Evergreen Wealth Solutions, LLC (“EWS”) has been in business as an independently registered investment adviser since January, 2019. EWS is principally owned by Andrew Harris. EWS provides personalized asset management services to individuals, families, trusts, charitable organizations and foundations, pensions and corporations. Our mission is to improve our clients’ financial well-being and lives. We strive to know more about each client and their situation than anyone else, so that we can make a meaningful impact on their lives. Financial Planning EWS’s focus is on assisting clients as they prepare for and ultimately experience the major transitions in their lives. For many clients, the only life transition that merits preparation is retirement, however, EWS believes that not only are there other major transitions, but preparing for those as well can assist clients in their planning for retirement. For example, preparation in advance for a child with special needs can mean increased cash flow which in turn can help save for retirement. Other examples of transitions include marriage, divorce, death of a spouse, receipt of an inheritance, career changes, sale of a business, and retirement. The first step in working with EWS is to gather information about the client, their goals and their current circumstances. EWS will request clients to provide documents regarding their income, tax status, savings, and investments, among other requests. Clients will engage with EWS in a series of conversations and meetings where the client learns about EWS’s thought process and methods, and EWS gathers information needed to develop a proposed plan for moving forward. After this initial series of meetings, EWS will begin to review, research, and prepare a financial plan for the client for an agreed upon fee. This financial plan is presented at a separate meeting, where the client reviews the plan and considers whether to engage EWS in other services such as management of the client’s portfolio. Ultimately the financial plan forms the map from which both the client and EWS take direction throughout the engagement. Asset Management When we perform asset management services, we will generally do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, we will not seek specific approval of changes to the securities in client accounts. Clients can always make deposits or withdrawals in their accounts at any time. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) through an Investment Management Agreement that outlines the responsibilities of both the client and EWS. This Limited Power of Attorney does not grant EWS the authority to make any withdrawals or transfers in or out of a client account beyond the deduction of fees. Such other transfers will only be made at the specific direction of the client. Advisory services are tailored to the specific needs of an individual client. Clients may place reasonable restrictions on the management of assets, including specific securities or types of securities. However, clients should understand that significant restrictions may decrease the ability of EWS to meet the client’s goals. In very limited cases, EWS provides investment management services on a non-discretionary basis, which means we will manage the clients’ accounts as we do for our discretionary clients, except we will receive approval from the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time-sensitive, and, as such, their performance may be affected if EWS is unable to reach them on a timely basis. Each client’s portfolio will be invested according to that client’s investment objectives. EWS determines these objectives with the client by reviewing client-provided documents, client interviews and/or asking the client to put these objectives in writing. Once we ascertain your objectives for each account, we will develop a portfolio we believe will best fit your needs. Asset management services for clients will be conducted on a household and not account basis. This means that EWS will consider all of a client’s accounts and the impact an investment will have on each before making an investment decision within an account. To facilitate our portfolio management services, EWS has entered into an agreement with Commonwealth Financial Network, an SEC-registered investment adviser (“Commonwealth”), to offer clients of EWS access to Commonwealth’s PPS Custom Account Program, PPS Select Account Program, and PPS Direct Account Program. In the case of the PPS Custom Account Program, EWS will assist clients in the development of personalized asset allocation programs. In the case of the PPS Select Account Program, EWS will collect financial data from clients, help clients determine the suitability of the account, and help clients identify the appropriate investment objectives and strategies to be used. Portfolio management is provided by Commonwealth’s Asset Management team. In the case of the PPS Direct Account Program, EWS offers the services of approved money management firms referred to as “Sub-advisors” to assist in managing Client portfolios. Clients of EWS who participate in one or more of Commonwealth’s PPS Programs will receive Commonwealth’s Form ADV Part 2 in addition to the Form ADV Part 2 for EWS. Clients should refer to Commonwealth’s Form ADV Part 2 for detailed information about Commonwealth and Commonwealth’s PPS Programs. More information about EWS’ relationship with Commonwealth is provided in Item 10 of this Brochure. Clients should be aware that the compensation to EWS will differ according to the specific advisory programs or services provided. EWS and your advisor have a financial incentive to recommend advisory programs or services that provide us higher compensation over other comparable programs or services available from our firm or elsewhere that may cost you less. Selection of Other Advisers We may recommend that you use the services of a third party money manager to manage all or a portion of, your investment portfolio. After gathering information about your financial situation and objectives, we may recommend that you engage a specific third party manager or investment program. Factors that we take into consideration when making our recommendation(s) include, but are not limited to, the following: the managers’ performance, methods of analysis, fees, your financial needs, investment goals, risk tolerance, and investment objectives. We will monitor the managers' performance to ensure its management and investment style remains aligned with your investment goals and objectives. The managers will actively manage a portion of your portfolio as allocated to them and will assume discretionary investment authority over that portion of your account. In certain circumstances we will not assume discretionary authority to hire and fire managers depending on the arrangement with such managers. Retirement Plan Consulting EWS offers non-discretionary advisory services to 401k and other qualified retirement plans (“Plans”) for businesses, which may include, depending on the needs of the Plan client, recommending investment options for Plans to offer to participants, ongoing monitoring of a Plan’s investment options, assisting plan fiduciaries in creating and/or updating the Plan’s written investment policy statements, working with Plan service providers, and providing general investment

