Overview
Eldridge Investment Advisors, Inc. (“EIA”, “we” or “our”) provides personalized investment advisory
services to clients based on the individual needs of the client. EIA was founded in 1992 by Susan B.
Eldridge. Mrs. Eldridge owns 100% of the firm.
Asset Management Services
EIA will manage advisory accounts for clients (“client”, “you” or “your”) on a discretionary or non-
discretionary basis, investing in no-load or load-waived mutual funds, exchange traded funds (“ETF”s),
equity securities, fixed income securities, variable annuities, or alternative investments. Account
management is guided by your stated investment objective (i.e. maximum capital appreciation, growth,
income or growth and income). We determine your goals and objectives via an extensive interview
process which will occur either in person or over the telephone.
In order for EIA to manage your assets through its investment advisor representatives (“IARs”), you will
be required to establish a program account in your name at LPL Financial LLC (“LPL”), a registered
broker/dealer and qualified custodian. LPL provides clearing, custody and trade execution services for
program accounts. You will retain all rights of ownership on your account including the right to withdraw
securities or cash, vote proxies, receive transaction confirmations and receive periodic account statements.
In addition, you can impose restrictions on investing in certain securities or types of securities.
In order to hire us to provide management services, you will be required to enter into a written investment
advisory agreement with us. This agreement will set forth the terms and conditions of our relationship,
including the amount of your investment advisory
fee. You will also be required to complete a custodial
account application with LPL.
Manager Access Select
EIA offers the LPL Manager Access Select (“MAS”) advisory program. The MAS program makes the
advisory services of third-party management firms (“Portfolio Managers”) available to clients. EIA will
assist the client in determining the investment objective, as well as selecting an investment strategy and
Portfolio Manager, for the account. The Portfolio Manager selected by the client will manage the MAS
account on a discretionary basis. The types of securities that may be purchased by the Portfolio Manager
include stocks, bonds, mutual funds and ETFs. A Portfolio Manager may also hire one or more sub-advisors
to manage all or a portion of the MAS account. EIA will provide the client with ongoing advice and
monitoring of the Portfolio Manager’s services and acts as the point of contact between the client and
Portfolio Manager.
LPL serves as an investment advisor for the MAS program. In addition, LPL provides custodial, brokerage
and administrative services to clients. LPL also provides research information to EIA, which may assist us
in determining which Portfolio Managers to recommend to clients. Clients will be required to enter into an
account agreement with EIA, LPL and the selected Portfolio Manager in order to open an MAS account and
engage us for services. You will have the opportunity to impose restrictions on investing in certain securities
or types of securities when completing this agreement.
You should refer to the LPL MAS disclosure brochure for additional information.
Assets under Management
As of December 31, 2023, we manage $735,258,297 of client assets on a discretionary basis.