A. Liberty Capital Management, Inc., founded in 1993, is registered as an investment adviser with the Securities and Exchange Commission. The firm is based in and incorporated in the state of Michigan. The firm is owned by Kenneth J. Carbaugh (Chief Executive Officer/Chief Compliance Officer). Brief biographies of the investment personnel follow: Kenneth J. Carbaugh (b.1973), Chief Executive Officer and Chief Compliance Officer, has over fifteen years of investment experience, most recently, at Comerica Asset Management where he traded individual bond portfolios totaling over $500 million. Prior to that he was Director of Portfolio Management at Portfolio Solutions, LLC where he managed $250 million of municipal bonds and $1.2 billion of equity and ETF portfolios. Mr. Carbaugh has a BBA in Finance from Walsh College and a MBA from the University of Detroit Mercy. Robert D. Foster (b. 1955), founder and Investment Committee member, brings over twenty-five years of experience to Liberty Capital Management, Inc. Prior to founding the company, he was the Vice President and Senior Portfolio Manager for Manufacturers National Bank of Detroit and Comerica Bank's Private Banking Department. Mr. Foster holds a degree in Economics from Denison University, Granville, Ohio. Charles L. Dettloff (b.1960), Senior Vice President, brings over thirty three years of investment management experience to the firm. He began his career at Manufacturers National Bank of Detroit which later merged with Comerica Bank where he was Senior Vice President/Investments. Mr. Dettloff managed over $1 billion of equity, ETF, municipal and corporate bond portfolios. Mr. Dettloff earned his Bachelor's degree in Finance and a MBA in from the University of Detroit Mercy. B. LCM provides both discretionary and non-discretionary investment management services

to individuals through the use of domestically traded stocks, bonds, exchange traded funds, and mutual funds. The stocks are selected through a process of screening and fundamental analysis focusing on earnings growth, high quality balance sheets, and seasoned management teams. Fixed income securities are selected based on investment grade credit quality and intermediate term maturities. LCM also provides consulting services to sponsors of employer sponsored retirement plans. C. LCM tailors advisory services to the individual needs of clients. Asset allocation is determined based on discussions with the client and assessments of each client’s risk tolerance. Because LCM is a registered investment adviser, we are required to meet certain fiduciary standards when providing investment advice to clients. Additionally, when we provide investment advice related to a retirement plan account or an individual retirement account, we are considered fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. As such, we are required to act in your best interest and not put our interest ahead of yours, even though our compensation creates some conflicts with your interests in that the more you have us manage, the more we can earn. Our clients however are under no obligation to use services recommended by our associated persons. Furthermore, we believe that our recommendations are in the best interests of our clients and are consistent with our clients’ needs. D. LCM does not participate in any wrap programs. E. As of December 31, 2022, LCM managed $467,131,101 in assets, $415,507,586 of which was managed on a discretionary basis, and $51,623,101 of which was managed on a non-discretionary basis.