Meridian is an independent SEC Registered Investment Advisor. Headquartered in Little Rock, Arkansas, the firm was founded in 1983. As of December 31, 2023, we manage $772,075,985 in discretionary assets for endowments, foundations, company retirement plans, individuals, and high net worth families on a discretionary basis. Meridian is structured as an S Corporation and the principal owner is Pat D. Moon. Since inception, Meridian has served as an advisor to assist clients with setting goals, establishing investment strategy, and managing financial asset portfolios on a discretionary basis. Meridian provides customized investment management solutions for its clients. This is achieved through continuous personal client contact and interaction while providing discretionary investment management and related advisory services. Meridian works closely with each client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to design a portfolio strategy. Meridian will then construct an investment portfolio tailored to the client’s investment goals. Meridian may direct clients to third party investment advisers. Before selecting other advisers for clients, Meridian will verify that all recommended advisers are properly licensed, notice filed, or exempt in the states where Meridian is recommending the adviser to clients. Meridian will perform initial and ongoing oversight and due diligence over each independent manager to ensure the strategy remains aligned with the client’s investment objectives and overall best interests. Our Retirement Services division was created in 1997 to provide retirement plan consulting to defined contribution plans (i.e., 401(k), 403(b), 401(a), and 457(b) plans). Plan assets range from $500 thousand to $110 million and include over 4,000 participants. Retirement Plan Rollovers – No Obligation / Conflict of Interest – A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money

in the former employer’s plan, if permitted, (ii) roll over the assets to a new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could result in adverse tax consequences). If Meridian recommends that a client roll over their retirement plan assets into an account to be managed by Meridian, such a recommendation creates a conflict of interest if Meridian will earn a new (or increase its current) advisory fee as a result of the rollover. No client is under any obligation to roll over retirement plan assets to an account managed by Meridian. ERISA / Internal Revenue Code Fiduciary Acknowledgment – When we provide investment advice to a client regarding the client’s retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with client interests, so we operate under a special rule that requires us to act in the client’s best interest and and not put our interest ahead of the client’s. Under this special rule's provisions, we must: ▪ Meet a professional standard of care when making investment recommendations (give prudent advice). ▪ Never put our financial interests ahead of the client’s when making recommendations (give loyal advice); ▪ Avoid misleading statements about conflicts of interest, fees, and investments. ▪ Follow policies and procedures designed to ensure that we give advice that is in the client’s best interest. ▪ Charge no more than is reasonable for our services; and ▪ Give the client basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest.