Description of Advisory Firm
Granite FO, LLC, DBA Hampshire Family Office (hereby known as “Hampshire Family Office”, the “Firm”,
“we”, “our,” or “us”) is a privately owned limited liability company headquartered in Bedford, NH. The
Firm was formed in 2022 and is owned by Greg Reidy.
While this brochure generally describes the business of the Firm, certain sections also discuss the activities
of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons
occupying a similar status or performing similar functions), employees or any other person who provides
investment advice on the Firm’s behalf and is subject to the Firm’s supervision or control. The Firm does
not offer a wrap program at this time.
Advisory Services Offered
The Firm offers discretionary and non-discretionary investment management and investment advisory
services as well as financial planning and consulting. Prior to the Firm rendering any of the foregoing
advisory services, clients are required to enter into one or more written agreements with the Firm setting
forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”).
Investment Management Services
The Firm offers continuous and regular investment supervisory services on a discretionary and non-
discretionary basis as well as financial planning and consulting. We work with clients and have the ongoing
responsibility to select and/or make recommendations based upon the objectives of the client, as to
specific securities or other investments that he/she recommends or purchases/sells in clients’ accounts.
We utilize a variety of investment types when making investment recommendations/purchases in client
accounts which include, but are not limited to equity securities, fixed income securities, alternatives, ETFs,
mutual funds, and independent investment managers. The investments recommended/purchased are
based off of the clients’ individual needs, goals, and objectives. The Firm offers investment advice on any
investment held by the client at the start of the advisory relationship. We describe the material investment
risks under Item 8 – Methods of Analysis, Investment Strategies, and Risk of Loss. Financial Planning may
be provided to clients as a part of the Investment Management Services. When being provided as a
separate service it is described in this section under Financial Consulting Services below.
We discuss our discretionary authority below under Item 16 – Investment Discretion. For more information
about the restriction’s clients can put on their accounts, see Tailored Services and Client Imposed
Restrictions in this item below. We describe the fees charged for investment management services below
under Item 5 – Fees and Compensation.
Financial Planning, Consulting
and Performance Reporting
The Firm provides a variety of consulting services to individuals, families and other clients regarding their
financial resources based upon an analysis of client’s current situation, goals, and objectives. Consulting
encompasses one or more of the following areas: additional Financial Planning, Performance Reporting,
Investment Planning, Retirement Planning, Education Planning, risk management, estate planning, gifting
strategies, and Business and Personal Financial Planning.
Services provided under an on-going consultation agreement are conducted on a regular basis, but no less
than annually with the client. The client is under no obligation to act upon the investment adviser’s
recommendation. If the client elects to act on our recommendations, the client is under no obligation to
effect the transaction through us.
We describe fees charged for Consultation Services below under Item 5 - Fees and Compensation.
Use of Independent Managers and Sub-Advisors
The Firm may select certain Independent Managers and/or Sub-Advisors to actively manage a portion of
its clients ’assets. The specific terms and conditions under which a client engages an Independent Manager
and/or Sub-Advisor may be set forth in a separate written agreement with the designated Independent
Managers engaged to manage their assets.
The Firm evaluates a variety of information about Independent Managers and/or Sub-Advisors, which may
include the Independent Managers ’and/or Sub-Advisors ’public disclosure documents, materials supplied
by the independent managers themselves and other third-party analyses it believes are reputable. To the
extent possible, the Firm seeks to assess the Independent Manager’s and/or Sub-Advisor’s investment
strategies, past performance, and risk results in relation to its clients ’individual portfolio allocations and
risk exposure. The Firm also takes into consideration each Independent Manager’s and/or Sub-Advisor’s
management style, returns, reputation, financial strength, reporting, pricing, and research capabilities,
among other factors.
The Firm continues to provide services relative to the discretionary selection of the Independent
Managers and/or Sub-Advisor. On an ongoing basis, the Firm monitors the performance of those accounts
being managed by Independent Managers. The Firm seeks to ensure the Independent Managers and/or
Sub-Advisor strategies and target allocations remain aligned with its clients ’investment objectives and
overall best interests.
Assets Under Management & Assets Under Advisement
As of December 31, 2022, Hampshire Family Office provided continuous management services to
approximately $1,329,656,615 in approximately 40 accounts on a discretionary basis. Hampshire Family
Office also provided consulting services to approximately $600,000,000 in assets under advisement.