Integrated Capital Management LLC (“ICM”) has been in business since October 2016 as an independent registered investment adviser. However, the principals of ICM have been in business together with their prior firm since 2010. Together, its principals, Eric Seger and Brian Franke have been in the securities industry for over 35 years and are both Certified Financial Planners™. CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in our client’s best interest. In addition, CFP® professionals must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation. ICM provides wealth planning and management services as well as corporate services. ICM does not limit the types of clients with whom it works, but most clients are individuals, their affiliated trusts, charitable organizations, and businesses. Clients should be aware that ICM maintains a written Business Continuity Plan that attempts to provide a plan for addressing such issues as a loss of a key vendor, loss of physical access to our offices, and loss of a key person. ICM believes this disclosure document will give clients an understanding of ICM’s business. Any material conflicts of interest have been disclosed in this document. If clients or prospective clients have any questions, they may contact ICM at the number on the cover sheet of this disclosure document. Financial Planning For the professionals at ICM, financial planning is more than a general discussion or an add-on service. Financial planning is the process by which a client’s current circumstances are compared to their life goals and a roadmap from one to the other is created. ICM believes real planning involves getting to know the complexities of the client’s profession (be it a physician, executive, or small business owner) and how they impact that client’s financial life. For example, the compensation structures of corporate executives can include stock options with various vesting schedules, tax implications, and rules for exercising options. While ICM does not specifically provide student loan services, physicians with student loans will have the debt taken into consideration in their financial plan and when applicable, ICM will recommend the student loans to be refinanced if in the client’s best interest. When working with clients, ICM draws upon experience with a variety of complex compensation, tax, and retirement issues as well as a sense of each client’s own thoughts and perspectives toward their financial goals. These perspectives can only be determined through regular communication with each client. For planning, that communication begins with a series of meetings, which are conducted in person when possible. Information is gathered from the client, analysis performed, and a written financial plan is delivered to the client based on the particular needs of that client. Clients will generally be required to enter into a financial planning agreement setting forth the terms and conditions of the engagement and describing the scope of the services to be provided. The agreement will include a statement to the client when ICM recommends that a client seek asset management services during the financial planning process, such recommendation is a conflict of interest between ICM and the client. The client is under no obligation to act upon any of ICM’s financial planning recommendations, and if the client chooses to act on any of ICM’s recommendations, they are always free to do so through another professional, as they are under no obligation to effect any transaction through ICM. Asset Management Each client who engages ICM for asset management services is encouraged to complete an appropriate financial plan. Clients without financial plans may still work with ICM, but the asset management evaluation process may not be as efficient as it would have been with a financial plan in place. In the absence of a financial plan, the client’s investment objectives are determined by a number of factors, including risk tolerance, liquidity needs, current investments, time horizon, income needs,

tax consideration and purpose of the funds. When we perform asset management services, we prefer to do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, we will not seek specific approval of changes to client accounts. ICM tailors its advisory services to the individual needs of clients, and clients can always make deposits or withdrawals in their accounts at any time. Clients may place reasonable restrictions such as the types of investments we may use, or on the allocations to each security type. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an Investment Management Agreement that outlines the responsibilities of both the client and ICM. In limited instances and in ICM’s sole discretion, ICM may also provide investment management services on a non-discretionary basis, which means we will manage the clients’ accounts as we do for our discretionary clients, except we will consult with the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time- sensitive, and, as such, their performance may or may not be affected if ICM is unable to reach them on a timely basis. While not a separate service, ICM may select certain Independent Managers to actively manage a portion of its clients’ assets. The specific terms and conditions under which a client engages an Independent Manager may be set forth in a separate written agreement with the designated Independent Manager. In addition to this brochure, clients may also receive the written disclosure documents of the respective Independent Managers engaged to manage their assets. ICM evaluates a variety of information about Independent Managers, which may include the Independent Managers’ public disclosure documents, materials supplied by the Independent Managers themselves and other third-party analyses it believes are reputable. To the extent possible, ICM seeks to assess the Independent Managers’ investment strategies, past performance and risk results in relation to its clients’ individual portfolio allocations and risk exposure. ICM also takes into consideration each Independent Manager’s management style, returns, reputation, financial strength, reporting, pricing and research capabilities, among other factors. ICM continues to provide services relative to the discretionary selection of the Independent Managers. On an ongoing basis, ICM monitors the performance of those accounts being managed by Independent Managers. ICM seeks to ensure the Independent Managers’ strategies and target allocations remain aligned with its clients’ investment objectives and overall best interests. Retirement Plan Consulting/Plan Participants For a business owner or charitable organization director, navigating the landscape of pension issues can be overwhelming. Choosing the investment options for plan participants can be daunting. Our retirement sponsor clients can have ICM provide assistance in choosing and monitoring the plan participant options. This can help ensure participants are receiving the most they can from this important benefit. For asset management clients, ICM will upon request provide assistance with the choice of and monitoring of the investment options in the client’s qualified self-directed ERISA plan. Advisory Services to Brokerage Customers ICM provides investment advisory services to certain broker-dealers’ customers (“Brokerage Customers”) who provide written consent requesting to receive the firm’s advisory services. Brokerage Customers have entered into a written advisory agreement with ICM. Wrap Program ICM does not participate in or sponsor a wrap program. Assets Under Management As of December 31, 2022, ICM managed approximately $211,168,808 in assets under management in 1648 accounts all managed on a discretionary basis. As of the same date, ICM also provided ongoing consulting services on another $28,345,772, totaling approximately $239,514,580 in assets under advisement.