We specialize in the following services: Comprehensive Portfolio Management, Financial Planning
and Consultations, 3(38) and 3(21) ERISA Investment Management, and 401(k) Plan Review. Our
firm is dedicated to providing individuals and other types of clients with a wide array of investment
advisory services. Our firm is a limited liability company formed under the laws of the State of New
York. Our firm has been in business as an investment adviser since 2004 and is owned 100% by
Robert Sullivan.
Types of Advisory Services Offered
Comprehensive Portfolio Management:
As part of our Comprehensive Portfolio Management service, clients will be provided asset
management and financial planning or consulting services. This service is designed to assist clients
in meeting their financial goals through the use of a financial plan or consultation. Our firm
conducts client meetings to understand their current financial situation, existing resources,
financial goals, and tolerance for risk. Based on what is learned, an investment approach is
presented to the client, consisting of individual stocks, bonds, ETFs, options, mutual funds and
other public and private securities or investments. Once the appropriate portfolio has been
determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced
based upon the client’s individual needs, stated goals and objectives. Upon client request, our firm
provides a summary of observations and recommendations for the planning or consulting aspects
of this service.
Financial Planning & Consulting:
Our firm provides a variety of financial planning and consultation services to individuals, families,
business and other clients regarding the management of their financial resources based upon an
analysis of client’s current situation, goals, and objectives. Generally, such services are financial
consulting for clients based on the client’s financial goals and objectives. This planning or
consulting may encompass one or more of the following areas:
Individual Investors:
Portfolio Analysis
Development of a Financial Plan
Retirement Planning
Investment Tax Strategies
Estate Tax Planning
Tax Free Municipal Bond Investing
Business:
Portfolio Analysis
Retirement Plan Fiduciary Services
Retirement Plan Design and Implementation
Financial Planning for Key Executives
Our written financial plans or financial consultations rendered to clients usually include general
recommendations for a course of activity or specific actions to be taken by the clients. It should also
be noted that we may refer clients to an accountant, attorney or other specialist, as necessary, for
non-advisory related services. Financial consulting services are typically completed within 6
months of the client signing a contract with us, assuming that all the information and documents we
request from the client are provided to us promptly. Implementation of the recommendations will
be at the discretion of the client. For financial consulting clients who wish to have Investment
Insight Wealth Management, LLC provide ongoing asset management, a separate advisory
agreement will need to be executed, and in certain circumstances, their financial consulting fee will
be waived.
Retirement Plan Consulting:
Our firm provides retirement plan consulting services to employer plan sponsors on an ongoing
basis. Generally, such consulting services consist of assisting employer plan sponsors in
establishing, monitoring and reviewing their company's participant-directed retirement plan. As
the needs of the plan sponsor
dictate, areas of advising may include:
• Establishing an Investment Policy Statement – Our firm will assist in the development of a
statement that summarizes the investment goals and objectives along with the broad
strategies to be employed to meet the objectives.
• Investment Options – Our firm will work with the Plan Sponsor to evaluate existing
investment options and make recommendations for appropriate changes.
• Asset Allocation and Portfolio Construction – Our firm will develop strategic asset allocation
models to aid Participants in developing strategies to meet their investment objectives, time
horizon, financial situation and tolerance for risk.
• Investment Monitoring – Our firm will monitor the performance of the investments and
notify the client in the event of over/underperformance and in times of market volatility.
• Participant Education – Our firm will provide opportunities to educate plan participants
about their retirement plan offerings, different investment options, and general guidance on
allocation strategies.
In providing services for retirement plan consulting, our firm does not provide any advisory
services with respect to the following types of assets: employer securities, real estate (excluding
real estate funds and publicly traded REITS), participant loans, non-publicly traded securities or
assets, other illiquid investments, or brokerage window programs (collectively, “Excluded Assets”).
All retirement plan consulting services shall be in compliance with the applicable state laws
regulating retirement consulting services. This applies to client accounts that are retirement or
other employee benefit plans (“Plan”) governed by the Employee Retirement Income Security Act of
1974, as amended (“ERISA”). If the client accounts are part of a Plan, and our firm accepts
appointment to provide services to such accounts, our firm acknowledges its fiduciary standard
within the meaning of Section 3(21) or 3(38) of ERISA as designated by the Retirement Plan
Consulting Agreement with respect to the provision of services described therein.
Tailoring of Advisory Services
Our firm offers individualized investment advice to our Comprehensive Portfolio Management clients.
The client’s individual investment strategy is tailored to their specific needs and may include some or
all of the previously mentioned securities. Each portfolio will be initially designed to meet a particular
investment goal, which we determine to be suitable to the client’s circumstances. Once the appropriate
portfolio has been determined, we review the portfolio at least quarterly and if necessary, rebalance
the portfolio based upon the client’s individual needs, stated goals and objectives. Each client has the
opportunity to place reasonable restrictions on the types of investments to be held in the portfolio. We
emphasize continuous and regular account supervision and individualized investment advice to
clients.
We offer clients customized portfolios to suit a variety of investment objectives:
• Growth Portfolio – Primary focus is on making your capital grow, income is a not a
concern, comfortable with market fluctuation;
• Equity Income Portfolio – Primary focus on making your capital grow; income is a
secondary focus; stock portfolio; comfortable with market fluctuation;
• Balanced Portfolio – Primary focus on making your capital grow; income is a
secondary focus; stock and bond portfolio; comfortable with market fluctuation;
• Income Portfolio – Primary focus is for providing immediate income; growth is not a
concern, comfortable with a lower level of market fluctuation;
• Tax Free Bond Portfolio – Primary focus is for providing income that is free from
income tax; growth is not a concern, comfortable with a lower level of market
fluctuation.
General investment advice will be offered to our Financial Planning & Consulting and Retirement
Plan Consulting clients.
Participation in Wrap Fee Programs
Our firm does not offer or sponsor a wrap fee program.
Regulatory Assets Under Management
Our firm managed $119,673,055 on a discretionary basis and $0 on a non-discretionary basis as of
December 31, 2023.