KGWP was formed in February 2005 by Matthew G. Kovalcik and Stephen P. Geraghty, who are the firm’s Principals. Stephen P. Geraghty also serves as the firm's Chief Compliance Officer. The Adviser provides financial planning services and portfolio management for clients through discretionary and non-discretionary accounts for a percentage of assets under management and/or on an hourly or fixed- fee basis, as applicable. The Adviser focuses primarily on high-net-worth individuals, most of whom are retired or current corporate executives. The Adviser is an independent registered investment adviser specializing in helping individuals and businesses achieve financial stability, growth and independence. The firm works to help clients achieve these goals through sound financial management. It fully commits its expertise and objectivity to help clients plan for family needs, create strategies for charitable giving, and map a course for preserving their wealth and building a legacy. Advice is tailored to the individual client’s needs through interviews, the collection of important information, and detailed financial planning, as applicable. KGWP utilizes the services of Raymond James & Associates, Inc. ("RJA"), a registered broker-dealer, to execute brokerage trades for clients and to serve as custodian of clients' funds and securities. KGWP and its principals are not affiliated with RJA and are not registered representatives of RJA and do not receive any commissions or fees for recommending these services. As of March 18, 2024 the Adviser had the following in assets under management: Discretionary Accounts: 626 Assets: $ 236,308,149 Non-Discretionary Accounts: 37 Assets: $ 831,045 Total Accounts: 663 Assets: $ 237,139,194 Types of Services Financial Planning KGWP offers financial planning services, which begins by identifying goals in three core areas: family, charitable and career. Once the Adviser fully understands the qualitative aspects of the client's plan, a review of the client’s current financial situation is completed. Clients understand that when KGWP is engaged to address only certain components, the clients’ overall financial and investment issues may not be taken into consideration. The financial plan may include both long and short-term considerations, depending upon the individual scenario. Upon completion, a plan is presented to the client. At this meeting, the client is provided with recommendations that are deemed to be compatible with the client’s stated goals and objectives. An implementation schedule is reviewed with the client to determine which steps will be pursued, and with whom the steps may be accomplished. The client is under no obligation to utilize additional services of KGWP and its representatives and is under no obligation to implement the advice or the plan. Clients may choose all or certain components of the advice and recommendations and can implement the recommendations through the service providers of their choice. Investment Advisory Services KGWP provides investment advisory services, defined as giving continuous advice to a client or making investments for a client based on the individual needs of the client. Through financial planning goals and objectives are established upon which KGWP develops a client's personal investment policy and creates and manages a portfolio based on that policy. KGWP will manage a client's advisory account on either a discretionary or a non-discretionary basis. Account supervision is guided by the stated objectives of the client (i.e., maximum capital appreciation, growth, income, or growth and income, and capital preservation, etc.). If the client has elected not to engage KGWP for financial planning services but requires investment management assistance, the initial step in the advisory process involves a meeting with the client for the purpose of defining the scope of the relationship. Once defined, the client and KGWP enter into a written agreement. Upon entering into the agreement, a KGWP representative requests from the client, and reviews, all necessary financial information. This may include information on assets, liabilities, income and expenses, tax returns and personal and family obligations. In addition, the client will be requested to provide financial goals and objectives, both long and short term. Based on this review, appropriate investment vehicles will be proposed to the client and a personal investment policy will be created for the client. General Characteristics and Restrictions Advisory recommendations are based on the clients' financial situation at the time the services are provided and are based on financial information disclosed by you. We incorporate information about trends and performance of securities, the market and the economy into our recommendations, which are designed toward meeting your specific goals, objectives, and needs. Therefore, as your financial information and situation change, you must notify us promptly. Our clients are allowed to impose restrictions on the investments in their account. We may accept any reasonable limitation or restriction placed by the client on our discretionary authority over the account. All limitations and restrictions

placed on accounts must be presented to KGWP in writing. KGWP may provide to you reports it prepares regarding your portfolio. You are encouraged to review these reports and compare them against reports received from the independent custodian that services your advisory account. You should immediately inform us of any discrepancy noted between the custodian records and the reports you receive from us. Privacy Notice KGWP is a registered investment adviser committed to safeguarding your personal information. We are required to collect certain personal information about you in the normal course of doing business. This policy describes how we collect information about you, under what circumstances we may disclose the information to others, and how we safeguard your information in our possession. Information We Collect We collect and use information about you in order to provide you with our financial products and services. We obtain most information directly from you when you open an account or purchase financial products or services through us. We may also obtain information about you from our representatives and their affiliated businesses, if any, and from third parties such as retirement plan sponsors or third-party administrators, mutual fund companies, insurance companies, your former broker-dealer or its registered representative, clearing firms, or others who provide you with financial products or services. This may include information such as your name, address, telephone number, social security number or other tax identification number, date of birth, assets, income, net worth, financial goals, occupation, beneficiary designations and other information from your application. Information We Disclose We may disclose information about you, on a need to know basis, to our staff, affiliates, representatives, their affiliated businesses, and non-affiliated third parties who provide you with financial products and services. These non-affiliated third parties may include retirement plan sponsors or third-party administrators, mutual fund companies, insurance companies and agencies, other broker- dealers, third party money managers, and clearing firms. Our privacy policy is the same for current, as well as former clients. Also, if you close your account, in the process of transferring your investments we may share your information with the new investment adviser or custodian that you or your representative selects. If our representative servicing your account leaves us to join another investment adviser, and the client chooses to continue that relationship, the representative may be permitted to retain copies of your information so that he or she can assist with the transfer of your account and continue to serve you at their new firm. The representative’s continuing use of your information will be subject to the new firm’s privacy policy. We may disclose information such as your name, address, social security number, date of birth, transactional information, or other financial information when necessary for us to provide you with financial products and services or report on your account, or where law prescribes disclosure. For example, we report your tax-related information to federal and state governments, and we may disclose information during the course of an audit or to law enforcement or regulatory agencies. We do not disclose your information to non-affiliated companies who intend to market their products to you. However, we may share your personal information with companies that we hire to perform services for us, such as vendors that provide data processing and storage, computer software maintenance and development, transaction processing, or other administrative duties on an as needed basis only. Securing Your Information We are committed to protecting the privacy and confidentiality of your personal information. Only those employees who need to have access to personal information to perform their jobs are authorized to use your personal information. They may need access to your personal information to conduct business on your behalf, service your account, help you pursue your financial objectives, and to conduct our business. Employees who have access to your personal information are required to maintain and protect the confidentiality of that information and must follow established procedures. We maintain physical, electronic and procedural safeguards reasonably designed to protect your personal information and to comply with applicable laws and regulations. Questions If you have questions about our privacy policy, please contact our Chief Compliance Officer. We appreciate your business and look forward to serving your financial service needs. Business Continuity Plan KGWP's policy is to respond to a significant business disruption by safeguarding employees' lives and our property, making financial and operational assessments, quickly recovering and resuming operations, protecting all of our books and records, and allowing clients to transact business. In the event that we are unable to continue our business, clients will be given prompt access to their funds and securities. A detailed Business Continuity Plan will be made available to clients upon request.