Description of Advisory Firm SmartPath Advisors, LLC is registered as an Investment Adviser with the U.S. Securities and Exchange Commission. We were founded in May 2019. SmartPath, Inc. is the principal owner of SmartPath Advisors, LLC. As SmartPath Advisors does not provide investment management services, it has no Assets Under Management to report as of December 31, 2023. Types of Advisory Services Currently, SmartPath Advisors, LLC offers two (2) types of advisory services: Retirement Readiness and Savings Strategy Sessions. The services below are provided to individuals and high-net worth individuals. They are described below in greater detail and in Item 5: Fees and Compensation. Retirement Readiness Description of Service Retirement Readiness typically includes projections of your likelihood of achieving your financial goals, typically focusing on financial independence as the primary objective. For situations where projections show less than the desired results, we may make recommendations, including those that may impact the original projections by adjusting certain variables (e.g., working longer, saving more, spending less, taking more risk with investments). If you are near retirement or already retired, advice may be given on appropriate distribution strategies to minimize the likelihood of running out of money or having to adversely alter spending during your retirement years. Timeframe Retirement Readiness is a specific/limited-engagement service, typically occurring over two (2) to three (3) phone calls between the client and advisor. The delivery of an electronic Retirement Readiness report to the client on either the second (2nd) or third (3rd) call concludes the service. While a client’s initial (or immediately previous) Retirement Readiness engagement ended with the Financial Advisor’s providing a Retirement Readiness report to the client, the client may reengage with the Financial Advisor to update or revise the client’s Retirement

Readiness report. This reengagement would constitute a new engagement and would require the client to electronically sign a new client agreement. Updated: 2024.04.24 5 Savings Strategy Session Description of Service A Savings Strategy Session typically includes a discussion of various types of savings and investment accounts, including, but not limited to, employer-sponsored retirement plans, non- employer sponsored retirement accounts, taxable investment accounts (i.e., brokerage accounts), and healthcare savings accounts. Discussions include the use of the previously mentioned account types, among others, and their applicability to the client’s situation and goals. If applicable, the client’s equity compensation may be discussed and related to the client’s situation and goals as well. A Savings Strategy Session does not include projections, should not be used for retirement planning, and does not represent a comprehensive financial plan. A Savings Strategy Session does not include a formalized electronic report. Timeframe A Savings Strategy Session is a specific/limited-engagement service, typically occurring over one (1) to two (2) phone calls between the client and adviser. The completion of that first (1st) or second (2nd) phone call concludes the service. Client Tailored Services and Client Imposed Restrictions As clients are offered the services of SmartPath Advisors, LLC through their employers, clients may be offered Retirement Readiness and / or Savings Strategy Sessions, per employer preferences and restrictions. Specific client analysis and projections and their implementation are dependent upon a client’s suitability questionnaire and risk tolerance and preference questionnaire, which outline each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan that matches restrictions, needs, and targets. Wrap Fee Programs We do not participate in wrap fee programs.