Centurion Wealth Management, LLC ("Centurion,” “we,” “us,” “our,” “the Firm”) is an investment adviser (“adviser” or “RIA”) registered with the Securities and Exchange Commission (“SEC”). Centurion became an adviser in March 2022. Prior to becoming its own advisory firm, the founding members provided advisory services through a different registered investment advisory firm while doing business under the same name. Centurion provides advisory services to high-net-worth clients and their families as well as individuals (together “clients” or “you”). Clients meet with an Investment Advisor Representative (“Advisor,” “IAR,” or Wealth Manager”) to determine if an advisory program is in their best interest, uncover their investment goals and objectives, determine suitable investment strategies, review portfolios with the client each year, and determine if there were any changes to the client’s financial goals and objectives. Wealth Managers also work with clients to create financial plans, and when applicable, provide consulting services to retirement plans. Centurion’s principal place of business is in McLean Virginia. Centurion is a limited liability company whose principal owners (those each owning 25% or more) are:  Sterling D. Neblett, Founding Shareholder, Wealth Manager and Co-President  Wendy A. Payne, Founding Shareholder, Wealth Manager, and Co-President  Mark C. McKaig, Shareholder, Wealth Manager, and Co-President Centurion is a Fiduciary to Clients Centurion is a fiduciary when providing advisory services to its clients. We are registered under the Investment Adviser Act of 1940, as amended (“Advisers Act”), which places a fiduciary obligation on us. In addition, Centurion provides services as a “fiduciary” (as the term is defined in Section 3(21)(A) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) and/or Section 4975 of the Internal Revenue Code of 1986, as amended (“the Code”)), with respect to Retirement Accounts. For the purposes of this Brochure, the term “Retirement Account” is used to cover certain retirement plans under Title I of ERISA, which includes Individual Retirement Accounts (“IRAs”). As a fiduciary, Centurion’s responsibility is to make sure your best interests come first. Centurion provides you with full disclosure of all material facts relating to its investment advisory relationship with you. The advisory services are designed to avoid conflicts of interest. In situations where the appearance of, or potential for, such conflict is unavoidable, we will disclose the details to you. Centurion will provide you with objective investment advice. Portfolio investments and asset allocation decisions, along with financial planning and retirement plan consulting, are subject to a due diligence process by our experienced investment professionals. Prior to Centurion providing any of the foregoing advisory services, clients are required to enter into one or more written agreements with us setting forth the relevant terms and conditions of the advisory relationship (the “Investment Management Agreement” or “IMA” sometimes referred to as the “Advisory Agreement” or when applicable, “Financial Planning and Consulting Agreement”). Centurion’s investment strategy recommendations are provided to you only after our Wealth Managers thoroughly review and analyze your investment goals, financial situation, liquidity needs, time horizon, tax sensitivity, and risk tolerance (together “Investor Profile”). We will provide ongoing investment advice to you and if your goals change, we will work with you to keep your investment strategy in-line with those changes. Centurion will provide ongoing monitoring of your portfolios and makes changes as necessary. CWM FORM ADV 2A March 2024 5 INDIVIDUAL INVESTMENT MANAGEMENT Our firm provides ongoing discretionary portfolio management to clients. The portfolio advice and management is based on the client’s individual financial needs and Investor Profile. Wealth Managers work with clients to establish financial goals and objectives based on their financial circumstances. After our information gathering conversations, we recommend an investment strategy for our clients, then build, monitor, and manage the portfolio according to that strategy’s investment objectives (i.e., aggressive growth, growth and income, or income, etc.).

In limited situations, we manage accounts on a non-discretionary basis. After building the client’s initial investment portfolio, we meet with clients at least annually to discuss any changes to the client’s Investor Profile and adjust the portfolio’s investment strategy accordingly. During the annual portfolio review with the client, Wealth Managers will discuss account performance, securities holdings, asset allocation and whether to rebalance the portfolio. Clients are advised to promptly notify us if there are changes in their financial situation. Upon request, clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Any restrictions imposed on the management of the account cannot be applied to mutual funds or exchange traded funds (“ETFs”) holdings because mutual funds and exchange traded funds operate in accordance with the investment objectives and strategies described in their prospectuses. Investments available to our Wealth Managers to build client portfolios include the following non inclusive list of securities: mutual funds and ETFs; ADRs; foreign issues; corporate debt securities, municipal bonds, United States treasury bonds, certificates of deposit; options contracts; real estate investment trusts and partnerships. Some types of investments take on additional degrees of investment risk. These riskier investments are only included into a client’s portfolio when consistent with the client's most current Investor Profile. Where appropriate, the Firm also provides advice about any type of legacy position that clients would like to maintain in their portfolios, but clients should not assume that these assets are being continuously monitored or otherwise advised on by the Firm unless specifically agreed upon. FINANCIAL PLANNING We offer financial planning services that focus on educating our clients, clarifying their overall financial situation, determining our client’s specific long-term financial goals, and establishing a road map to help them achieve those goals. Clients who engage in our financial planning service are provided a written financial plan and a consultative session to discuss detailed steps and recommendations to execute the plan. Financial planning is an evaluation of a client's current and future financial state by using known variables to help model or forecast future cash flows, asset values, and portfolio withdrawal plans. During the financial planning process, we ask an extensive number of questions for you to provide us with the necessary information to help us analyze, review and consider when building your financial plan. Clients can select from the following financial planning focus areas: a) investment analysis; b) retirement planning; c) trust and estate planning, d) divorce planning; e) business planning; f) charitable planning; g) education planning; h) cash flow analysis; i) mortgage and debt analysis; j) insurance analysis; k) risk management analysis; l) planning software simulation j) tax planning. RETIREMENT PLAN CONSULTING SERVICES We provide consulting services to qualified retirement plans (“Plans”), which include, profit sharing plans, pensions, and 401(k) plans managed by individuals, corporations, charitable organizations, and partnerships. Centurion will analyze the Plan’s current investment platform and, if applicable, create, review and analyze the Plan’s investment policy statement that defines the types of investments to be offered and the restrictions that will be imposed. Plans can also engage Centurion to recommend investment options to help achieve the plan’s objectives, provide participant education meetings, and monitor the performance of the plan’s investment vehicles. Centurion will periodically review the Plan’s investment vehicles and investment policy statements and will recommend changes as appropriate. The firm will work with Plans on an ongoing basis to include regular considerations of the goals and objectives of the Plan and provide participate education. CWM FORM ADV 2A March 2024 6 AMOUNT OF MANAGED ASSETS As of December 31, 2023, Centurion had over $482,200,000 in assets under management, which includes over $457,900,000 in assets that are managed on a discretionary basis and over $24,000,000 in assets that are managed on a non-discretionary basis.