Defender Capital is a registered investment advisor firm registered with the U.S. Securities and Exchange Commission (SEC). The company was formed in September 2011. The principal owners of Defender Capital are John D. Stamas, Vice President and Treasurer, and Don G. Stamas, President and Secretary. As Defender believes in ensuring its clients and their assets receive the service they deserve, Defender has developed a succession plan in the event of the sudden loss of key personnel. To summarize the plan, John D. Stamas would take over the management of the firm in the event that Don G. Stamas was no longer able to manage. Advisory Services Defender Capital’s (“Defender” or “Advisor”) principal service is providing fee-based investment advisory services. The Advisor practices custom management of portfolios, on a discretionary basis, according to the client’s objectives. The Advisor may use any of the following: exchange listed securities, over-the-counter securities, foreign securities, and United States government securities to accomplish this objective. The Advisor may recommend, on occasion, redistributing investment allocations to diversify the portfolio in an effort to reduce risk and increase performance. The Advisor may recommend specific stocks to increase sector weighting and/or dividend potential. The Advisor may recommend employing cash positions as a possible hedge against market movement which may adversely affect the portfolio. The Advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client’s risk tolerance. Pension Consulting Services Defender will offer pension consulting services and participant fiduciary advice to plan participants for assets held at Qualified Plans, pursuant to the Pension Protection Act of 2006. The Advisor’s pension consulting services and participant

fiduciary advice will be based on information obtained from the plan participant about goals and investment objectives, time horizon, risk tolerance and the plan participant's financial situation. Defender will utilize Investment Policy Statements when providing standardized asset allocation recommendations for the investment assets of plan participants within Qualified Plans. Defender may offer other pension consulting services that include but are not limited to educational seminars, plan surveys, evaluations of vendor's services or special projects on behalf of the plan sponsor. Selection of Other Advisors Defender may periodically recommend and refer clients to unaffiliated money managers or investment advisors. Through this arrangement, the client will then enter into an advisory agreement with the third-party money manager authorizing them to assist and advise the client in establishing investment objectives and developing an investment strategy to meet those objectives by identifying appropriate investments and monitoring such investments. Defender Capital Page 5 Defender will tailor its advisory services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose certain restrictions on investing in certain securities or types of securities, the Advisor will address those restrictions with the client to have a clear understanding of the client’s requirements. Financial Planning In addition to investment supervisory services, Defender may provide Financial Planning Services to some of its clients. The Advisor’s Financial Planning services may include recommendations for portfolio customization based on their client’s investment objectives, goals and financial situation. Financial Planning Services may also include recommendations relating to investment strategies as well as tailored investment advice. Defender does not provide portfolio management services to wrap fee programs. As of March 12, 2024, Defender had $412,225,000 in discretionary, and $1,500,000 in non- discretionary client assets under management.