A. Description of the Advisory Firm Voyage Wealth Management, LLC is a Limited Liability Company organized in the State of Texas. The firm was formed in September 2022, and the principal owner is Kyle Grisz. B. Types of Advisory Services Portfolio Management & Financial Planning Voyage Wealth Management, LLC believes effective wealth planning is just as important as asset management. Accordingly, Voyage Wealth Management, LLC provides wealth planning in addition to its portfolio management services. Voyage Wealth Management, LLC offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Voyage Wealth Management, LLC creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). Portfolio management services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring Voyage Wealth Management, LLC evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Voyage Wealth Management, LLC will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. Financial plans and financial planning may include, but are not limited to: investment planning; life insurance; tax concerns; retirement planning; education planning; and debt/credit planning. Selection of Other Advisers Voyage Wealth Management, LLC may direct clients to a third-party money manager (TPMM) to manage a portion of the assets. Before selecting other advisers for clients, Voyage Wealth Management, LLC will verify that all recommended advisers are properly licensed, notice filed, or exempt in the states where Voyage Wealth Management, LLC is recommending the adviser to clients. At this time, Voyage Wealth Management, LLC may refer clients to Breckinridge Capital Management, Inc, an SEC registered firm, CRD #107143. When clients are referred to a TPMM to manage client assets, Voyage Wealth Management, LLC will still provide some portfolio management and financial planning services to the client. Services Limited to Specific Types of Investments Voyage Wealth Management, LLC primarily offer advice on exchange traded funds ("ETFs"), mutual funds, equities and fixed income. Refer to the Methods of Analysis, Investment

Strategies and Risk of Loss below for additional disclosures on this topic. Additionally, we may advise you on various types of investments based on your stated goals and objectives. We may also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. C. Client Tailored Services and Client Imposed Restrictions Voyage Wealth Management, LLC offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels). Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent Voyage Wealth Management, LLC from properly servicing the client account, or if the restrictions would require Voyage Wealth Management, LLC to deviate from its standard suite of services, Voyage Wealth Management, LLC reserves the right to end the relationship. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees and transaction costs. Voyage Wealth Management, LLC does not participate in wrap fee programs. E. Assets Under Management Voyage Wealth Management, LLC has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $ 77,334,278.00 $ 26,078,458.00 December 2023