education and advice to Plan participants. Non-Discretionary Investment Advisory Services: When serving in a non-discretionary investment advisory capacity for a Plan, EWS is in the status defined by section 3(21) of the Employee Retirement Income Security Act of 1974. In this capacity, EWS assumes no fiduciary responsibility for the completion of an investment policy statement or any aspect of the definition, selection, maintenance or replacement of any Plan investment options. In this non-discretionary role EWS provides information to the Plan Sponsor/Trustees regarding investment option style parameters and performance reporting. The Plan Sponsor/Trustees exercise full authority over the selection of Plan investment options and may, or may not, utilize the information provided by EWS as part of their decision-making process. Other Services for Employee Benefit Plans: As part of providing the non-discretionary investment services to Plans, EWS may provide certain information and services to the Plan and the Plan Sponsor/Trustees. These other services are designed to assist the Plan Sponsor/Trustees in meeting their management and fiduciary obligations to the Plan. The other services may consist of the following:
• Assist with Platform Provider Search and Plan Set-Up;
• Plan Review;
• Quarterly investment monitoring;
• Fiduciary compliance;
• Participant communication and education;
• Plan Fee and Cost Review;
• Acting as Third Party Service Provider Liaison;
• Plan Participant Education and Communication;
• Plan Benchmarking;
• Assist with Plan Conversion to New Vendor Platform; and
• Assistance in Plan Merger Asset Management – Institutional Intelligent Portfolios™ Program EWS has recognized certain clients and their younger family members new to the investing space or with limited assets need an alternative to their traditional asset management methodology and program. For these clients and their families, EWS will provide portfolio management services through an investment service called Institutional Intelligent Portfolios™, an automated, online investment management platform for use by independent investment advisors offered by Schwab Performance Technologies (the “Schwab Program” and “SPT,” respectively). Through the Schwab Program, EWS will offer clients a range of investment strategies we have constructed and manage, each consisting of a portfolio of exchange traded funds (“ETFs”), mutual funds and a cash allocation. The client’s portfolio is held in a brokerage account opened by the client at SPT’s affiliate, Charles Schwab & Co., Inc. (“CS&Co”). We are independent of and not owned by, affiliated with, or sponsored or supervised by SPT, CS&Co or their affiliates (together, “Schwab”). The minimum investment required to open an account in the Institutional Intelligent Portfolios Program is $5,000, therefore enabling certain clients to begin a formal investment program. The minimum account balance to enroll in the tax-loss harvesting feature is $50,000. We, and not Schwab, are the client’s investment advisor and primary point of contact with respect to the Schwab Program. We are solely responsible, and Schwab is not responsible, for determining the appropriateness of the Schwab Program for the client, choosing a suitable investment strategy and portfolio for the client’s investment needs and goals, and managing that portfolio on an ongoing basis. We have contracted with SPT to provide us with the technology platform and related trading and account management services for the Schwab Program. This platform enables us to make the Schwab Program available to clients online and includes a system that automates certain key parts of our investment process (the “System”). The System includes an online questionnaire that helps us determine the client’s investment objectives and risk tolerance and select an appropriate investment strategy and portfolio. Clients should note that we will recommend a portfolio via the System in response to the client’s answers to the online questionnaire. The client may then indicate an interest in a portfolio that is one level less or more conservative or aggressive than the recommended portfolio, but we then make the final decision and select a portfolio based on all the information we have about the client. The System also includes an automated investment engine through which we manage the client’s portfolio on an ongoing basis through automatic rebalancing and tax-loss harvesting (if the client is eligible and elects). Clients do not pay fees to SPT in connection with the Schwab Program, but EWS charges clients a fee for our services as described below under Item 5 Fees and Compensation. Our fees are not set or supervised by Schwab. Clients do not pay brokerage commissions or any other fees to CS&Co as part of the Schwab Program. Schwab does receive other revenues, including (i) the profit earned by Charles Schwab Bank, a Schwab affiliate, on the allocation to the Schwab Intelligent Portfolios Sweep Program described in the Schwab Intelligent Portfolios Sweep Program Disclosure Statement; (ii) investment advisory and/or administrative service fees (or unitary fees) received by Charles Schwab Investment Management, Inc., a Schwab affiliate, from Schwab ETFs™ Schwab Funds® and Laudus Funds® that we select to buy and hold in the client’s brokerage account; (iii) fees received by Schwab from third-party ETFs that participate in the Schwab ETF OneSource™ program and mutual funds in the Schwab Mutual Fund Marketplace® (including certain Schwab Funds and Laudus Funds) in the client’s brokerage account for services Schwab provides; and (iv) remuneration Schwab may receive from the market centers where it routes ETF trade orders for execution. Business Exit Planning EWS provides Business Exit Planning services through the EvergreenExits brand name. This uniquely focused type of financial planning is reserved for owners of privately held businesses. An exit plan asks and answers all the business, personal, financial, legal, and tax questions involved in transitioning a privately owned business. It includes planning contingencies for death, disability, divorce, disagreement, distress and disease. Its purpose is to maximize the value of the business at the time of exit, minimize taxes, and ensure the owner is able to accomplish all his or her personal and financial goals in the process and after transitioning to life after the exit. Institutional Advisory Services EWS provides institutional advisory services through the Evergreen Institutional brand name. Evergreen Institutional provides organizations with a broad range of services Evergreen Institutional meets with an origination’s trustees or board to understand the desired goals. Upon identification of the client’s goals Evergreen Institutional works with the client to draft a detailed investment policy statement to establish the parameters under which the organizations financial assets will be managed. Upon creation of the investment policy statement, Evergreen Institutional will develop and manage a portfolio designed to achieve the organizations identified financial goals. Evergreen Institutional will continuously monitor, review, and managed the plan and portfolio as a fiduciary to the organization. Evergreen Institutional is a collaborative effort between EWS and Investment Research Partners, LLC, a third party independent investment advisor who provides institutions with tailored investment management services. Assets Under Management As of December 31, 2023, EWS manages approximately $390,570,332 of which $381,245,220 is managed on a discretionary basis.