Description of Services FinArc Investments, Inc. is a registered investment adviser based in Norwood, Massachusetts. We are organized as a corporation under the laws of the Commonwealth of Massachusetts. In February 2013, we purchased FinArc, LLC that provided advisory services since 1996. Matthew C. Slaney, CFA, former Senior Portfolio Manager for FinArc, LLC, is the principal owner of FinArc Investments, Inc. Currently, we offer the following investment advisory services, which are personalized to each individual client:
•Money Management Services
•Pension Consulting Services
•Financial Planning
•General Consulting Services The following paragraphs describe our services and fees. Please refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we", "our" and "us" refer to FinArc Investments, Inc. and the words "you", "your" and "client" refer to you as either a client or prospective client of our firm. Also, you may see the term Associated Person throughout this Brochure. As used in this Brochure, our Associated Persons are our firm's officers, employees, and all individuals providing investment advice on behalf of our firm.
Money Management Services We provide continuous discretionary and non-discretionary asset management and investment advisory services. Subject to any written guidelines, which you may provide, we will be granted discretion and authority to manage the account. Accordingly, we are authorized to perform various functions, at your expense, without further approval from you. Such functions include making all investment decisions on the securities purchased or sold and the amount of securities to be purchased or sold. Once the portfolio is constructed, we will provide ongoing supervision and re-balancing of the portfolio as changes in market conditions and your circumstances may require. Where we enter into non-discretionary arrangements with you, we will obtain your approval prior to the execution of a trade.
You may limit our discretionary authority (for example, limiting the types of securities that can be purchased for your account) by providing our firm with your restrictions and guidelines in writing. If you enter into non-discretionary arrangements with our firm, we must obtain your approval prior to executing any transactions on behalf of your account.
Pension Consulting Services All pension client accounts are regulated under the Employee Retirement Income Securities Act ("ERISA"). We offer various levels of advisory and consulting services to employee benefit plans ("Plan"). These services are designed to assist plan sponsors in meeting their management and fiduciary obligations to Participants under the Employee Retirement Income Securities Act ("ERISA"). Typically, the named plan fiduciary must make the ultimate decision as to retaining the services of such investment advisers as our firm recommends. The plan fiduciary is free to seek independent advice about the appropriateness of any recommended services for the plan.
Pursuant to adopted regulations of the U.S. Department of Labor, we are required to provide the Plan's responsible plan fiduciary (the person who has the authority to engage us as an investment adviser to the Plan) with a written statement of the services we provide to the Plan, the compensation we receive for providing those services, and our status.
4 ©2017 National Compliance Services 800-800-3204 Services - Our firm will provide pension consulting services to employee benefit plans and their fiduciaries based upon an analysis of the needs of the plan. In general, these services may include an existing plan review, assistance in the development of a retirement plan, evaluation of retirement plan vendors, asset allocation advice, money management services, communication and education services to plan participants, investment performance monitoring, and/or ongoing consulting. The specific services we provide to your Plan are described in the advisory agreement that you sign.
Status - FinArc Investments, Inc. is an SEC registered

investment adviser and represents that it is not subject to any disqualification as set forth in Section 411 of ERISA. In performing fiduciary services, we are acting either as a non-discretionary fiduciary of the Plan as defined in Section 3(21) under ERISA, or as a discretionary fiduciary of the plan as defined in Section 3(38) under ERISA, as determined by the arrangement set forth with each Plan sponsor. Financial Planning Services We do not hold ourselves out as a comprehensive financial planning firm; however, we offer financial planning services which typically involve providing a variety of advisory services to clients regarding the management of their financial resources based upon an analysis of their individual needs. These services can range from broad-based financial planning to consultative or single subject planning, including recommendations regarding other advisors (e.g., third party administrators for defined benefit plans, estate law attorneys, CPAs/tax professionals, etc.). However, we do not have any referral based compensation arrangements with any other advisors.
If you retain our firm for financial planning services, we will meet with you to gather information about your financial circumstances and objectives. We may also use financial planning software to determine your current financial position and to define and quantify your long-term goals and objectives. Once we specify those long-term objectives (both financial and non-financial), we will develop shorter-term, targeted objectives. Once we review and analyze the information you provide to our firm and the data derived from our financial planning software, we will deliver a written plan to you, designed to help you achieve your stated financial goals and objectives.
Financial plans are based on your financial situation at the time we present the plan to you, and on the financial information you provide to us. For our analysis to be reliable, you must promptly notify our firm if your financial situation, goals, objectives, or needs change.
You are under no obligation to act on our financial planning recommendations. Should you choose to act on any of our recommendations, you are not obligated to implement the financial plan through any of our other investment advisory services. Moreover, you may act on our recommendations by placing securities transactions with any brokerage firm.
General Consulting Services We may provide general consulting services where an Associated Person of our firm provides a professional opinion on specific financial related areas. Such services may include, but are not limited to, retirement planning, risk assessment/management, education funding, investment planning, estate planning, financial organization, or financial decision making/negotiation. General Information on Advisory Services We shall never have custody of any client funds or securities, as the services of a qualified independent custodian will be used for these asset management services.
We do not represent, warrant, or imply that the services or methods of analysis employed by our firm can or will predict future results, successfully identify market tops or bottoms, or insulate clients from losses due to market corrections or declines.
5 ©2017 National Compliance Services 800-800-3204 Wrap Fee Programs We do not participate, as either a sponsor or portfolio manager to any wrap fee programs.
Types of Investments We offer advice on equity securities, corporate debt, municipal securities, mutual funds, options contracts on securities, money market funds, and exchange traded funds ("ETFs").
Additionally, we may advise you on various types of investments that we deem appropriate based on your stated goals and objectives. We may also provide advice on any type of investment held in your portfolio at the inception of our relationship.
Refer to the Methods of Analysis, Investment Strategies and Risk of Loss below for additional disclosures on this topic.
Assets Under Management As of December 31, 2023, we provide continuous management services for $159,815,915 in client assets on a discretionary basis.