Item 5 Additional Compensation ...................................................................................................................................... 23
Item 6 Supervision ........................................................................................................................................................... 23
Item 2 Educational Background and Business Experience ............................................................................................. 25
Item 3 Disciplinary Information ........................................................................................................................................ 25
Item 5 Additional Compensation ...................................................................................................................................... 25
Item 6 Supervision ........................................................................................................................................................... 26
Item 2 Educational Background and Business Experience ............................................................................................. 28
Item 3 Disciplinary Information ........................................................................................................................................ 28
Item 5 Additional Compensation ...................................................................................................................................... 29
Item 6 Supervision ........................................................................................................................................................... 29
Description of Firm
Wealth Advisors Northwest LLC d/b/a Wealth Advisors NW is a registered investment adviser based in
Portland, Oregon. We are organized as a limited liability company ("LLC") under the laws of the State
of Oregon. We have been providing investment advisory services since August 2016. We are owned
by FTS Advisory Group Inc., TFA Solutions Inc. and TTTJ Group LLC. We are indirectly owned by
Geoffrey Dougall, Dirk Philippus Marti Conradie, and Tyler James Johnson.
The following paragraphs describe our services and fees. Refer to the description of each investment
advisory service listed below for information on how we tailor our advisory services to your individual
needs. As used in this brochure, the words "we," "our," and "us" refer to Wealth Advisors NW and the
words "you," "your," and "client" refer to you as either a client or prospective client of our firm.
Portfolio Management Services
We offer discretionary portfolio management services. Our investment advice is tailored to meet our
clients' needs and investment objectives. If you retain our firm for portfolio management services, we
will meet with you to determine your investment objectives, risk tolerance, and other relevant
information at the beginning of our advisory relationship. We will use the information we gather to
develop a strategy that enables our firm to give you continuous and focused investment advice and/or
to make investments on your behalf. As part of our portfolio management services, we may customize
an investment portfolio for you according to your risk tolerance and investing objectives. We may also
invest your assets according to one or more model portfolios developed by an unaffiliated investment
manager. Once we construct an investment portfolio for you, or select a model portfolio, we will
monitor your portfolio's performance on an ongoing basis and will rebalance the portfolio as required
by changes in market conditions and in your financial circumstances.
If you engage us to perform discretionary portfolio management services, you must first sign our
discretionary management agreement before we can buy or sell securities on your behalf.
Discretionary authorization enables our firm to exercise discretion over the selection and amount of
securities to be purchased or sold for your account(s) without obtaining your consent or approval prior
to each transaction. In limited circumstances, and only upon our approval, we may accept client
imposed restrictions on investing in certain securities or types of securities.
We offer non-discretionary portfolio management services. Our investment advice is tailored to meet
our clients' needs and investment objectives. If you enter into non-discretionary arrangements with our
firm, we must obtain your approval prior to executing any transactions on behalf of your account. You
have an unrestricted right to decline to implement any advice provided by our firm on a non-
discretionary basis.
As discussed above, we may invest your assets according to one or more model portfolios developed
by an unaffiliated investment manager. These models are designed for investors with varying degrees
of risk tolerance ranging from a more aggressive investment strategy to a more conservative
investment approach. Clients whose assets are invested in model portfolios may not set restrictions on
the specific holdings or allocations within the model, nor the types of securities that can be purchased
in the model. In providing account management services, we do not accept client restrictions on the
specific securities or the types of securities that may be held in your account.
As part of our portfolio management services, we may also service employee benefit plans and their
fiduciaries based upon the needs of the plan and the services requested by the plan sponsor or named
fiduciary. In general, these services may include an existing plan review and analysis, plan-level advice
regarding fund selection and investment options,
education services to plan participants, investment
performance monitoring, and/or ongoing consulting. These engagements are typically regulated under
the Employee Retirement Income Securities Act ("ERISA"). All services, whether discussed above or
customized for the plan based upon requirements from the plan fiduciaries (which may include
additional plan-level or participant-level services) shall be detailed in a written agreement and be
consistent with the parameters set forth in the plan documents.
We offer complimentary financial planning to clients that participate in our portfolio management
services and have at least $500,000 in assets under management.
