Description of Firm Virtera Partners LLC is a registered investment adviser based in Pepper Pike, Ohio providing investment advisory services since August 2020. The Firm is primarily owned by the Adelman Family Investment Company LLC and Chaya Slain. As used in this Brochure, the words "we," "our," and "us" refer to Virtera Partners LLC and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm. Investment Advisory Services – Family Office and Separately Managed Account Clients We provide high-quality, independent investment advice to a select group of ultra-high net worth families and charitable organizations to preserve and growth their wealth. We provide confidential, customized advice to you based on your family’s specific situation. We work with you to gain a comprehensive understanding of your financial situation, such as your financial goals, investment objectives, risk tolerance, and liquidity needs. Based on this understanding, we assist you in constructing, monitoring, and maintaining an investment portfolio that is suitable for your situation. We also work with your estate planning attorneys, accountants or other professionals to incorporate estate planning and taxes into your investment plan. Our value proposition is to help you understand the “big picture” of your investment portfolio so that we can position it in a way we believe we can best achieve your family’s specific goals. Every family is different, so we construct each portfolio fully tailored to your situation. We only work with a select group of families to ensure that we can provide a customized, high-touch experience to every client. We specialize in constructing portfolios that are diversified across asset classes and include allocations to alternative investments, such as private equity, venture capital, real estate, hedge funds, and commodities. We are completely independent from other financial service organizations and look at each opportunity in your best interest. We leverage our wide network of relationships, and apply a rigorous, disciplined, and transparent diligence process to identify what we believe to be best-in-class investment managers and strategies that will provide the appropriate exposures for your portfolio. We may invest or recommend that you invest in a variety of investments, such as public securities, bonds, exchange traded funds (“ETFs”), mutual funds, and pooled investment vehicles. We may also use one or more third-party money managers (“sub-advisers”) to manage a portion of your portfolio. We will regularly monitor the performance of your investments and recommend changes as deemed necessary. We also provide reporting on all investments on a regular and ongoing basis. We offer our services on a discretionary and non-discretionary basis depending on your preference. If you participate in our discretionary investment management services, we require you to grant our firm discretionary authority to manage your accounts. Discretionary authorization will allow us to determine the specific securities, and the amount of securities, to be purchased or sold for your account without your approval prior to each transaction. It will also allow us to hire and fire any sub-adviser without your prior approval. If you enter into non-discretionary arrangements with our firm, we will obtain your approval prior to executing any transaction on behalf of your account, or before hiring or firing any sub-adviser. You have an unrestricted right to decline to implement any advice provided by our firm on a non-discretionary basis. Evaluations and Recommendations of Investment Managers Depending on the nature of its engagement with each client, the Firm evaluates and/or recommends to clients the investment advisory services of unaffiliated investment managers (including pooled investment vehicles managed, sponsored or established by such unaffiliated investment managers). These investment managers are independent of the Firm and are evaluated by the Firm. The investment managers recommended by the Firm to each client are selected based on various factors and considerations deemed by the Firm to be relevant or appropriate in its sole discretion including, among other things, the investment objectives and risk tolerance of the client as well as the past performance of the manager. Subject to the arrangements with each client, the Firm actively involves such client in the evaluation process with respect to third-party investment managers. Initial Evaluation and/or Due Diligence – Prior to recommending or referring a new investment manager (including managers to private funds) to manage client assets, the Firm conducts due diligence through telephonic and/or in-person meetings with such investment manager personnel and the review of key documents and information relating to such manager. This typically includes both a quantitative and qualitative analysis of the manager, with a focus on areas such as investment objectives and strategy, historical performance and risk, fees and expenses, transparency and reporting, background and continuity of key personnel, regulatory & disciplinary history, safety of client assets, and evaluation of gatekeepers and service providers, among other areas, as the Firm deems necessary or appropriate. The initial evaluation and/or due diligence process will vary depending upon the facts and circumstances of each situation (including the nature of the client relationship and the nature of the specific investment manager that is being reviewed). For example, fewer due diligence procedures may be warranted in situations where the Firm has a long-standing relationship with an investment manager. The Firm conducts a more limited review when simply evaluating a third-party investment manager or investment opportunity

