Magnifina, LLC (Referred to herein as “Firm, We, and Our”) is an independent investment advisory firm registered with the U.S. Securities and Exchange Commission (“SEC”). The company was formed in 2019 as a Limited Liability Company in New York and is currently wholly-owned by Asher Rogovy. We currently have $38,497,141 in discretionary assets under management and $800,000 in non-discretionary assets under management as of February 29, 2024. We offer the following services to advisory clients: Investment Portfolio Management We create and actively manage investment portfolios for our clients. These portfolios primarily consist of publicly traded equity securities (stocks). Some portfolios may contain other asset classes, such as fixed-income securities (bonds) or real-estate investment trusts (REITs), in accordance with client needs. Pooled-funds assets such as exchange-traded funds (ETFs) and mutual funds may be used if the individual assets available to a portfolio lack sufficient liquidity or diversity. Clients may impose reasonable restrictions on individual securities or types of securities that we will select for them. We do not assign clients to group-managed model portfolios. Instead, we consider each client individually when selecting their investments. Before enrolling a client, we discuss their investment objectives, time horizon, risk tolerance, conflicts of interest, and other needs. We provide discretionary investment advisory services on a non-wrap fee basis. Services are generally provided on a discretionary basis which means We purchase or sell securities or other investment products for the Client without speaking with the Client. This also means that if the client engages Us, the client will select individual services on an unbundled basis, paying for each service separately (i.e. investment advisory, trade execution, custody). Please see Item 5 – Fees and Compensation for more information. Alternative Investments From time to time, we might identify special opportunities to invest in alternative assets, such as private equity, venture capital, or direct real estate investments. Additionally, clients are welcome to submit to us alternative investment opportunities they have found themselves. We manage alternative investments on a non-discretionary basis. This means that if we conclude that such an investment is appropriate for a client, we will discuss the specific opportunity with the client and obtain permission before advising the client to make the investment . For clients holding alternative investments, we will continuously and regularly consider the risks and benefits of these investments in connection with the rest of the client’s investment portfolio under our management. Magnifina will advise on potential hedges for alternative investments which are expected to be more liquid. Retirement Plan Rollovers A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If we recommend that a client roll over their retirement plan assets into an account to be managed by the Firm, such a recommendation creates a conflict of interest as we will earn a new (or increase Our current) advisory fee as a result of the rollover. We address this conflict of interest by reviewing any such recommendation to ensure it is in the best interest of the client. No client is under any obligation to roll over retirement plan assets to an

account managed by Us. Quantitative Indexing Strategy For Clients with account(s) over $250,000, we may exercise our discretionary authority to hire or retain other investment advisers (“Third-Party Manager(s)”) to exercise any authority granted to the Firm under the Investment Advisory Agreement. Third-Party Manager(s) may be recommended for strategies that may be in the best interest of certain clients. We are available to answer questions that you may have regarding your account and act as the communication conduit between you and the Third-Party Manager. The Third-Party Manager will take discretionary authority to determine the securities to be purchased and sold for your account. Although we review the performance of numerous third-party investment adviser firms, we enter into only a select number of relationships with Third-Party Managers. Therefore, we have a conflict of interest in that it will only recommend Third-Party Managers that have a sub-advisory relationship with us. We address this conflict of interest by selecting Third-Party Managers that will allow us to serve our clients’ best interests, and by advising Clients in this brochure that there may be other Third-Party Managers managed programs not recommended by the Firm that are suitable for the client and that may be more or less costly that arrangements recommended by the Firm. We also have a conflict of interest in that we will only use or recommend platform providers, Sub-advisers or other third-party investment advisers that we have a relationship with and have met the conditions of our due diligence review. There may be other third-party money managers that may be suitable that we do not have a relationship with or that may be more or less costly. To address this conflict, we consider the best interests of clients in selecting Third-Party Managers. You are under no obligation to utilize the services of the Third-Party Managers or platform providers we recommend. No guarantees can be made that your financial goals or objectives will be achieved. Further, no guarantees of performance can be offered. Financial Planning Services We offer financial planning services which typically involve providing a variety of advisory services to clients regarding the management of their financial resources based upon an analysis of their individual needs. These services can range from broad, comprehensive, financial planning to consultative or single subject planning. If you retain our firm for financial planning services, we will meet with you to gather information about your financial circumstances and objectives. Once we review and analyze the information you provide to our firm, we will deliver a written plan to you, designed to help you achieve your stated financial goals and objectives. Financial plans are based on your financial situation at the time we present the plan to you, and on the financial information you provide to us. You must promptly notify our firm if your financial situation, goals, objectives, or needs change. You are under no obligation to act on our financial planning recommendations. Should you choose to act on any of our recommendations, you are not obligated to implement the financial plan through any of our other investment advisory services. Moreover, you may act on our recommendations by placing securities transactions with any brokerage firm. Ethical Investing As a company that values ethics, we are proud to enable our clients to provide us with ethical preferences for selecting their investments. For example, a client may indicate that they are concerned about the environment, and we would try not to select companies producing excessive pollution for that client. Clients are reminded that restricting the domain of possible investments may result in lower financial returns than an unrestricted portfolio.