Wixon Advisors, Inc. (the “Firm”) is an investment adviser providing discretionary and non-discretionary investment management services (the “Services”) to individuals, small businesses and institutions. The Firm, depending upon the engagement, offers its services on a fee basis which is charged based on assets under management. Prior to engaging the Firm to provide any of the foregoing Services, the client will be required to enter into one or more written agreements setting forth the terms and conditions under which the Firm shall render its Services (collectively the “Agreement”). The Firm’s operations began in 1990. Wixon Advisors, Inc. is owned by William B. Wixon and Andrew Wixon. Wixon Advisors offers two types of services: Financial Planning and Portfolio Management Services. Also, clients may engage us to assist with the implementation of an investment plan (created by Wixon or any other party) and monitor the portfolio. However, there is no obligation whatsoever to do so. Portfolio Management Services We will monitor and review the client’s portfolio on a periodic basis. Annually, research is done on the investments held in the portfolio and this is discussed with the client. Listening to our clients’ requirements and needs is a top priority in discerning their goals, risk tolerance and suitability. The fee for Supervisory Services will be quoted in advance and is payable at the beginning of each quarter. This is based on a percentage of the value of the assets under supervision. Clients have 5 days from the signing of the Agreement to receive a full refund of advisory fees without penalty. Thereafter, if the service is terminated there will be a pro-rata refund of any fees paid in advance. All types of investments will be considered, based on the client’s investment goals and objectives. Financial Planning We may provide a written investment plan or review/redesign a previous plan. The written plan will include specific recommendations regarding strategic allocations and an implementation schedule tailored to the client’s individual needs and preferences. The fee for the written investment plan will be $2,000-$4,000 and agreed upon in advance. If the investment plan is to be included with a financial plan the fee for the investment plan may be incorporated within the fee for the financial plan. One half of the fee for the written investment plan is due and payable upon the signing of the investment supervisory contract. The balance will be due and payable upon delivery. Clients may terminate the services within 5 days of the signing of the Agreement for a full refund, without penalty. Thereafter in the event of termination by the client, the fees are fully refundable if Wixon Advisors, Inc. has not yet begun the work. Otherwise, there will be a pro-rata refund of the fee. Once a financial plan is implemented, the client generally moves into the “Portfolio Management Services” and pays an annual fee for those ongoing supervisory services. The Firm offers Financial Planning in each of the following Core Areas: Retirement
• How much money will I need to retire?
• What is the best asset allocation strategy given market conditions?
• What is the viability of Social Security? Investment Planning
• Investment policy statement
• Risk tolerance analysis
• Asset allocation Budgeting and savings
• Set up a liquid emergency fund for contingencies
• Analyze

your spending
• Establish a savings plan Protection
• Life Insurance - What will happen in the event of my death?
• Disability Insurance - What will happen if I am unable to work?
• Long Term Care Insurance - What if I require home health or nursing home care? Tax Analysis / Planning
• Am I paying too much income tax?
• Are there insurance and investment products to reduce my overall tax burden?
• Am I taking advantage of qualified plans? Estate Tax Analysis / Planning
• Wills, (durable) Power-Of-Attorney, Living Wills - Getting your affairs in order!
• Trusts - Can I avoid inheritance taxes? Education
• 529 College Savings Plan
• Coverdell Education Savings Account Small Business Owners
• Group Health, Pension, and Profit-Sharing Plans Life Events
• Marriage, Birth, Home Purchase/Sale, Job Change, Divorce, Retirement, Inheritance, Savings Goals The comprehensive financial plan will provide clients with a very clear understanding of their present financial situations and what specific actions are needed to achieve their desired objectives. Analysis covers six core areas: Cash flow and budgeting Protection planning Investment planning Tax planning Retirement planning Estate planning In some situations, not all six modules above are necessary, so we will decide in advance what items need addressing and clarification. Clients who wish to impose certain restrictions on their portfolio/investments/financial plan may do so, but must notify Wixon Advisors, Inc. of the desire to do so in writing. Clients should be aware that they may implement a financial plan prepared by Wixon Advisors, Inc. at the broker/dealer of their choice. Our Clients Our clients are individuals, couples, and small businesses. What Sets Us Apart Trustworthiness, independence, and our experienced and competent staff may set us apart from others. Combined, these attributes serve as powerful tools to help our clients reach their financial goals. Wrap Fee Accounts For clients that have $500,000 or more invested with us, Wixon Advisors, Inc. will pay the transaction costs on behalf of the client, classifying it as a “Wrap fee Account”. A “Wrap Fee Account” for purposes of the SEC is an account under which investment advisory and brokerage execution services are provided for a single “wrapped” fee that is not based on the transactions in a client account. Wixon Advisors, Inc. provides discretionary investment advisory services to some of its clients through a Wrap Fee Account or “Program”. Wixon Advisors, Inc. will assist clients in determining the suitability of the Wrap Fee Program for the client. Wrap Fee Program accounts recommended by Wixon Advisors, Inc. are not managed differently from non-Wrap Fee Program accounts. Because brokerage execution costs are included in the client’s overall advisory fee, the client’s fee may be greater than those that have accounts in non-Wrap Fee Program accounts, however fees will not exceed the fee schedule stated in Wixon Advisors’ Wrap Fee Brochure. All clients with Wrap Fee Program accounts will be provided with Wixon Advisors’ Wrap Fee Brochure. This Brochure is focused on non-Wrap Fee Program accounts. As of 12/31/2023 Wixon Advisors, Inc. manages approximately $95,669,031 in assets on a discretionary basis and approximately $12,900,559 in assets on non-discretionary basis.