at the specific request of a client. Limited reviews may include one or more of the focus areas listed above, but the Firm generally will rely on information provided by the manager or sponsor of the investment (or the client). Types of Investments We typically offer advice on ETFs, mutual funds, public equities, and alternative investments including, but not limited to private placements, hedge funds, private equity, real estate, oil and gas, venture capital, and other business opportunities. Additionally, we may advise you on various types of investments based on your stated goals and objectives. Since our investment strategies and advice are based on each client’s specific financial situation, the investment advice we provide to you will be different and could conflict with the advice we give to other clients regarding the same security or investment. Affiliated Pooled Investment Vehicles (“Funds”) The Firm serves as investment manager to affiliated pooled investment vehicles (each a “Fund” and collectively “the Funds”) with respect to investments in securities, financial instruments and other assets, including co- investments alongside third-party investment managers and other persons and/or investments in pooled investment vehicles managed, sponsored and operated by third-party investment managers. The Firm, or an affiliate of the Firm, serves or acts as general partner, manager or in similar capacity with respect to the Funds and the Firm serves as investment manager with respect to the Funds. Interests in a Fund are suitable only for sophisticated investors (i) that do not require immediate liquidity for their investments; (ii) for which an investment in the Fund does not constitute a complete investment program; (iii) that fully understand and are willing to assume the risks involved in the Fund’s investment program; and (iv) that are (A) “accredited investors” under the United States Securities Act of 1933, as amended (the “Securities Act”) and when a performance allocation is assessed, each investor must also be a “qualified purchaser,” as that term is defined in the rules of the securities laws. The Firm and certain of its affiliates establish and utilize the Funds for investment purposes on behalf of its clients and other investors, including to facilitate indirect investments by one or more of its advisory clients in pooled investment. The Firm regularly recommends that certain of its advisory clients invest in the Funds, if and to the extent the Firm deems investments in one or more of the Funds to be suitable and appropriate for such clients. The recommendation of investments in the Funds to the Firm’s advisory clients involves one or more actual or potential conflicts of interest. See Item 10. Certain Funds are established for the purpose of investing substantially all of their assets in a single pooled investment vehicle managed or sponsored by a third-party (an “underlying fund”) (to facilitate indirect investments in such underlying funds by advisory clients and other persons). Any such Fund may be referred to in this brochure as an “SPV”. Interests in the Funds will be offered and made available to applicable advisory clients of the Firm (subject to suitability and eligibility determinations and requirements), but interests in the Funds may also be offered or made available to other investors and entities (including non-advisory clients) in the sole discretion of the Firm. A private placement memorandum or a similar offering document with respect to each Fund is provided or made available to prospective investors in a Fund, which includes various disclosures and information regarding the Fund, the investment objective and strategies of the Fund and other matters. Prospective investors should review the information and disclosures set forth in the applicable offering documents of a Fund for detailed information regarding such Fund are qualified in their entirety by the information in such offering documents. Each Fund is managed in accordance with the investment objectives, policies, strategies, guidelines and limitations set forth in the applicable private placement memorandum, limited partnership agreement and other governing documents of such Fund. An SPV pursues substantially the same investment objective and strategies as the underlying fund in which it was formed to invest. Investors are not permitted to impose restrictions or limitations on the management or operations of a Fund. Notwithstanding the foregoing, the general partner of a Fund may in the future enter into side letter agreements or similar arrangements with one or more investor in a Fund that have the effect of establishing rights under, or altering, modifying, waiving or supplementing the terms of, the documents of the governing Fund in respect of such investors. Among other things, these agreements may entitle an investor in a Fund to lower fees, information or transparency rights, most favored nations status, notification rights, rights or terms necessary or advisable in light of particular legal, regulatory or public policy considerations of or related to an investor and/or other preferential rights and terms. Any rights established or any terms of the governing documents of such applicable Fund altered or supplemented in or by a side letter or similar arrangement with an investor will govern solely with respect to such investor notwithstanding any other provision of the governing documents of such applicable Fund related thereto. Wrap Fee Programs We do not participate in any wrap fee program. Assets Under Management As of December 31, 2023, we provide continuous management services for approximately $710 million in assets under management.