Overview
Financial Counseling Associates, Inc. is in the business of providing investment advice. Financial Counseling Associates, Inc. (FCA,
Inc.) became incorporated in the state of Colorado on January 25th 1993. The principal owners of FCA, Inc. are John Kopel, and Matt
Rillos. FCA, Inc. was a registered investment advisor under the SEC from 1993 until 1999, from 1999 until 2014 FCA was a state
registered advisor, and FCA is currently an SEC registered advisor.
Services
FCA, Inc. provides a service of advising clients on the allocations of investments. We also provide counsel regarding financial
planning, business planning, funding education, retirement planning, life and health insurance, estate planning, tax planning, for
individuals and small businesses. FCA, Inc. is a fiduciary and as such we provide full disclosure to our clients and always act in the
best interest of our clients. We have discretionary authority over clients’ assets that we manage which allows us to make and
implement investment decisions without the clients’ written or verbal approval.
FCA, Inc. generally provides investment advice on equity securities, investment company securities, e.g. variable life insurance,
annuities, mutual
funds, exchange traded funds, and limited partnerships. We use commercially available services concerning
investments as well as, taxation, numerous financial newspapers, periodicals, and issuer-prepared information. Outside consultants
may also be employed to provide additional expertise in certain situations.
In addition to investment advice, we can provide comprehensive financial planning, supplying analysis and recommendation in the
areas of business planning, education planning, retirement planning, life and health insurance, estate planning, tax planning, as well
as investments for individuals and small businesses.
FCA, Inc. provides investment advice on mutual funds, exchange traded funds, stocks, bonds, options, certificates of deposit, money
markets, and cash. Advice on investment types outside of those listed above is limited. We can tailor our services based on the needs
of a client. For example, a client can impose restriction on investing in certain securities or types of securities.
Assets Under Management
As of 1/1/2023 we are managing a total of $255,000,000 for 324 clients.
• $238,000,000 for 321 clients on a discretionary basis.
• $17,000,000 for 3 clients on a non-discretionary basis.