Held Away Assets
We use a third party platform to facilitate management of held away assets such as defined
contribution plan participant accounts, with discretion. The platform allows us to avoid being
considered to have custody of Client funds since we do not have direct access to Client log-in
credentials to affect trades. We are not affiliated with the platform in any way and receive no
compensation from them for using their platform. A link will be provided to the Client allowing them to
connect an account(s) to the platform. Once Client account(s) is connected to the platform, Adviser will
review the current account allocations. When deemed necessary, the Adviser will rebalance the
account considering client investment goals and risk tolerance, and any change in allocations will
consider current economic and market trends. The goal is to improve account performance over time,
minimize losses during difficult markets, and manage internal fees that harm account performance.
Client account(s) will be reviewed at least quarterly and allocation changes will be made as deemed
necessary.
Financial Planning Services
We offer financial planning services which typically involve providing a variety of advisory services to
clients regarding the management of their financial resources based upon an analysis of their
individual needs. These services can range from broad-based financial planning to consultative or
single subject planning. If you retain our firm for financial planning services, we will meet with you to
gather information about your financial circumstances and objectives. We may also use financial
planning software to determine your current financial position and to define and quantify your long-term
goals and objectives. Once we specify those long-term objectives (both financial and non-financial), we
will develop shorter-term, targeted objectives. Once we review and analyze the information you provide
to our firm and the data derived from our financial planning software, we will deliver a written plan to
you, designed to help you achieve your stated financial goals and objectives.
Financial plans are based on your financial situation at the time we present the plan to you, and on the
financial information you provide to us. You must promptly notify our firm if your financial situation,
goals, objectives, or needs change.
You have the right to accept or reject our financial planning recommendations, and you may choose
any firm to assist you with implementing our recommendations. While we endeavor at all times to offer
our clients specialized services at reasonable costs, the fees charged by other advisers for comparable
services may be lower than the fees charged by our firm.
Pension Consulting Services
We offer pension consulting services to employee benefit plans and their fiduciaries based upon the
needs of the plan and the services requested by the plan sponsor or named fiduciary. In general, these
services may include an existing plan review and analysis, plan-level advice regarding fund selection
and investment options, education services to plan participants, investment performance monitoring,
and/or ongoing consulting. These pension consulting services will generally be non-discretionary and
advisory in nature. The ultimate decision to act on behalf of the plan shall remain with the plan sponsor
or other named fiduciary.
We may also assist with participant enrollment meetings and provide investment-related educational
seminars to plan participants on such topics as
• Diversification
• Asset allocation
• Risk tolerance
• Time horizon
Our educational seminars may include other investment-related topics specific to the particular plan.
These pension consulting services will generally be provided on a non-discretionary basis and will be
advisory in nature. The ultimate decision to act on behalf of the plan shall remain with the plan sponsor
or other named fiduciary. The requirements from the plan fiduciaries (which may include additional
plan-level or participant-level services) shall be detailed in a written agreement and be consistent with
the parameters set forth in the plan documents.
We may also provide additional types of pension consulting services to plans on an individually
negotiated basis. All services, whether discussed above or customized for the plan based upon
requirements from the plan fiduciaries (which may include additional plan-level or participant-level
services) shall be detailed in a written agreement and be consistent with the parameters set forth in the
plan documents.
Either party to the pension consulting agreement may terminate the agreement upon written notice to
the other party in accordance with the terms of the agreement for services. The pension consulting
fees will be prorated for the quarter in which the termination notice is given and any unearned fees will
be refunded to the client.
Wrap Fee Programs
We do not participate in any wrap fee program.
Types of Investments
We primarily offer advice on equities, variable and fixed annuities, money market funds, mutual funds,
and exchange traded funds. Refer to the Methods of Analysis, Investment Strategies and Risk of
Loss below for additional disclosures on this topic.
Additionally, we may advise you on various types of investments based on your stated goals and
objectives. We may also provide advice on any type of investment held in your portfolio at the inception
of our advisory relationship. For additional disclosures on the types of investments we may
recommend, refer to the Methods of Analysis, Investment Strategies and Risk of Loss below.
Assets Under Management
As of December 31, 2023, we provide continuous management services for $253,346,649 in client
assets on a discretionary basis, and $10,755,773 in client assets on a non-discretionary basis.