RM Private Wealth Management Inc. was incorporated in 2018 and is registered as an investment advisor with the U.S. Securities and Exchange Commission (“SEC”) since June 2020. From February 2019 to June 2020 the firm was registered with the States of Florida, New Jersey, and Washington. The principal owner of RM Private Wealth Management Inc. is Ramesh Madhusudan, President. Advisory Services RM Private Wealth Management Inc. (“RM Private Wealth” or “Advisor”) principal service is providing fee-based investment advisory services and financial planning services. The Advisor practices custom management of portfolios, on a discretionary basis, according to the client’s objectives. The Advisor’s primary approach is to use a tactical allocation strategy aimed at reducing risk and increasing performance. The Advisor may use exchange listed securities, foreign securities, warrants, corporate debt securities, commercial paper, CDs, municipal securities, mutual funds, and United States government securities to accomplish this objective, employing options strategies and derivatives to manage risk. The Advisor measures and selects mutual funds by using various criteria, such as the fund manager’s tenure, and/or overall career performance. The Advisor may recommend, on occasion, redistributing investment allocations to diversify the portfolio in an effort to reduce risk and increase performance. The Advisor may recommend specific stocks to increase sector weighting and/or dividend potential. The Advisor may recommend employing cash positions as a possible hedge against market movement which may adversely affect the portfolio. The Advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client’s risk tolerance. Pension Consulting Services RM Private Wealth will assist defined contribution plans in selecting and monitoring third-party investment managers and investment options included in the plans. As part of the process, RM Private Wealth will provide an investment policy statement. RM Private Wealth will recommend, monitor, and benchmark the selected investment platform according to the investment policy statement. RM Private Wealth may assist the client in completing the third-party investment manager’s client questionnaire and opening account paperwork. RM Private Wealth will also assist in the development of the initial policy recommendations. Depending on the needs of each client, Advisor may provide any of the following ERISA Fiduciary services: (i) Non-discretionary investment advice to the Client about asset classes and investment alternatives available for the Plan in accordance with the Plan’s investment policies and objectives. Client shall have the final decision-making RM Private Wealth Management Inc. Page 5 authority regarding the initial selection, retention, removal and addition of investment options. (ii) Assist the Client with the selection of a broad range of investment options consistent with ERISA section 404(c) and the regulations thereunder. (iii) Assist the Client in the development of an investment policy statement (IPS). The IPS establishes the investment policies and objectives for the Plan. Client shall have the ultimate responsibility and authority to establish such policies and objectives and to adopt and amend the investment policy statement. (iv) Assist in monitoring investment options by preparing periodic investment reports that document investment performance, consistency of fund management and conformance to the guidelines set forth in the IPS and make recommendations to maintain or remove and replace investment options. (v) Meet with Client on a periodic basis to discuss the reports and the investment recommendations. (vi) Provide non-discretionary investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative (“QDIA”) for participants who are automatically enrolled in the Plan or who otherwise fail to make an investment election. The Client retains the sole responsibility to provide all notices to participants required under ERISA section 404(c)(5). In addition, the Adviser can perform the following Non-Fiduciary services if required: (i) Assist in the education of the participants in the Plan about general investment principles and the investment alternatives available under the Plan.

Client understands that Adviser’s assistance in participant investment education shall be consistent with and within the scope of (d) (i.e., the definition of investment education) of Department of Labor Interpretive Bulletin 96-1. As such, the Adviser is not providing fiduciary advice (as defined in ERISA) to the participants. Adviser will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan. (ii) Assist in the group enrollment meetings designed to increase retirement plan participation among employees and investment and financial understanding by the employees. Adviser may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between Adviser and Client. As a registered investment adviser, the Adviser has a fiduciary duty as an investment adviser to the Client. While the Adviser may have specific responsibilities under ERISA to disclose its ERISA fiduciary services separately from its non-ERISA fiduciary services, this does not affect the Adviser’s investment adviser fiduciary duty to the Client. RM Private Wealth Management Inc. Page 6 In consideration for these services, RM Private Wealth will receive an investment advisory fee, billed quarterly in advance, and based on the value of the plan/assets on the last day of the quarter. Adviser has no responsibility to provide any services related to the following types of assets: employer securities; real estate (except for real estate funds and publicly traded REITs); stock brokerage accounts or mutual fund windows; participant loans; non-publicly traded partnership interests; other non-publicly traded securities or property (other than collective trusts and similar vehicles); or other hard-to-value or illiquid securities or property (“Excluded Assets”), and those assets will not be included in the fee calculation. The third-party investment managers are hired by the client. RM Private Wealth is only making recommendations to the client about who should be hired. The third-party investment manager will have discretion as to the model portfolios/asset allocations and not the individual participants elections, or asset allocation of any participants should they elect to customize their own portfolio. The client, prior to entering into an agreement with a third-party investment manager recommended by RM Private Wealth will be provided with that manager’s Brochure. In addition, the third-party investment manager and the client will agree in writing that the client’s account will be managed by that selected third-party investment manager on a discretionary basis. Additionally, Investment Advisor Representatives of RM Private Wealth may provide consultation services on general non-securities advice on topics including operations management, business model integration and management, and retirement plan consulting and business planning. Fees are negotiable. Pre-payment of fees will not exceed $500 per client, 6 months in advance. RM Private Wealth will recommend and refer clients to unaffiliated money managers or investment advisors. Through this arrangement, the client will then enter into an advisory agreement with the third-party money manager or investment advisor authorizing them to assist and advise the client in establishing investment objectives and develop an investment strategy to meet those objectives by identifying appropriate investments and monitoring such investments. Financial Planning In addition to investment supervisory services, RM Private Wealth may provide Financial Planning Services to some of its clients. The Advisor’s Financial Planning services may include recommendations for portfolio customization based on their client’s investment objectives, goals and financial situation. Financial Planning Services may also include recommendations relating to investment strategies as well as tailored investment advice, insurance, tax strategies, retirement needs, and estate planning. RM Private Wealth will tailor its advisory services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose certain restrictions on investing in certain securities or types of securities, the Advisor will address those restrictions with the client to have a clear understanding of the client’s requirements. RM Private Wealth does not provide portfolio management services to wrap fee programs. As of February 29, 2024, RM Private Wealth had $219,755,228 in discretionary, and $0 in non- discretionary, client assets under management. RM Private Wealth Management Inc. Page 7