USAdvisors Wealth Management, LLC is an SEC-registered investment advisor with its principal place of business located in Minnesota. USAdvisors Wealth Management, LLC began conducting business in 2011. Listed below are the firm's principal shareholders (i.e. those individuals and/or entities controlling 25% or more of this company). - Nathan D. Bergeland Revocable Living Trust - 100% o W. Jillian Link, Trustee USAdvisors Wealth Management, LLC offers the following advisory services to our clients: ADVISOR DIRECTED PORTFOLIO MANAGEMENT Our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, investment advisor representatives of USAdvisors Wealth Management, LLC will create and manage a portfolio based on that policy. During the data-gathering process, the investment advisor representative will determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, the investment advisor representative will also review and discuss a client's prior investment history, as well as family composition and background. We manage advisory accounts on a discretionary basis. Account supervision is guided by the client's stated objectives (i.e., maximum capital appreciation, growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Corporate debt securities (other than commercial paper)
• Certificates of deposit
• Variable life insurance
• Variable annuities
• Municipal securities
• Mutual fund shares
• United States government securities
• Alternative Investments o Business Development Companies o Real Estate Investment Trusts (REIT’s) o Structured Notes The investment advisor representative will provide advice on any investment held by the client at the inception of the advisory relationship. However, assets in managed accounts will typically be limited to those listed above. Because some types of investments involve certain additional degrees of risk and limited liquidity, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. MODEL PORTFOLIO MANAGEMENT Our firm also provides portfolio management services to clients using asset allocation model portfolios. Each model portfolio is designed to meet a particular investment goal. We develop and manage equity, balanced and fixed-income portfolios, using (when available) no-load and load-waived mutual funds, as well as exchange-traded funds (“ETFs”). We manage client accounts by matching their risk tolerance level and objectives to the designed portfolios. Portfolio allocations are built with the attempt to fall on the efficient frontier curve. We consult with LSA Portfolio Analytics, State Street, Dimensional Fund Advisors, Shores Edge Financial and Ladenburg Thalmann Asset Management to develop portfolio models as client risk/return needs require. Portfolio models include: LSA No Transaction Fee (NTF) Mutual Fund Portfolios
• Capital Preservation
• Income Plus
• Conservative Growth
• Moderate Growth
• Growth Plus
• Aggressive Growth LSA ETF NTF Strategies
• Capital Preservation
• Income Plus
• Conservative Growth
• Moderate Growth
• Growth Plus
• Aggressive Growth LSA Socially Responsible Mutual Fund Portfolios
• Capital Preservation
• Income Plus
• Conservative Growth
• Moderate Growth
• Growth
• Growth Plus
• Aggressive Growth LSA American Funds F-2 Share Portfolios
• Capital Preservation
• Income Plus
• Conservative Growth
• Moderate Growth
• Growth
• Growth Plus
• Aggressive Growth Dimensional Core Wealth ETF & MF Portfolios
• DFA 0/100
• DFA 20/80
• DFA 40/60
• DFA 60/40
• DFA 80/20
• DFA 100/0 State Street Strategic ETF Portfolios
• Conservative
• Moderate Conservative
• Moderate
• Moderate Aggressive
• Maximum Growth Ladenburg Thalmann ETF Portfolio
• Income
• Income & Growth
• Growth & Income
• Aggressive Growth Unaffiliated Sub-Advisor Portfolios Shores Edge Financial Portfolios
• Preservation
• Conservative
• Balanced
• Moderate Growth
• Growth Recommendation of Unaffiliated Sub-Advisors (Shores Edge Financial) USAWM may provide recommendations to the client to utilize one or more specific Sub- Advisor(s) such as Shores Edge Financial LLC to manage the Account or a portion of the assets of the Account. When a Sub-Advisor is selected, the Sub-Advisor will have discretionary authority on your Account to place trades and make changes to the Account or the portion of your Account the Sub-Advisor is authorized to manage. Please refer to Item 16 for more information. USAWM will conduct due diligence of any recommended Sub-Advisor and monitor the performance of Sub-Advisor with respect to the Sub-Advisor’s management of the designated assets of Account relative to appropriate peers and/or benchmarks. The recommendation of a Sub-Advisor shall be made on a non-discretionary basis and is always based on each client’s individual needs. USAWM will be available to answer questions client may have regarding any portion of client’s Account managed by a Sub-Advisor and will act as the communication conduit between Client and the Sub-Advisor. A complete description of the Sub- Advisor’s services, practices and fees will be disclosed in the Sub-Advisor’s Form ADV Part 2A that will be provided to client. Where practical, we will include in the client’s managed account any securities the client holds and wishes to continue to hold. The amount and nature of these securities will be a factor in determining which model portfolio is appropriate for the client. We manage these model portfolios on a discretionary basis. Clients, nevertheless, have the opportunity to place reasonable restrictions on the types of investments to be held in their accounts. Clients retain individual ownership of all securities. Account supervision is guided by the client's stated objectives (i.e., maximum capital appreciation, growth, income, or growth and income), as well as tax considerations. Our investment recommendations are not limited to any specific product or service offered by a broker dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Mutual fund shares
• Securities the client wishes to include in the managed portfolio. Because some types of investments involve certain additional degrees of risk and limited liquidity, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. To ensure that our initial determination of an appropriate portfolio remains suitable and that the account continues to be managed in a manner consistent with the client's financial circumstances the following will occur: 1. The Investment Advisor Representative, at least annually, will contact each participating client to determine whether there have been any changes in the client's financial situation or investment objectives, and whether the client wishes to impose investment restrictions or modify existing restrictions; 2. The Investment Advisor Representative will be reasonably available to consult with the client; and 3. The Investment Advisor Representative will maintain client suitability information in each client's file. 4. If a client has

any changes to their financial situation or would like to place reasonable restrictions on their account they should contact their Investment Advisor Representative or USAdvisors Wealth Management. FINANCIAL PLANNING In addition to investment management, we provide financial planning as a stand-alone service. Financial planning is a comprehensive evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information and analysis are considered as they impact and are impacted by the entire financial and life situation of the client. A separate Financial Planning Services Agreement is signed by the client and the advisor. Based on the discussion with the client, the financial planning may be separate from the advisory management fees charged and may be charged based on a fixed or an hourly fee. Clients purchasing this service receive a copy of the report which provides the client with a financial plan designed to assist the client achieve his or her financial goals and objectives. In general, the financial plan can address any or all of the following areas:
• PERSONAL: We review family records, budgeting, personal liability, estate information and financial goals.
