A. Description of Advisor. Southland Equity Partners (“us”, “we”, “our”, “Firm”, or “Advisor”) is a Limited Liability Company organized under the laws of the Commonwealth of Virginia, with its principal business office located in Wildwood, Missouri. Eric Antrobius is the Managing Principal of the Firm and we have been in business since 2010. We offer investment advisory products and services to individuals, high net worth individuals, pension/profit sharing plans, and businesses. Our products and services are offered through advisory representatives of Southland Equity Partners. We manage client assets directly, or indirectly through unaffiliated portfolio managers that we recommend. B. Advisory Services Offered. A. Financial Planning Services We prepare and provide you with a financial plan designed to help you achieve your financial goals and investment objectives. The preparation of a plan may be provided in written form and may necessitate that you provide us with personal data such as: family records; budgeting; personal liability; estate information; and additional financial goals. The financial plan may include any, or all, of the following areas: personal; tax and cash flow; retirement; estate; insurance; and investments. Planning and review of investments may include the assessment of: brokerage accounts; mutual fund accounts; and the sub-accounts within variable annuities. Should you choose to implement the recommendations, we suggest you work closely with your attorney, accountant, insurance agent, and/or broker-dealer representative. B. Direct Asset Management Services We perform research, consultation and implementation for a portfolio that is designed to meet your objectives, risk tolerance, tax considerations, time horizon, and unique needs and circumstances. The investment strategies utilized, and portfolios constructed and managed, depend on the confidential information that you provide us. You are expected to promptly communicate to us any changes in financial conditions or objectives. Model portfolios, options, and/or margin may be used as a part of the investment strategy. However, you have the opportunity to place reasonable restrictions on the type of investments to be held in the portfolio. We may periodically rebalance your account to maintain the initially agreed-upon asset allocation on a discretionary or nondiscretionary basis. Investment decisions in accounts managed on a discretionary basis are made by the Advisor. A customized portfolio is created for each individual investor based on their individual needs. No changes are made to the agreed-upon asset allocation in nondiscretionary accounts without your prior review and consent. Southland Equity Partners, LLC Page 6 of 18 C. Unaffiliated Portfolio Managers In addition to direct asset management services, we have entered into agreements with various other unaffiliated investment advisors for the provision of portfolio management services. To assist you in the selection of a particular outside portfolio manager, we typically gather information from you about your financial situation, investment objectives, and reasonable restrictions that you want imposed on the management of the account. You may reference the third-party manager’s Brochure to find out more about the manager and services offered. Based on information gathered from you, we evaluate and recommend the use of an unaffiliated portfolio manager for one or more of the asset classes in your portfolios. Factors considered in the selection of outside portfolio managers include: your risk tolerance; goals;

objectives; investment experience; fees charged to you by the portfolio manager; the experience and capabilities of the portfolio manager; and the amount of assets that you have available for investment. All securities transactions are decided upon and executed by the portfolio manager. Typically, the portfolio manager exercises discretion in the management of client accounts. We do not manage, or obtain discretionary authority over, the assets in accounts participating in these programs. We periodically review reports that are provided to you. We contact you at least annually, or more often as agreed upon, to: review your financial situation and objectives; communicate information to the portfolio manager as warranted; and to assist you in understanding and evaluating the services provided. You are expected to notify us of any changes in your financial situation, investment objectives, or account restrictions. D. Retirement Plan Consulting Services We offer retirement consulting services to employee benefit plans (collectively, “Plans”) and their fiduciaries. The services are designed to assist the plan sponsor (the “Company”) in meeting its management and fiduciary obligations to the plan under the Employee Retirement Income Security Act (“ERISA”). Retirement consulting services are provided pursuant to a retirement plan consulting services agreement, and will consist of general or specific advice, that includes services other than investment advisory services. The Company may also engage us to provide a review of executive benefits, for separate compensation. We will determine with the Company, in advance, the scope of services to be performed and the fees for all requested services. Prior to engaging us to provide consulting services, the Company will be required to enter into a written agreement with us setting forth the terms and conditions of the engagement, describing the scope of the services to be provided, and the relevant fees and fee- paying arrangements. The services outlined above that we provide are explained in more detail in the written agreement. We will also provide additional disclosures about our services and fees, where required by ERISA. When we perform the agreed upon services, we will not be required to verify the accuracy or consistency of any information received from the Company. We will serve in a non-discretionary ERISA fiduciary capacity with respect to the services that we provide which will be further explained in the written agreement we sign with the Company. The Company is always free to seek independent advice about the appropriateness of any recommendations made by us. Southland Equity Partners, LLC Page 7 of 18 C. Tailoring of Services. Advisor tailors its Direct Asset Management Services, Retirement Planning Consulting, and Financial Planning Services to the needs of its clients. For Direct Asset Management Services, client may impose restrictions on the purchase of specific securities or types of securities even when granting Advisor discretionary authority over investments (please see Item 16). Unaffiliated portfolio managers may/may not allow tailoring of services or reasonable restrictions to the types of securities purchased in your account. You should consult their Brochure to learn more. D. Wrap Fee Programs. Not applicable. E. Assets Under Management. As of December 31, 2023, Advisor had 103 non-discretionary Advisor-Managed accounts with $32,912,167 in Assets Under Management and 2,611 discretionary Advisor-Managed accounts with $603,531,217 in Assets Under Management.