Smith Thornton Advisors, LLC (hereinafter called “STA”) is a Registered Investment Adviser based in Huntsville, Alabama, and incorporated under the laws of the State of Alabama. STA is owned by Steven C. Thornton, Richard J. Smith, and William P. Smith. STA is registered with the SEC and subject to the rules and regulations of the US Advisers Act. Founded in February 2021, STA provides investment advisory services, which may include, but are not limited to, the review of client investment objectives and goals, recommending asset allocation strategies of managed assets among investment products such as cash, stocks, mutual funds and bonds, annuities, and/or preparing written investment strategies. Our investment advice is tailored to meet our clients’ needs and investment objectives. Clients may impose restrictions on investing in certain securities or types of securities (such as a product type, specific companies, specific sectors, etc.) by providing a signed and dated written notification, of which an e-mail is also an acceptable form of notification. STA also provides financial planning consulting services including, but not limited to, risk assessment/management, investment planning, estate planning, financial organization, or financial decision making/negotiation. STA offers discretionary and non-discretionary asset management services to its clients and will assist clients in determining the suitability of the managed accounts for the client. STA and its IAR, as appropriate, will be responsible for the following:
• Performing due diligence

• Recommending strategic asset and style allocations
• Providing research on investment product options, as needed
• Providing client risk profile questionnaire
• Obtaining investment advisory contract from client with required financial, risk tolerance, suitability and investment vehicle selection information for each new account
• Performing client suitability check on account documentation, review the investment objectives and evaluate the investment vehicle selections
• Providing Firm Brochure (this document) Company-Sponsored Retirement Plan Consulting Services STA provides company-sponsored retirement plan consulting services (hereinafter called “retirement plan consulting services”). These services may include plan design, investment lineup selection and monitoring, plan administration support, education, co-fiduciary support, and benchmarking. We will meet with the client to discuss the major plan goals, identify key employees, evaluate employer contribution options, and analyze income tax considerations. STA will assist with the development of an appropriate investment strategy that reflects the plan sponsor’s stated investment objectives for management of the plan. STA will design an investment lineup that meets the plan sponsor’s goals and objectives and will monitor the investments for potential changes. The firm currently has the following assets under management as of December 31, 2023: Discretionary AUM of $188,716,698 and Non-Discretionary AUM of $546,645,072. Form ADV, Part 2A, Item 5