San Luis Wealth Advisors LLC (SLWA) has been in business since June 2020 as an independent registered investment advisor. However, the firm’s principals, Bradley Goodwin, and Luke Kittinger, have together more than 33 years in the industry. SLWA provides investment management services and financial planning to individuals, families, trusts, charitable organizations and foundations, businesses, and pension plans. SLWA’s comprehensive process starts with a discovery meeting which is spent getting to know the client and what is most important to them, where the client is now financially, what they would like their money to accomplish for them, and what their risk tolerance is. When appropriate for the client a customized plan is formed where we will weigh the financial implications of each goal discussed and construct the framework for a plan that supports those goals. The plan will become a working document to help make client decisions. It will be used for investment purposes where we will recommend specific strategies to help match each of the client’s goals. Although certain financial circumstances may evolve over time, everything discussed with the client will refer back to the plan to ensure a consistent path to the client’s goals is being taken. We believe that managing client assets ourselves in adherence to the custom plan created for each client allows us to mutually and effectively meet client goals and objectives. When we perform asset management services within a plan, we will do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, we will not seek specific approval of changes to client accounts. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an Investment Advisory Agreement that outlines the responsibilities of both the client and SLWA. In very limited circumstances, we may provide asset management services on a non-discretionary basis, which means we will consult with the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time-sensitive, in which case recommendations not implemented because

we are unable to reach a non-discretionary client may not be made on a timely basis and therefore client’s account may not perform as well as it would have had SLWA been able to reach the client for a consultation on the recommendation. SLWA’s planning process begins with a discovery meeting where time is taken to gather information, understand client expectations and determine the right fit for pursuing a working relationship. The planning process includes assessing a client’s overall financial well-being, collaboratively designing a financial life plan and implementing the agreed upon strategies and actions. The process continues with the development of a blueprint for a continued team effort to manage ongoing plan execution. Reinsurance Certain SLWA clients may be reinsurance companies related to vehicle dealerships. These companies receive premiums for insurance. These premiums are then invested according to an Investment Policy Statement established by an administrator. SLWA will manage the assets according to the Investment Policy Statement but will not be responsible for the administration of the account or payment of claims. Retirement Plan Services SLWA offers fee based qualified retirement plan services that provide non-discretionary and discretionary investment fiduciary services to plan sponsors and trustees of qualified retirement plans. SLWA will assist you in establishing a menu of mutual funds and / or models to offer to participating employees of the qualified retirement plan. Employees will self-direct the investments of their accounts within the plan. SLWA will recommend investments to the plan sponsor, monitor the plan’s investments, suggest replacements as appropriate, develop and monitor risk-based models comprised solely from the plan’s investment menu, provide investment advice with respect to the selection of a Qualified Default Investment Alternative (“QDIA”), and provide participant education. SLWA will provide guidance to the plan sponsor in meeting its fiduciary responsibilities, including development of an investment policy statement. The sponsor retains decision making authority and may accept or reject any recommendations. Assets Under Management As of the date of this brochure, SLWA has $561,081,228 in assets under management across 1254 accounts, all managed on a discretionary basis.