Clearview Wealth Management, LLC ("Clearview Wealth Management", or “the firm”) is an SEC-registered investment adviser with its principal place of business located in Irvine, California. Clearview Wealth Management is a limited liability company that began to conduct advisory business in 2018. This is an outgrowth of the Investment Management and Financial Planning business established by Mark Phillips in 2003. Mark initially affiliated, as a Registered Rep. and Investment Advisor Representative, with American Express Financial Advisors (later re-named Ameriprise Financial). In 2010, Mark changed affiliation to Commonwealth Financial Network as a Registered Rep. and Investment Advisor Representative. In 2018, Mark established Clearview Wealth Management as a Registered Investment Advisor and a limited liability company in the state of California in and of itself while maintaining affiliation with Commonwealth Financial Network. The current ownership percentages for Clearview wealth management, LLC is: Mark Phillips 66%, Nick Bautista 17%, and Eric Figarsky 17%. In May 2019, Clearview Wealth Management and all associated persons of Clearview wealth management terminated the broker-dealer relationship and affiliation with Commonwealth Financial Network. Simultaneous with that, Clearview Wealth management and its affiliated persons established a broker-dealer relationship with TD Ameritrade to have TD Ameritrade Institutional provide custodial services to Clearview Wealth Management clients and allow Clearview Wealth Management to provide investment management services to these same client accounts custodied at TD Ameritrade. In November 2019 Charles Schwab, and their Schwab Institutional division announced the purchase of TD Ameritrade and the intention to merge the two institutional divisions providing custody and brokerage services to clients of RIA firms such as Clearview Wealth Management., LLC. In September of 2023 all accounts of Clearview Wealth Management., LLC clients being held through TD Ameritrade Institutional will be transitioned to Schwab Institutional. Clearview Wealth Management will offer financial planning, portfolio oversight, investment management, retirement plan consulting services, and broad financial advice services to select individuals and entities. This will be by written contract with these individuals and entities. The scope of advice and oversight will be in alignment with the training and expertise of the professionals engaged by and affiliated with the firm. In addition, these services will be limited to the work as explicitly detailed in the written contract between Clearview Wealth Management and these select individuals and entities. The services provided will be tailored to the individual needs of each client. As such, each client may impose limited restrictions on the scope of advice for financial planning or retirement plan consulting services and the specific securities or investment vehicles considered for inclusion within their financial plan and/or investment management strategy. Clearview Wealth Management offers the following advisory services to our clients: Wealth Management Consulting/Financial Planning: Clearview Wealth Management, LLC ADV 2A (060823) Page 5 Clearview Wealth Management provides financial planning advisory services on a wide range of financial topics, including, but not limited to, budgeting and cash flow analysis, major purchases, education planning and funding strategies, retirement income/longevity planning strategies, portfolio and investment analysis, estate planning analysis and strategies, business succession planning strategies, and fringe benefit analysis. Individuals may engage Clearview Wealth Management for consulting services on a negotiated hourly, or fixed-fee basis. Recommendations and advice offered by Clearview Wealth Management do not constitute legal, tax, or accounting advice. Individuals and entities engaging Clearview Wealth Management for financial advice and oversight should coordinate and discuss the impact of the financial strategies discussed in the areas involving law and tax that they receive from a Clearview Wealth Management advisor with their attorney and/or accountant. Clearview Wealth Management may, within the scope of comprehensive financial planning, offer many clients investment portfolio allocation advice within the scope of agreed to services for these clients. This advice may include how a client’s invested assets may be optimally proportioned between broad asset classes (stocks, bonds, cash) or between asset categories (US Large Co. stock, International Co. stock, Treasury Bonds, High Yield Bonds, Real Estate Investment Trusts, etc.). In providing any such advice we consider a wide variety of investments and securities and do not

offer advice on limited types of investment or security only. The effectiveness of the financial planning services provided by Clearview Wealth Management advisors depend largely on the personal information the client provides to the advisor. For Clearview Wealth Management advisors to provide appropriate financial planning advice to you as our client it is very important that you provide accurate and complete responses to your advisor’s questions about your financial condition, needs and objectives, and any reasonable restrictions you wish to apply to the choices you prefer to make regarding all areas of your financial life. It is also important that you inform your Clearview Wealth Management advisor of any changes in your financial condition, personal circumstances, and your needs and wants (goals), if any, that you suspect may in any way affect the overall financial planning, insurance, Tax, and investment strategies that may optimize your likelihood of success. Investment Management Services Clearview Wealth Management enables advisors of the firm to assist clients in developing a personalized investment portfolio using one or more investment types, including, but not limited to, stocks, bonds, mutual funds, exchange-traded funds (“ETFs”), UITs, variable and fixed-indexed annuities, and alternative investments. The advisor typically acts as portfolio manager, with full investment discretion, although clients may elect to have the advisor manage the account on a nondiscretionary basis. The client agrees to pay for this service typically by having the advisor directly charge the agreed to fee to the account being managed. The advisors of Clearview Wealth Management are Investment Advisor Representatives. As Clearview Wealth Management, LLC ADV 2A (060823) Page 6 such they may offer investment management services to you as a client of Clearview Wealth Management. If you engage your advisor to also, and separately, work for you as your investment advisor, and you establish a relationship with, and open investment accounts through him/her as or assign him/her to be your Investment Advisor on an existing account, you will pay an investment management and oversight fee to Clearview Wealth Management per our fee schedule and agreement. Your advisor and other advisors of Clearview Wealth Management will receive a portion of the fee that Clearview Wealth Management charges you for this investment management service. Clearview Wealth Management, LLC receives no compensation for services outside of the compensation received directly from clients like you for advisory services provided to clients engaged with Clearview Wealth Management in a financial planning, investment management, and or retirement plan consulting arrangement. As of March 28, 2023, there is approximately $127,956,000 in discretionary and $12,000 in non-discretionary assets under management. Total assets under management is approximately $127,968,000. Retirement Plan Consulting Services The advisors of Clearview Wealth Management provide fee-for-service Retirement Plan Consulting Services (RPC) whereby advisors offer one-time or ongoing advisory services to qualified retirement plan sponsors (RPC clients). Clients may engage advisors for Retirement Plan Consulting services on a negotiated hourly, flat, fixed, and/or asset-based fee basis. The maximum annual account consulting fee, when stated as a percentage of assets, is not to exceed 1.50% of plan assets unless that amount is less than $3000 which is the minimum retirement plan consulting annual fee. Advisors may assist plan sponsors with their fiduciary duties and provide both broad education and individualized advice to plan participants based upon the needs of the plan and/or plan participants regarding investment management matters, such as:
• Plan Design and features
• TPA review and benchmarking
• Fee and other plan cost benchmarking
• Guidance on QDIA and enrollment safe harbor
• Trustee record-keeping
• Participant communication
• Investment policy statement support
• Investment selection and monitoring
• Overall portfolio composition
• Participant advice programs this service is separate from financial planning or ongoing investment management services offered by the firm. If individual participants of a retirement plan for which Clearview wealth management’s provides retirement plan consulting services wish to engage the advisors of Clearview Wealth Management for individual financial planning and or investment Clearview Wealth Management, LLC ADV 2A (060823) Page 7 management services that participant will need to sign a separate and distinct agreement as an individual for those services and pay for them separately.