitigate the conflict of interest, there are various factors that Adviser will consider before recommending a rollover, including but not limited to: (i) the investment options available in the plan versus the investment options available in an IRA, (ii) fees and expenses in the plan versus the fees and expenses in an IRA, (iii) the services and responsiveness of the plan’s investment professionals versus those of Adviser, (iv) protection of assets from creditors and legal judgments, (v) required minimum distributions and age considerations, and (vi) employer stock tax consequences, if any. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are also fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. All rollover recommendations are also reviewed by the Adviser’s Chief Compliance Officer in an effort to determine that the recommendation to a client was reasonable or that the client has determined to make the rollover after being provided ample information about their options. No client is under any obligation to roll over plan assets to an IRA advised by Adviser or to engage Adviser to monitor and/or advise on the account while maintained with the client's employer. The Adviser’s Chief Compliance Officer remains available to address any questions that a client or prospective client has regarding this disclosure.