Riverview Research LLC, (“Riverview Research” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). Riverview Research is an independent consulting firm established in 2009 to provide personalized consulting services to a limited number of high net worth individuals, trusts, estates, charitable organizations, retirement plans, and corporations (each a “Client”). Riverview Research offers personal attention, objective counsel and custom solutions focused on growing and preserving wealth. Riverview Research is owned by its President, Stephen A. Yarmesch who also serves as the firm’s Chief Compliance Officer (“CCO”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. Riverview Research’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Riverview Research manages customized investment programs for institutional and high net worth investors whereby we are the investment office for our Clients. In that role, we provide objective and aligned investment strategies, asset allocation, manager selection, risk management, implementation, and measurement. Riverview Research also provides 3(21) and 3(38) services to the sponsors of defined contribution plans. Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account).

Such a recommendation creates a conflict of interest if the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor. Private Wealth Management Services Riverview Research provides Wealth Management Services to our private Clients considering each investor’s specific investment goals, cash flow needs, tax situation, gifting and estate planning goals, and philanthropic goals. Wealth Management Services included:
• Prepare a family strategic plan
• Portfolio assessment
• Investment policy development
• Strategic asset allocation planning
• Portfolio construction and risk management Page 5
• Investment manager research
• Implementation of socially responsible investing guidelines
• Performance reporting
• Custodian evaluation
• Client education
• Implementation of all investment decisions Institutional Consulting OCIO Services Riverview Research provides both traditional investment consulting services (non-discretionary) and discretionary services. We collaborate with decision makers and staff on all matters related to the institutions mission. Our services include:
• Portfolio assessment
• Spending policy analysis
• Investment policy development
• Strategic asset allocation planning
• Portfolio construction and risk management
• Investment manager research
• Implementation of socially responsible investing guidelines
• Performance reporting
• Custodian evaluation
• Client education
• Quarterly meetings
• Implementation of all investment decisions. At no time will Riverview Research accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. At no time will AA accept or maintain custody of a Client’s funds or securities. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the agreement, please see Item 12 – Brokerage Practices and Item 15 – Custody. As of December 31, 2023, Riverview Research had total assets under management of $848,833,806 of which $754,668,046 was managed on a discretionary basis and $94,165,760 of which was managed on a non- discretionary basis.