Wilsey Asset Management Incorporated (“WAM”) offers personalized advisory services. WAM has been a Registered Investment Advisory firm since June 2009 and is an S Corporation owned by Brent M. Wilsey. WAM provides investment advisory services to its clients on a discretionary basis. WAM builds each of its client’s portfolios by using individual primarily equities, ETFs, and bonds. WAM considers the client’s risk profile and financial status prior to making any recommendations. As of December 31st, 2022, WAM has $445,973,887 and $444.879,495 under discretionary management. INVESTMENT MANAGEMENT SERVICES The client appoints WAM to manage their securities portfolio on a discretionary basis and grants WAM to have limited power of attorney to execute transactions on their behalf without obtaining specific client consent prior to every transaction. WAM agrees to provide such services in accordance with the terms and provisions of this Agreement and the client’s discussed investment objectives, goals, income needs, and financial status. Services provided by WAM include, but are not limited to, investment buy/sell recommendations, asset allocation and the selection of securities. Client understands WAM will only provide such services in relation to those assets contained within the account designated to WAM for management and WAM will have no liability for investment decisions made by the client independent of WAM. CONSULTING SERVICES For persons who desire analysis of specific financial related areas, WAM provides hourly consulting services. Such services include guidance regarding asset allocation for qualified assets, investment planning and negotiations, among others. When this service is desired, the person is to acknowledge the specific financial areas(s) to be reviewed and/or analyzed. FINANCIAL PLANNING SERVICES Designated Certified Financial Planners (“CFPs”) associated with WAM can develop financial plans for WAM and Non-WAM clients. Such financial plans are

designed to define client’s long and short-term financial goals, which are reviewed with the client and captured in a comprehensive financial plan. Throughout the financial planning process, different options are weighed until a mutually agreeable strategy is developed. Generally, bi-annual meetings are scheduled to discuss any necessary changes or updates to the plan. RETIREMENT SERVICES WAM manages the investments for 401k retirement plans which employ third party administrators. The third-party administrators include National Benefits Services, Hicks Pension, K-Trade, and Evolve Ascensus can be utilized for individual 401K plan documents. These 401K retirement plans are invested in the same manner as other investment accounts. For plan participant accounts under $5000, a no-cost mutual fund will be used. The plan trustees are invited to attend our quarterly client events where WAM discusses companies held in their portfolios and relevant economic news. Annual participant presentations are also provided. WAM will provide discretionary services to the ERISA Plan Client. In addition to the general 3(38) consultation services provided by WAM, WAM shall also have discretion over the establishment of the ERISA Plan Client’s investment policy statement, the prudent selection, monitoring, removal, and replacement of the ERISA Plan Client’s investment options. Detailed information regarding the services provided to the ERISA Plan Client is fully described in the ERISA Plan Client Agreement (the “Agreement”) entered between WAM and the ERISA Plan Client. WAM does not sell annuities, for WAM clients with existing annuities, Vanguard Funds held at Transamerica is recommended for their diversified investment options and lower account fees. Commentator Brent M. Wilsey and Chase M. Wilsey may be featured on radio and television programs throughout California and the U.S. for no compensation, including The Smart Investing Radio Show, broadcasted on KFMB AM760 and 97.3 The Fan.