The William Allan Corporation is a registered investment adviser based in Fort Collins, Colorado
with an additional office in Long Beach, California. The following is a description of the investment
advisory services we offer to our clients. We use the terms "we" and "our" throughout this
disclosure brochure to refer to The William Allan Corporation.
A. Description of our advisory firm, including how long we have been in business and our principal
owner.
We are dedicated to providing individuals and other types of clients with a wide array of
investment advisory services. Our firm has been in business as an investment adviser since
2004, previously as William Allan, LLC until September 2022, and is owned wholly by Jason
Crawshaw.
B. Description of the types of advisory services we offer.
(i) Asset Management:
We emphasize continuous and regular account supervision. As part of our asset
management service, we generally create a portfolio, consisting of individual stocks or
bonds, exchange traded funds ("ETFs"), options, 529 plans, 401(k) plans, and mutual
funds. The client's individual investment strategy is tailored to their specific needs and
will include some or all of the previously mentioned securities. Each portfolio will be
initially designed to meet a particular investment goal, which we determine to be suitable
to the client's circumstances. Once the appropriate portfolio has been determined, we
review the portfolio at least quarterly and if necessary, rebalance the portfolio based upon
the client's individual needs, stated goals and objectives. Each client has the opportunity
to place reasonable restrictions on the types of investments to be held in the portfolio.
If a client participates in our discretionary portfolio management services, we require the
client to grant our firm discretionary authority to manage the account. Discretionary
authorization will allow us to determine the specific securities, and the amount of
securities, to be purchased or sold for the account without approval prior to each
transaction. Discretionary authority is typically granted by the investment advisory
agreement the client signs with our firm and the appropriate trading authorization forms.
We may also offer non-discretionary portfolio management services in limited
circumstances and at our sole discretion. If a client enters into non-discretionary
arrangements with our firm, we must obtain approval prior to executing any transactions
on behalf of the account. Non-discretionary clients have an unrestricted right to decline to
implement any advice provided by our firm on a non-discretionary basis.
We offer advice on equity securities, corporate debt securities (other than commercial
paper), municipal securities, mutual fund shares, United States government securities,
money market funds and ETFs. Additionally, we may offer advice on various types of
investments based on stated goals and objectives. We may also provide advice on any
type of investment held in a client's portfolio at the inception of our advisory relationship.
(ii) Consulting Services:
We offer tailored financial consulting services based on the individual needs of the client.
Such services will not include asset management but typically include some or all of the
following: investment portfolio review, investment planning, tax planning, education
planning, cash-flow analysis, business consulting, among other things. These services will
not involve the development of a written financial plan.
(iii) Financial Planning Services:
We offer financial planning services which typically involve providing a variety of advisory
services to clients regarding the management of their financial resources based upon an
analysis of their individual needs. These services can range from broad-based financial
planning to consultative or single subject planning. If you retain our firm for financial
planning services, we will primarily gather information about your financial circumstances
and objectives through our digital platform. We also use personal consultation
and/or
financial planning software, on a limited basis, to determine your current financial position
and to define and quantify your long-term goals and objectives. Once we specify those
long-term objectives (both financial and non-financial), we will develop shorter-term,
targeted objectives. We review and analyze the information you provide to our firm and
the data derived from our financial planning software and we will deliver a written plan to
you.
Financial plans are based on your financial situation at the time we present the plan to
you, and on the financial information you provide to us. You must promptly notify our
firm if your financial situation, goals, objectives, or needs change.
There can be no assurances that any client's financial goals and objectives will be met
through our digital financial planning services. You are under no obligation to act on our
financial planning recommendations. Should you choose to act on any of our
recommendations, you are not obligated to implement the financial plan through any of
our other investment advisory services. Moreover, you may act on our recommendations
by placing securities transactions with any brokerage firm.
(iv.) Rollover Recommendations:
Effective December 20, 2021 (or such later date as the US Department of Labor ("DOL") Field
Assistance Bulletin 2018-02 ceases to be in effect), for purposes of complying with the DOL's
Prohibited Transaction Exemption 2020-02 ("PTE 2020-02") where applicable, we are providing the
following acknowledgment to you. When we provide investment advice to you regarding your
retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I
of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable,
which are laws governing retirement accounts. The way we make money creates some conflicts with
your interests, so we operate under a special rule that requires us to act in your best interest and not
put our interest ahead of yours. Under this special rule's provisions, we must:
•Meet a professional standard of care when making investment recommendations (give
prudent advice);
•Never put our financial interests ahead of yours when making recommendations (give
loyal advice);
•Avoid misleading statements about conflicts of interest, fees, and investments;
•Follow policies and procedures designed to ensure that we give advice that is in your
best interest;
•Charge no more than is reasonable for our services; and
•Give you basic information about conflicts of interest.
We benefit financially from the rollover of your assets from a retirement account to an account that we
manage or provide investment advice, because the assets increase our assets under management
and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in
your best interest.
C. Explanation of whether (and, if so, how) we tailor our advisory services to the individual needs
of clients, whether clients may impose restrictions on investing in certain securities or types of
securities.
We offer individualized investment advice to clients utilizing either our Asset Management,
Consulting or Financial Planning service. Each client has the opportunity to place reasonable
restrictions on the types of investments to be held in the portfolio. Restrictions on investments
in certain securities or types of securities may not be possible due to the level of difficulty this
would entail in managing the account. Restrictions would be limited to our Asset Management
services. We do not manage assets through our other services.
D. Participation in wrap fee programs.
We do not offer wrap fee programs.
E. Disclosure of the amount of client assets we manage on a discretionary basis and the amount of
client assets we manage on a non-discretionary basis as of December 31, 2023.
We manage $169,607,569 in client assets on a discretionary basis. We do not currently
manage any assets on a non-discretionary basis.