Description of Services and Fees 5C Capital Management, LLC (“5CCM”) is a registered investment adviser based in Woodcliff Lake, New Jersey and White Plains, New York. 5CCM maintains a satellite office in Westport, Connecticut. We are organized as a limited liability company under the laws of the State of Delaware. 5CCM offers customized investment advisory services:
• Financial Planning and Consulting;
• Investment Management; and
• Asset Allocation The following paragraphs describe our services and fees. Please refer to the description of each investment advisory service provided by 5CCM and how these services are tailored to the requirements of our individual clients. As used in this brochure, the words "we", "our" and "us" refer to 5C Capital Management, LLC and the words "you", "your" and "client" refer to you as either a client or prospective client of our firm. You may see the term “Associated Person” throughout this brochure. As used in this brochure, our Associated Persons are 5CCM’s officers, employees and all individuals providing investment advice on behalf of our firm. Financial Planning Our clients have diverse objectives and goals, ranging from financial stability, capital growth, retirement planning and providing for subsequent generations. 5CCM’s comprehensive services include but are not limited to:
• The management of non-retirement and retirement assets;
• Trust management and entity planning;
• Liquid asset and business interest transfers;
• Charitable giving; and
• Tax and estate planning. We work with clients to establish an investment policy which establishes the time horizon during which their investment capital will be most needed, determines relevant contribution rates and timing thereof and provides timely analysis of financial markets and economic trends that may affect their investments. We review and recommend strategies to clients with charitable interests to meet their philanthropic goals and obtain related tax benefits. Most importantly, we are Fiduciaries to our clients; their interests come first. Our recommendations are driven by independent research and process. 5CCM’s investment and planning principles are rooted in the belief that trust in our stewardship should result in long-term investment returns commensurate with risk assumed. We offer financial planning and consulting advisory services through analysis of your specific requirements. These services include review of: 1) Investment portfolio and tax efficient process for the implementation of recommendations; 2) Net worth; pg. 5 3) Cash flow; 4) Individual and estate tax; 5) Life, disability and medical/group benefits insurance; 6) Retirement income and requirements; 7) Education expense; and 8) Estate planning. Financial plans are based on your circumstance when the plan is prepared and upon the financial information provided to us. The client should promptly notify us if their financial situation, goals, objectives and needs change. We may provide planning advice on the following matters: budgeting, liquid and illiquid options grants and strategies, equity participation and other executive award plans. In addition, we provide guidance relating to mortgage refinancing, employment separation, pension plan/Social Security/Medicare elections and inflation- hedging strategies. We charge an hourly fee of $400 - $500 for a financial planner's services and $175 per hour for planning support staff services. Depending on a project’s size and scope, our fee may be separately negotiated. We may reduce our financial planning and/or consulting fees if you engage 5CCM for asset management and/or related advisory services. Our fees are due the

first day of the month following the performance of services and are not refundable. You may terminate the financial planning agreement by providing written notice to our firm. You will incur a pro rata charge for services rendered prior to the agreement’s termination. Investment Management We offer discretionary investment management services. Accumulating savings for short-term goals is often as important as long-term planning. Whether starting a new business venture, educating a child or building your “rainy day fund”, we seek to provide you with an effective investment strategy to achieve these goals. Our investment process begins with a detailed review of your specific circumstance and goals. We integrate near and long-term investment goals, risk tolerance and tax and planning considerations when designing and implementing a cost effective, institutionally custodied portfolio. We continuously research and track performance of our current investment strategies. In addition, we research and monitor numerous investment strategies not currently utilized. These strategies provide comparative data to our portfolio and may become components of our portfolio if we conclude that risk adjusted, cost effective benefits warrant their inclusion. Asset Allocation We provide periodic asset allocation review wherein portfolios are rebalanced on at least a calendar basis and more frequently as circumstances require. With your consent, we are typically granted discretionary authority to manage, trade, review and rebalance your accounts. If we enter into a Non-Discretionary arrangement with you, we will make recommendations, in accordance with your stated financial objectives and will obtain your consent prior to rebalancing the account. You are entitled to accept or reject our recommendations at all times and are solely responsible for implementing recommended changes to your account if you have not granted us discretion over your investment pg. 6 account. Either party may terminate the client agreement at any time. You will incur a pro rata charge for services rendered prior to such termination. Types of Investments and Philosophy Asset allocation, portfolio and tax structure are core to the investment services we provide to our clients. 5CCM is an independent Registered Investment Adviser; as such it is not required to invest in any specific security, mutual fund or proprietary offering. This flexibility enables us to choose from a wide range of unconstrained investments that we believe will meet our client's objectives. We initially construct a detailed profile of our client's financial situation. Based on the information provided by the client and our independent research, we determine a range of investment returns that will allow the client to meet their stated goals. We construct our portfolios with a carefully selected mix of institutional mutual funds, separately managed accounts, exchange traded funds and notes (ETFs and ETNs) and individual securities (e.g. individual bonds and equities). Prior to making any investment of client capital, the investment strategy must be approved by the client. We seek to mitigate risk through investment in low-correlated asset classes; our goal is to buffer client portfolios from major downward moves in a single asset class. We rebalance portfolios on a discretionary basis in order to capture investment and tax benefits. You may request that we refrain from investing in particular securities or certain types of securities. Such request must be provided to 5CCM in writing. Assets Under Management As of December 31, 2023, Assets Under Management were $474,816,488. pg. 7