A. The Registrant is a Corporation formed on October 27, 2003 in the state of Michigan. The Registrant became registered as an investment adviser firm in August 2013. The Registrant is owned by Michael Kozemchak. Mr. Kozemchak is also the Registrant’s Principal. B. CONSULTING SERVICES The Registrant offers fiduciary and non-fiduciary consulting services, on a non- discretionary fee basis, to defined contribution, defined benefit and non-qualified plans. All qualified plan client accounts are regulated under the Employee Retirement Income Securities Act (“ERISA”). The Registrant will generally provide non-discretionary, fiduciary and non-fiduciary advisory services to the sponsors of the defined contribution, defined benefits plan and nonqualified deferred compensation, the parties whom have ultimate authority to direct the investing and reinvesting of plan assets as they deem appropriate, considering each plan’s stated objective, liquidity needs, and stated policies and guidelines. The Registrant employs an initial and ongoing screening process based upon various quantitative and qualitative factors, including performance and costs. Registrant will provide services only to the extent it receives necessary and timely cooperation from Company, including but not limited to meetings, telephone calls, production of documents, coordination of services and Company decision making assistance. Adviser agrees to make available the following services (collectively, “Services”) to Company, the Plan and the Plan participants during the term of the engagement. Defined Contribution Plan and Defined Benefit Plan Fiduciary Services: The Registrant may be engaged to provide non-discretionary 3(21)(a)(ii) investment advice to clients regarding asset classes and investment alternatives available to the client in accordance with its investment policies and objectives and to the extent written policies and objectives have been brought to the attention of Registrant. When the Registrant is engaged in this capacity, the client shall have final decision-making authority regarding the selection, retention, removal and addition of investment options. The Registrant’s services shall also include the following: i. Assistance in selecting investment options consistent with ERISA section 404(c) ii. Assistance in the development of an investment policy statement iii. Periodic investment reports to aid in monitoring investment options iv. Periodic meetings with the client to discuss reports v. Assisting with the selection of qualified default investment alternatives vi. Analysis of client’s service provider reports vii. Assist with review and due diligence relating to manager/fund selections Assist with review of Stable Value funds and nonregistered investment options (if applicable). Company shall have the final decision-making authority regarding the selection, retention, removal and addition of stable value or money market investment options. viii. Meetings with custodian and/or record-keeper on matters pertaining to the Plans investments ix. Participate in periodic Committee meetings (or as often as the Committee deems necessary). x. Participate in additional sub-committee meetings as requested with members and outside advisors. xi. Assist with investment fund mapping and analytical support as requested. Client acknowledges that Adviser has no responsibility to provide any services related to the following types of assets: employer securities; ESOP Plans, real estate (except for real estate funds and publicly traded REITs); voting proxies, stock brokerage accounts or mutual fund windows; participant loans; non-publicly traded partnership interests; other non-publicly traded securities or property (other than collective trusts and similar vehicles); or other hard-to-value or illiquid securities or property (collectively, “Excluded Assets”). The Excluded Assets shall be disregarded in determining the fees payable to Adviser under this Agreement, and the fees shall be calculated only on the remaining assets (the “Included Assets”). Defined Contribution, Defined Benefit Plan Non-Fiduciary Services: The Registrant may be engaged to provide non-discretionary non-fiduciary services. When the Registrant is engaged in this capacity, the client shall have final decision-making authority regarding the selection, retention, removal, modification and/or addition of any and all advisor non- fiduciary recommendations. The Registrant’s services shall also include the following: i. Monitoring and Supporting Governances ii. Plan Administration/Vendor Management iii. Support of the Participant Communication and Education Program iv. Provider Benchmark Studies and Searches v. Implementation/Conversion

Support vi. Analysis of client’s service provider reports Nonqualified Deferred Compensation Plan Non-Fiduciary Services: The Registrant may be engaged to provide non-discretionary non-fiduciary services. When the Registrant is engaged in this capacity, the client shall have final decision-making authority regarding the selection, retention, removal, modification and/or addition of any and all advisor non- fiduciary recommendations. The Registrant’s services shall also include the following: i. Assistance in selecting investment options consistent with objectives ii. Assistance in the development of an investment policy statement iii. Periodic investment reports to aid in monitoring investment options iv. Periodic meetings with the client to discuss reports v. Assisting with the selection of default investment alternatives vi. Analysis of client’s service provider reports vii. Meetings with custodian and/or record-keeper on matters pertaining to the Plans investments viii. Participate in periodic Committee meetings (or as often as the Committee deems necessary). ix. Participate in additional sub-committee meetings as requested with members and outside advisors. x. Assist with investment fund mapping and analytical support as requested. xi. Monitoring and Supporting Governances xii. Plan Administration/Vendor Management xiii. Support of the Participant Communication and Education Program xiv. Provider Benchmark Studies and Searches xv. Implementation/Conversion Support xvi. Analysis of client’s service provider reports MISCELLANEOUS Non-Investment Consulting/Implementation Services. To the extent requested by the client, the Registrant may provide consulting services regarding non-investment related matters. Neither the Registrant, nor any of its representatives, serves as an attorney or accountant and no portion of the Registrant’s services should be construed as same. To the extent requested by a client, the Registrant may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance, etc.). The client is under no obligation to engage the services of any such recommended professional. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from the Registrant. If the client engages any recommended unaffiliated professional, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from and against the engaged professional. At all times, the engaged licensed professional[s] (i.e., attorney, accountant, insurance agent, etc.), and not the Registrant, shall be responsible for the quality and competency of the services provided. In limited circumstances, the Registrant may accept an engagement in which the Registrant is engaged in an ERISA Section 3(38) capacity. In such instances, the Registrant shall generally have the authority to transact within the Plan on a discretionary basis. It remains the client’s responsibility to promptly notify the Registrant if there is ever any change in its financial situation or investment objectives for the purpose of reviewing, evaluating or revising Registrant’s previous recommendations and/or services. Pension/Plan Consulting offered through Institutional Investment Consulting, a Registered Investment Advisor, not affiliated with LPL Financial. Client Obligations. In performing its services, Registrant shall not be required to verify any information received from the client or from the client’s other professionals and is expressly authorized to rely thereon. Moreover, each client is advised that it remains its responsibility to promptly notify the Registrant if there is ever any change in its financial situation or investment objectives for the purpose of reviewing, evaluating or revising Registrant’s previous recommendations and/or services. Disclosure Statement. A copy of the Registrant’s written Brochure as set forth on Part 2A of Form ADV shall be provided to each client prior to, or contemporaneously with, the execution of the Plan Advisory and Consulting Agreement. C. The Registrant shall provide advisory services specific to needs of each client. Prior to providing investment services, an investment adviser representative will discuss with each client, its particular investment objective(s). Clients may, at any time, impose restrictions, in writing, on the Registrant’s services. D. The Registrant does not participate in a wrap fee program. E. As of December 31, 2023, the Registrant had approximately $20,000,000,000 in retainer client assets under advisement.