McCollum Christoferson Group offers investment management services to clients. Prior to McCollum Christoferson Group rendering any advisory services, clients are required to enter into one or more written agreements with McCollum Christoferson Group setting forth the relevant terms and conditions of the ad- visory relationship (the “Advisory Agreement”). McCollum Christoferson Group is wholly owned by Katherine A. Christoferson. As of December 31, 2023, including both the Standard Portfolios and American Funds Portfolios described below, the Firm had $421,081,162 under management for clients in 710 accounts on a discretionary basis. While this brochure generally describes the business of McCollum Christoferson Group, certain sections also discuss the activ- ities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occu- pying a similar status or performing similar functions), employees or any other person who provides invest- ment advice on McCollum Christoferson Group’s behalf and is subject to the Firm’s supervision or control. INVESTMENT MANAGEMENT SERVICES Portfolios of Individual Securities (“Standard Portfolios”) McCollum Christoferson Group primarily allocates client assets among various individual equity and debt securities in accordance with their stated investment objectives. To a lesser extent, the Firm also allocates client assets among mutual funds and exchange-traded funds (“ETFs”). Where appropriate, McCollum Christoferson Group may also provide advice about any type of legacy po- sition or other investment held in client portfolios. Clients may engage McCollum Christoferson Group to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, McCollum Christoferson Group directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. Portfolios of American Funds (“American Funds Portfolios”) To address

the needs of Standard Portfolio clients who also require separate accounts that are too small to diversify appropriately using individual securities, McCollum Christoferson Group may, at its sole discretion, agree to manage portfolios composed of Class F-2 shares of funds within the American Funds family of open end mutual funds. In select cases, McCollum Christoferson Group may also manage American Funds Portfolios for SIMPLE IRA accounts or to accommodate unique client needs. Portfolio Customization McCollum Christoferson Group tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. McCollum Christoferson Group consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify McCollum Christoferson Group if there are changes in their financial situation or if they wish to place any limitations on the man- agement of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if McCollum Christoferson Group determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the its man- agement efforts. To avoid misunderstandings, such restrictions must be made in writing. Sponsor and Manager of Wrap Program McCollum Christoferson Group provides all Standard Portfolio investment management services as the sponsor and manager of the McCollum Christoferson Group Wrap Program (the “Wrap Program”), an arrangement where transaction costs are absorbed by the Firm and no commissions are charged to clients. Accounts managed through the Wrap Program are done so in substantially the same manner as they would be in a non-wrap arrangement. Wrap Program fees may be higher than typical non-wrap fees for similar services, because the Wrap Program fee covers virtually all transaction costs and fees. Additional infor- mation about the Wrap Program is available in McCollum Christoferson Group’s Wrap Brochure, which appears as Part 2A Appendix 1 of the Firm’s Form ADV.