Overview of our Firm Columbia River Financial Group, LLC was started with the core foundation that clients deserve caring and thoughtful advice to help them with their financial goals. We were formally registered as an investment advisor in 2017 to embrace our fiduciary obligations to clients. We are owned by Chad Peterson and all services are provided through our Investment Advisor Representatives [“Representative”]. It is important for you to provide your Representative with information on your investment goals (objectives), time before you will need to use your investments (time horizon), and any other information that might impact the types of investments recommended by your Representative. Representatives will learn about your investment objectives through a variety of means, including interviews, ques- tionnaires or through a comprehensive financial review. Advisory Services Offered Investment Management Services After gathering information about your financial goals, we will provide Investment Management Services on a discretionary basis, alt- hough we have some existing clients who are managed on a non-discretionary basis (meaning we have to obtain approval before mak- ing trades). Investment Management Services includes portfolio construction, investment selection, periodic reporting and execution of trades. We continue to monitor portfolio allocation and underlying investments and rebalance and reallocate the accounts as need- ed. In most cases, your investments will be tailored to match your objectives and time horizon. We provide ongoing and continuous customized investment management services and are not restricted to any specific types of investments. You have the option to note any special instructions (exclusions or restrictions to investment purchases) on the investment advisory agreement you sign with us. Financial Planning Services If engaged by clients for Financial Planning Services we may provide investment advice, financial goals

and objectives analysis, finan- cial and retirement planning (including the sale of a business), career choice and transitions, wealth transfer (inheritance or giving wealth to family or charities), family changes (marriage, re-marriage and divorce), and advice for loss of life situations. It is important for you to know that each individual has different situations or demands and not all of the above noted services will be provided to each client. It is also important to know that no discretionary or non-discretionary trading authority is granted to Advisor through this ar- rangement. Other services may include, but are not limited to: · Discover and help to prioritize client’s short- and long-term goals and aspirations. · Plan for life transitions that a client is and may experience in the future. · Gather and organize client’s data and documents. · Analyze client’s financial condition, challenges and opportunities as they relate to the goals of the client. · Develop an investment strategy that attempts to balance client’s goals and tolerance for volatility. · Help client with the financial implications of life transitions. · Provide written recommendations and alternatives to help client achieve stated goals. · Help to implement financial decisions. · Review and update financial plan regularly. · Meet or discuss with clients to review goals and progress. · Strategize/coordinate with other advisors (accountants, attorneys, insurance agents, etc.). · Assist with tax planning and strategies. As a financial planning client, it is important to know that you are under no obligation to act on our recommendations or to effect any suggested transactions through us. There may be an inherent conflict of interest during your financial planning process if we recom- mend management of your investments. Assets Under Management As of December 31, 2023 we manage 137,599,048 in assets of which 132,000,977 is discretionary and $5,598,071 is non- discretionary.