Financial Partners, LLC (“Financial Partners”) is a limited liability company organized under the laws of the State of New Mexico on 03/04/2010 as Santa Fe Investment Group LLC. Our firm changed its name to New Mexico Financial Partners, LLC on 11/25/2013 and to Financial Partners, LLC on 6/13/2016. We are owned by Peter D. Murphy (35%), Silas M. Peterson (35%), and Gregory Myers (30%). We are registered as an investment adviser with the U.S. Securities and Exchange Commission in order to provide the investment advisory products and services described in this document. We offer investment advisory services on a discretionary and non-discretionary basis to individuals, high net worth individuals, pension and profit sharing plans (other than plan participants), and charitable organizations. This Disclosure Brochure provides you with information regarding our qualifications, business practices, and nature of advisory services that should be considered before becoming our advisory client. Below is a description of the investment advisory services that we offer. For more details on any product or service, please reference the advisory agreement, or speak with Silas M. Peterson or your investment advisor representative (“IAR”). Advisory Services We Offer Comprehensive Portfolio Management Services: As part of our Comprehensive Portfolio Management service, clients will be provided asset management and financial planning or consulting services. We will work with you to identify your investment goals and objectives, risk tolerance and time horizons to create a portfolio allocation that we feel will allow you to achieve your goals while assuming the appropriate level of risk. Your portfolio will be tailored to meet your specific needs. You will have the opportunity to place reasonable restrictions on the investment in certain securities or the types of securities to be held in the portfolio. Once the appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced based upon your individual needs, stated goals and objectives. Upon request, our firm provides a summary of observations and recommendations for the planning or consulting aspects of this service. Our firm may utilize the sub-advisory services of a third-party investment advisory firm or individual advisor (collectively, the “Third-Party Managers”) to aid in the implementation of an investment portfolio designed by our firm. Before selecting a firm or individual, our firm will ensure that the chosen party is properly licensed or registered. Our firm will not offer advice on any specific securities or other investments in connection with this service. We will provide initial due diligence on Third-Party Managers and ongoing reviews of their management of client accounts. To assist in the selection of a Third-Party Manager, our firm will gather client information pertaining to financial situation, investment objectives, and reasonable restrictions to be imposed upon the management of the account. Our firm will periodically review Third-Party Manager reports provided to the client at least annually. Our firm will contact clients from time to time to review their financial situation and objectives; communicate information to Third-Party Managers as warranted; and assist the client in understanding and evaluating the services provided by the Third-Party Manager. Clients will be expected to notify our firm of any changes in their financial situation, investment objectives, or account restrictions that could affect their financial standing. Financial Planning Services: We make available a variety of financial planning services. The scope of the services and the fees for these services are pursuant to a written financial planning agreement. Generally, such financial planning services will involve preparing a written financial plan or rendering a financial consultation for clients based on their current situation, financial goals, and objectives. You will designate which specific service(s) to be provided in the Financial Planning Agreement, which may encompass one or more of the following areas: 1. Personal Financial Planning - the process of determining whether and how a client can meet life goals through the proper management of financial resources by creating a financial plan; a detailed strategy tailored to a client's specific situation to help meet a client's specific goals. 2. Investment Planning - an analysis of appropriate investments, and appropriate adjustments to existing investments, based upon the client’s description of their primary investment concerns, needs, goals and objectives. This analysis does not include ongoing management or monitoring of investments or portfolios. 3. Retirement Planning - an analysis of the lump-sum and/or periodic dollar commitment necessary to meet stated financial goals during retirement taking into consideration the client’s assets and liabilities, projected social security, pension or other retirement benefits and desired level of income at retirement. 4. Education Planning - the process of preparing

for post-secondary education. 5. Risk Management & Insurance Planning - an analysis of the client’s insurance needs and coverages, taking into account the client’s accumulation goals, assets and liabilities, sources of income, and income needs for the client’s beneficiary upon death or disability. 6. Tax Planning - an analysis of the client’s tax situation that is based on a general understanding of current tax laws. Analyses are subject to verification by the client’s own tax expert. 7. Estate Planning - an analysis of estate settlement costs, which include taxation and administrative costs and an evaluation of estate reduction and tax payment techniques. It involves discussion of gifts, trusts, and estate planning documents. Analyses are subject to verification by the client’s own estate planning expert. 8. Miscellaneous Advisory Services - hourly fees may be charged for an annual review of a financial plan or for specific advice regarding implementation of the planning topic(s) selected above, investment techniques and investments in specific securities, insurance products, and other investment vehicles or specific advice. The plan or separate financial consultation will usually include general recommendations for a course of activity or specific actions to be taken by the client. Plans or consultations are typically completed within six (6) months of the contract date, assuming all information and documents requested are promptly provided. Our financial planning services involve an assessment of the client’s financial situation, including an analysis of financial planning needs and current investment portfolio(s). The information provided by the client is examined in relation to long- and short-term investment objectives, specific client needs as perceived by Financial Partners, market conditions and general economic conditions. The advice includes specific recommendations regarding long- and short-term financial planning and recommendations concerning the retention or disposition of the client’s securities and other investments. This service also includes at least a written report, upon request, and one or more meetings to discuss the status of your financial situation and our specific recommendations. Prior to engaging us to provide financial planning or consulting services, you will be required to enter into a Financial Planning Agreement that sets forth the terms and conditions of the engagement, describing the scope of the services to be provided and the fees due to us upon completion of the services. If requested, we may recommend the services of other professionals for implementation purposes. You will provide these professionals with the necessary information to perform the required services. We will not be compensated for referring you to these professionals. You are under no obligation to engage the services of any such recommended professional. You retain absolute discretion over all such implementation decisions and are free to accept or reject any recommendations. Advisory recommendations are based on your financial situation at the time the services are provided and are based on financial information disclosed by you. You are advised that certain assumptions may be made with respect to interest and inflation rates and the use of past trends and performance of the market and economy. Past performance is in no way an indication of future performance. You are advised that you have the responsibility to promptly notify us if there are ever any changes in your financial situation or investment objectives for the purpose of reviewing, evaluating, and/or revising our previous recommendations and/or services. We are required to disclose to our financial planning clients that a conflict of interest exists between us and our clients. The client is under no obligation to act upon the investment adviser’s recommendation. As a fiduciary, we always put our client’s interests ahead of our own. If the client elects to act on our recommendations, the client is under no obligation to affect the transaction through us. Implementation of the recommendations will be at the discretion of the client. Tailoring of Advisory Services We offer individualized investment advice to clients utilizing our Comprehensive Portfolio Management Services. Additionally, we offer general investment advice to clients utilizing our Financial Planning Services. Each client may place reasonable restrictions on the types of investments/securities to be held in the portfolio by contacting their Financial Partners IAR. Restrictions on investments in certain securities or types of securities may not be possible due to the level of difficulty this would entail in managing the account. Participation in Wrap Fee Programs Our firm no longer participates in a Wrap Fee Program. All legacy Wrap Fee Program clients have been transitioned to a non-wrapped fee service. Regulatory Assets Under Management As of December 31st, 2023, our firm manages $121,449,205 on a discretionary basis and $0 on a non- discretionary basis.