• TAX & CASH FLOW: We analyze the client’s income tax and spending and planning for past, current and future years; then illustrate the impact of various investments on the client's current income tax and future tax liability.
• INVESTMENTS: We analyze investment alternatives and their effect on the client's portfolio.
• INSURANCE: We review existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.
• RETIREMENT: We analyze current strategies and investment plans to help the client achieve his or her retirement goals.
• DEATH & DISABILITY: We review the client’s cash needs at death, income needs of surviving dependents, estate planning and disability income.
• ESTATE: We assist the client in assessing and developing long-term strategies, including as appropriate, living trusts, wills, review estate tax, powers of attorney, asset protection plans, nursing homes, Medicaid and elder law.
• BUSINESS CONSULTING: We offer general financial and business consulting services. These services may include, but are not limited to, evaluation of your business, tax planning, risk management, business planning, advisory consulting services to business owners in the sale of their business, and assistance in the overall structuring of a business succession plan, among others. We gather required information through in-depth personal interviews. Information gathered includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker. Implementation of financial plan recommendations is entirely at the client's discretion. We also provide general non-securities advice on topics that may include tax and budgetary planning, estate planning and business planning. Typically, the financial plan is presented to the client within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided. Services provided in cooperation with Securities America Advisors, Inc. (SAA) The following services (together, the “SAA Services”) are provided in cooperation with SAA, an SEC-registered investment advisor firm not affiliated with USAWM. This enables your USAWM representative to offer a diverse range of investment supervisory and administrative services to you through the Managed Opportunities Program (MOP). Should you elect to use this program, USAWM will not share in your advisory fees. The SAA programs are designed and administered by SAA. While your USAWM representative has the ability to help you determine which of the options within this program is appropriate to your needs and may make investment decisions for your account in this program, the types of securities, availability of specific securities, availability of specific third-party managers, and investment styles or strategies will necessarily be determined by SAA. USAWM primarily relies on SAA’s due diligence on investments and third-party managers in these programs when recommending the program. Please review SAA’s Form ADV Part 2A Brochure and/or Part 2A Appendix 1 Wrap Fee Brochure for additional information specific to SAA and this program. In the Managed Opportunities Advisor Directed program, your representative may primarily recommend mutual funds. To the extent mutual funds are used, your representative may seek to purchase no-load or load-waived mutual funds, if available. The annual internal fund expenses may be higher or lower on the no-load/load-waived mutual funds, in aggregate, compared to the purchase or sale of a loaded mutual fund. Refer to the section titled “Fees and Compensation” for more information. Where possible, when recommending mutual funds for your advisory account, our firm or one of our affiliates will recommend no-load mutual funds or load mutual funds available at net asset value. Commissions charged for these products may be higher or lower than commissions you may be able to obtain if transactions were implemented through another broker/dealer. We describe the MOP program in greater detail below: Managed Opportunity Program Description Managed Opportunities Program, a wrap fee program developed by SAA, allows you to establish an account utilizing Mutual Fund Portfolios, Separate Account Portfolios, and Unified Managed Account Portfolios developed by third-party money managers that are registered investment advisors (collectively referred to as sub-advisors). SAA acts as the investment advisor for all Managed Opportunities Program accounts and USAWM acts in a referral capacity when referring you into those Mutual Fund, Separate Account, and Unified Managed Account Portfolios through a USAWM advisor. One or more of these sub-advisors may be affiliated entities of SAA. The Managed Opportunities Program also offers Advisor Directed Portfolios. USAWM advisors may use the Advisor Directed Portfolio option to design investment management and asset allocation portfolio(s) for you. USAWM is acting in an advisory and not in a referral capacity when using the Advisor Directed Portfolio option. To establish Managed Opportunities Program accounts, you must provide relevant information requested by SAA in the New Account Application and Investment Policy Profile. This information assists USAWM in determining the suitability of the Managed Opportunities Program accounts and in establishing appropriate investment objectives. You will also provide other supporting documents and financial information that we may reasonably request. A Managed Opportunities Program Investment Strategy Summary is generated from the application, profile and suitability information provided by you. It summarizes recommended investment strategies and sets out the objectives and restrictions in the management of your account. SAA and USAWM provide services through the Managed Opportunities Program based solely upon information supplied by you. Advisor Directed Portfolios Advisor Directed Portfolios are managed by USAWM Investment Advisor Representatives, based on the financial information and investment objectives you provide. SAA has also entered into agreements with insurance companies that allow for the management and valuation of your variable annuity accounts within the Managed Opportunities Program Advisor Directed Portfolios. The insurance company custodians maintain custody of all variable annuity accounts. As of December 31, 2022, USAdvisors Wealth Management, LLC had approximately $360,890,583 of client assets under management on a discretionary basis. We do not manage client accounts on a non-discretionary basis.